SILVER TAVERN
ActiveThe computed 12-month bankruptcy probability of SILVER TAVERN is 2.4% (moderate). The 2024 annual accounts show equity of €102k and a net result of €24k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 18938 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent▲ +48 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 2.89 in 2023), and 33.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
88 d late
2023
68 d late
2022
6 d early
2021
45 d late
2020
104 d early
2019
129 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k
2023 · €-25k
2018: €697
2019: €3k
2020: €-4k
2021: €43k
2022: €6k
2023: €-25k
2018 → 2024
Working capital
€102k▲ 33.6%
2023 · €76k
2018: €53k
2019: €49k
2020: €48k
2021: €96k
2022: €99k
2023: €76k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€53k-€96k▲ 81.4%€102k▲ 6.4%€78k▼ 24.0%€102k▲ 31.1%
Operating result€-4k-€44k€7k▼ 83.2%€-12k€42k
Net result€-4k-€43k€6k▼ 85.8%€-25k€24k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €42k after a loss of €12k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €152k
Equity
€102k▲ 31.1%
Debt
€50k▲ 24.8%
The debt ratio falls from 34.2% to 33.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€43k▲
2023 · €-10k
Cash flow
€26k▲
2023 · €-22k
Solvency
66.9%▲
2023 · 65.8%
Current ratio
3.02▲
2023 · 2.89
Quick ratio
2.96▲
2023 · 2.74
Debt / equity
0.49▼
2023 · 0.52
ROE
23.7%▲
2023 · -31.6%
ROA
15.9%▲
2023 · -20.8%
Interest coverage
5.29▲
2023 · -171.15
Debt
€50k▲
2023 · €40k
Debt ≤ 1 year
€50k▲
2023 · €40k
Income taxes
€10k▼
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€118k€152k▲
Fixed assets21/28€1k€0▼
Tangible fixed assets22/27€1k€0▼
Furniture and vehicles24€1k€0▼
Current assets29/58€117k€152k▲
Stocks and contracts in progress3€6k€3k▼
Stocks30/36€6k€3k▼
Amounts receivable within one year40/41€2k€117k▲
Other amounts receivable41€2k€117k▲
Cash at bank and in hand54/58€86k€10k▼
Deferred charges and accrued income490/1€22k€22k=
Equity and liabilities
Total equity and liabilities10/49€118k€152k▲
Equity10/15€78k€102k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Profit (loss) carried forward14€72k€96k▲
Amounts payable17/49€40k€50k▲
Amounts payable within one year42/48€40k€50k▲
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€31k€41k▲
Taxes450/3€16k€41k▲
Remuneration and social security454/9€15k-
Other amounts payable47/48-€5k
Income statement
Code20232024
Remuneration, social security and pensions62€85k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€25€476▲
Gross operating margin9900€75k€44k▼
Operating profit (loss)9901€-12k€42k▲
Financial charges65/66B€61€8k▲
Recurring financial charges65€61€8k▲
Profit (loss) for the period before taxes9903€-13k€34k▲
Income taxes67/77€12k€10k▼
Profit (loss) for the period9904€-25k€24k▲
Profit (loss) for the period to be appropriated9905€-25k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€96k▲
Profit (loss) brought forward from the previous period14P€96k€72k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Equity above €100kEq €102k ▲31.1%
Equity rises from €78k to €102k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-25k ▼500%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €102k ▲6.4%
2 profitable years in a row build equity to €102k.
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
2021
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
18-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity times 5current ratio 54.31
Current ratio from 10.74 to 54.31; short-term debt falls from €5k to €904.
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 233 days late
2018
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 148 days late
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 317 days late
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 682 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Azalealaan 411030 SchaarbeekGround area
110 m²
Building footprint
112 m²
Volume, LiDAR
1,898 m³
Parcel 21903B0501/00X006, Brussels · tallest building 20.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Silver Tavern
since 20032.133.651.194
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0501/00X006 | Brussels | 110 m² | 1 · 112 m² | 20.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.133.651.194
Similar companies · same sector, comparable size
VEXA
BE 0687.845.707
Deinze · Eq €102k
BUGATTI'S
BE 0434.889.503
Kortrijk · Eq €102k
MOKABON
BE 0428.543.426
Gent · Eq €102k
DSI
BE 0658.918.525
Koekelberg · Eq €102k
BESIMI
BE 0769.302.842
Brussel · Eq €102k
Of 13,832 companies in sector 56301 we hold annual accounts for 4,808. 3,616 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-2003
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.