JUWA
ActiveJUWA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €25k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 13044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.81 against 3.2 in 2024), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
17.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
44 d early
2023
33 d early
2022
56 d early
2021
38 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▲ 10.0%
2024 · €113k
2018: €23k
2019: €15k
2020: €22k
2021: €60k
2022: €77k
2023: €91k
2024: €113k
2018 → 2025
Total assets
€144k▼ 4.1%
2024 · €150k
2018: €30k
2019: €62k
2020: €51k
2021: €77k
2022: €100k
2023: €115k
2024: €150k
2018 → 2025
Net result
€25k▼ 29.8%
2024 · €36k
2018: €-3k
2019: €-8k
2020: €8k
2021: €51k
2022: €32k
2023: €28k
2024: €36k
2018 → 2025
Working capital
€96k▲ 22.9%
2024 · €78k
2018: €23k
2019: €-33k
2020: €-24k
2021: €15k
2022: €35k
2023: €49k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€77k▲ 29.1%€91k▲ 17.8%€113k▲ 24.4%€124k▲ 10.0%
Operating result€52k-€42k▼ 19.3%€39k▼ 6.0%€52k▲ 32.8%€36k▼ 30.7%
Net result€51k-€32k▼ 38.6%€28k▼ 11.4%€36k▲ 29.8%€25k▼ 29.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€28k▼ 22.9%
Current assets
€115k▲ 2.0%
Equity and liabilities €144k
Equity
€124k▲ 10.0%
Debt
€20k▼ 46.6%
The debt ratio falls from 24.8% to 13.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▼
2024 · €60k
Cash flow
€34k▼
2024 · €44k
Solvency
86.2%▲
2024 · 75.2%
Current ratio
5.81▲
2024 · 3.20
Quick ratio
5.54▲
2024 · 3.05
Debt / equity
0.16▼
2024 · 0.33
ROE
20.6%▼
2024 · 32.3%
ROA
17.8%▼
2024 · 24.3%
Interest coverage
101.59▼
2024 · 117.13
Debt
€20k▼
2024 · €37k
Debt ≤ 1 year
€20k▼
2024 · €35k
Income taxes
€10k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€144k▼
Fixed assets21/28€37k€28k▼
Tangible fixed assets22/27€37k€28k▼
Plant, machinery and equipment23€7k€5k▼
Other tangible fixed assets26€29k€23k▼
Current assets29/58€113k€115k▲
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€1k€2k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€105k€105k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€150k€144k▼
Equity10/15€113k€124k▲
Contributions10/11€19k€19k=
Reserves13€94k€105k▲
Distributable reserves133€94k€105k▲
Amounts payable17/49€37k€20k▼
Amounts payable within one year42/48€35k€20k▼
Trade debts44€814€1,000▲
Suppliers440/4€814€1,000▲
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€10k€4k▼
Other amounts payable47/48€24k€15k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€149€3k▲
Gross operating margin9900€60k€47k▼
Operating profit (loss)9901€52k€36k▼
Financial income75/76B€23€10▼
Recurring financial income75€23€10▼
Financial charges65/66B€510€437▼
Recurring financial charges65€510€437▼
Profit (loss) for the period before taxes9903€51k€36k▼
Income taxes67/77€15k€10k▼
Profit (loss) for the period9904€36k€25k▼
Profit (loss) for the period to be appropriated9905€36k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€25k▼
Transfer to equity691/2€22k€11k▼
To other reserves6921€22k€11k▼
Profit to be distributed694/7€14k€14k=
Return on contributions (dividend)694€14k€14k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €113k ▲24.4%
5 profitable years in a row build equity to €113k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €51k ▲576%
Net result €51k, the highest in the series.
31-12
Financial
Liquidity times 10current ratio 1.84
Current ratio from 0.18 to 1.84; short-term debt falls from €29k to €18k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelarenplein 143000 LeuvenGround area
97 m²
Building footprint
97 m²
Parcel 24502B0004/00C002, Flanders. Linked by address, not a title deed.
1 establishment unit
A La Sirene
since 20022.115.354.422
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0004/00C002 | Flanders | 97 m² | 1 · 97 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.115.354.422
Similar companies · same sector, comparable size
Equitino
BE 0800.891.287
Brugge · Eq €124k
EliJa
BE 0770.601.949
Hasselt · Eq €124k
JDOB
BE 0650.649.769
Charleroi · Eq €124k
BJELL
BE 0825.883.437
Leuven · Eq €124k
GATE 5
BE 0449.510.767
Oostende · Eq €124k
Of 13,834 companies in sector 56301 we hold annual accounts for 4,807. 3,473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2002
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.