SILVER CITY
ActiveSILVER CITY has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €-21k. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 13306 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
short-term debt: 0.4% and cash: 54.8% of total assets, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
-28.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-21k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
37 d late
2022
42 d late
2021
47 d late
2020
4 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▼ 22.5%
2024 · €92k
2018: €115k
2019: €134k
2020: €156k
2021: €177k
2022: €132k
2023: €120k
2024: €92k
2018 → 2025
Total assets
€72k▼ 23.5%
2024 · €94k
2018: €186k
2019: €228k
2020: €207k
2021: €224k
2022: €156k
2023: €122k
2024: €94k
2018 → 2025
Net result
€-21k▲ 26.6%
2024 · €-28k
2018: €40k
2019: €18k
2020: €23k
2021: €21k
2022: €-36k
2023: €-12k
2024: €-28k
2018 → 2025
Working capital
€49k▼ 10.7%
2024 · €55k
2018: €53k
2019: €41k
2020: €49k
2021: €94k
2022: €54k
2023: €56k
2024: €55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€132k▼ 25.2%€120k▼ 8.9%€92k▼ 23.5%€71k▼ 22.5%
Operating result€25k-€-34k€-11k▲ 68.2%€-28k▼ 152%€-20k▲ 26.7%
Net result€21k-€-36k€-12k▲ 67.0%€-28k▼ 141%€-21k▲ 26.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €28k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€23k▼ 39.7%
Current assets
€49k▼ 12.6%
Equity and liabilities €72k
Equity
€71k▼ 22.5%
Debt
€316▼ 80.0%
The debt ratio falls from 1.7% to 0.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €-646
Cash flow
€-4k▼
2024 · €-1k
Solvency
99.6%▲
2024 · 98.3%
Debt / equity
0.00▼
2024 · 0.02
ROE
-29.0%▲
2024 · -30.7%
ROA
-28.9%▲
2024 · -30.1%
Interest coverage
-8.82▼
2024 · -1.26
Debt
€316▼
2024 · €2k
Debt ≤ 1 year
€316▼
2024 · €2k
Income taxes
€265▲
2024 · €257
A ratio outside any meaningful range has been withheld (balance sheet total €72k, equity €71k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€72k▼
Fixed assets21/28€37k€23k▼
Tangible fixed assets22/27€37k€23k▼
Plant, machinery and equipment23€24k€16k▼
Furniture and vehicles24€13k€7k▼
Current assets29/58€56k€49k▼
Amounts receivable within one year40/41€10k€10k▲
Trade receivables40€4k€6k▲
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€46k€39k▼
Deferred charges and accrued income490/1€160€77▼
Equity and liabilities
Total equity and liabilities10/49€94k€72k▼
Equity10/15€92k€71k▼
Contributions10/11€11k€11k=
Reserves13€157k€157k=
Distributable reserves133€157k€157k=
Profit (loss) carried forward14€-76k€-96k▼
Amounts payable17/49€2k€316▼
Amounts payable within one year42/48€2k€316▼
Financial debts43€814-
Credit institutions430/8€814-
Trade debts44€763€51▼
Suppliers440/4€763€51▼
Taxes, remuneration and social security45-€265
Taxes450/3-€265
Income statement
Code20242025
Non-recurring operating income76A€343€631▲
Remuneration, social security and pensions62€17-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€17k▼
Non-recurring operating charges66A€297-
Gross operating margin9900€-332€-3k▼
Operating profit (loss)9901€-28k€-20k▲
Financial income75/76B€30€56▲
Recurring financial income75€30€56▲
Financial charges65/66B€511€350▼
Recurring financial charges65€511€350▼
Profit (loss) for the period before taxes9903€-28k€-20k▲
Income taxes67/77€257€265▲
Profit (loss) for the period9904€-28k€-21k▲
Profit (loss) for the period to be appropriated9905€-28k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-96k▼
Profit (loss) brought forward from the previous period14P€-47k€-76k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 155.75
Current ratio from 35.72 to 155.75; short-term debt falls from €2k to €316.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
31-12
Financial
Liquidity times 16current ratio 56.12
Current ratio from 3.53 to 56.12; short-term debt falls from €21k to €1k.
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
31-12
Financial
Weakest financial yearnet €-36k ▼273%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 47 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Equity above €150kEq €156k ▲17%
3 profitable years in a row build equity to €156k.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
2017
06-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Evergemsesteenweg 2299032 GentGround area
3,427 m²
Building footprint
335 m²
Parcel 44074C0539/00P004, Flanders. Linked by address, not a title deed.
1 establishment unit
RESTAURANT SILVER CITY
since 19892.043.964.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074C0539/00P004 | Flanders | 3,427 m² | 1 · 335 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,821 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-1989
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.