SIM CONSULT
ActiveSIM CONSULT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €90k and a net result of €14k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +47 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+78
Solvency98▲+26
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.12 in 2023), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
85 d late
2021
271 d late
2020
88 d late
2019
58 d late
2018
55 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€90k▲ 18.6%
2023 · €76k
2018: €139k
2019: €143k
2020: €160k
2021: €164k
2023: €76k
2018 → 2024
Total assets
€142k▼ 12.8%
2023 · €162k
2018: €162k
2019: €152k
2020: €166k
2021: €223k
2023: €162k
2018 → 2024
Net result
€14k
2023 · €-16k
2018: €24k
2019: €4k
2020: €17k
2021: €4k
2023: €-16k
2018 → 2024
Working capital
€31k▲ 320%
2023 · €7k
2018: €135k
2019: €138k
2020: €154k
2021: €131k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232024Trend
Equity€143k-€160k▲ 12.0%€164k▲ 2.3%€76k▼ 53.9%€90k▲ 18.6%
Operating result€10k-€26k▲ 157%€-6k€-14k▼ 132%€20k
Net result€4k-€17k▲ 341%€4k▼ 78.2%€-16k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €20k after a loss of €14k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €142k
Fixed assets
€78k▼ 15.4%
Current assets
€64k▼ 9.5%
Equity and liabilities €142k
Equity
€90k▲ 18.6%
Debt
€52k▼ 40.2%
The debt ratio falls from 53.4% to 36.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€42k▲
2023 · €10k
Cash flow
€36k▲
2023 · €8k
Solvency
63.4%▲
2023 · 46.6%
Current ratio
1.94▲
2023 · 1.12
Quick ratio
1.70▲
2023 · 0.99
Debt / equity
0.58▼
2023 · 1.14
ROE
15.7%▲
2023 · -21.4%
ROA
9.9%▲
2023 · -10.0%
Interest coverage
6.25▲
2023 · 4.34
Debt
€52k▼
2023 · €87k
Debt ≤ 1 year
€33k▼
2023 · €63k
Debt > 1 year
€19k▼
2023 · €24k
Income taxes
€180▲
2023 · €176
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€162k€142k▼
Fixed assets21/28€92k€78k▼
Tangible fixed assets22/27€92k€78k▼
Land and buildings22€432€316▼
Plant, machinery and equipment23€56k€55k▼
Furniture and vehicles24€36k€23k▼
Current assets29/58€70k€64k▼
Stocks and contracts in progress3€8k€8k▼
Stocks30/36€8k€8k▼
Amounts receivable within one year40/41€38k€37k▼
Trade receivables40€23k€22k▼
Other amounts receivable41€16k€16k=
Cash at bank and in hand54/58€24k€16k▼
Deferred charges and accrued income490/1€37€3k▲
Equity and liabilities
Total equity and liabilities10/49€162k€142k▼
Equity10/15€76k€90k▲
Contributions10/11€12k€12k=
Reserves13€118k€118k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€37k€37k=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14€-55k€-41k▲
Amounts payable17/49€87k€52k▼
Amounts payable after more than one year17€24k€19k▼
Financial debts170/4€24k€19k▼
Amounts payable within one year42/48€63k€33k▼
Current portion of amounts payable after more than one year42€36k€16k▼
Trade debts44€11k-
Suppliers440/4€11k-
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€8k€9k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€22k▼
Other operating charges640/8€802€569▼
Gross operating margin9900€11k€42k▲
Operating profit (loss)9901€-14k€20k▲
Financial income75/76B€10€946▲
Recurring financial income75€10€946▲
Financial charges65/66B€2k€7k▲
Recurring financial charges65€2k€7k▲
Profit (loss) for the period before taxes9903€-16k€14k▲
Income taxes67/77€176€180▲
Profit (loss) for the period9904€-16k€14k▲
Profit (loss) for the period to be appropriated9905€-16k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-41k▲
Profit (loss) brought forward from the previous period14P€-39k€-55k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
31-12
Financial
Weakest financial yearnet €-16k ▼530%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 271 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Equity above €150kEq €160k ▲12%
3 profitable years in a row build equity to €160k.
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 58 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 17.07
Current ratio from 7.90 to 17.07; short-term debt falls from €19k to €9k.
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 55 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
2015
21-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 21 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Regenmortelstraat 293128 TremeloGround area
1,853 m²
Building footprint
253 m²
Volume, LiDAR
1,433 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Van Regenmortelstraat 29, 3128 Tremelo
since 19992.092.777.572
Den Berepoot
since 20222.342.715.294
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24065B0207/00F000 | Flanders | 942 m² | 1 · 76 m² | 3.9 m · 1 fl. |
| 24006C0287/00S000 | Flanders | 911 m² | 1 · 177 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBierbeek2.342.715.294
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WEBIT
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-1999
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.