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LORO

Active
Private limited companyfounded 1991active for 35 yearsGroot-Bijgaardenstraat 231, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0442.687.016
Summary

The computed 12-month bankruptcy probability of LORO is 3.6% (moderate). The 2025 annual accounts show negative equity (-€15,235) and a net result of -€54,291. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 19% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 06-02-1991 Normal situation
Activity
Full-service restaurants NACE 56111
Establishment unit
2.051.671.447 1082 Sint-Agatha-Berchem, since 03-12-1991
Financial year end
31 December
Peppol
Reachable since 09-01-2026

Board and ownership

Board

Financial position

47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.6%
Annual accounts 2025
Gross margin
-€30,619
Loss
€54,291
▲ 355%
Equity
-€15,235
Total assets
€69,781
▼ 50.6%
Staff
≈ 0.5 FTE
estimated
  • Negative equity on 31-12-2025
  • 2025 accounts filed 6 days after the deadline
Turnover not published (micro format)
Filed on 06-08-2026
Score breakdownraises riskLoss of €54,291, the second in a row (financial year 2025)Sector: Food and beverage service activities (NACE 56)Negative equity -€15,235lowers riskSize: total assets €69,781Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 9% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 3-50
equity -21.8% of total assets
Liquidity 3-43
short-term debt 100.2% · cash 2.2%
Profitability 0-21
return on assets -77.8%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 1.4% 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.3%▼ -0.1 percentage points vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025lowest value 02-2026: 1.3%● unchanged vs 01-2026lowest value 03-2026: 1.3%● unchanged vs 02-2026lowest value 04-2026: 1.4%▲ +0.1 percentage points vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.7 percentage points vs 07-2026 09-2026: 3.6%▲ +1.4 percentage points vs 08-2026highest value 10-2026: 3.6%● unchanged vs 09-2026highest value 11-2026: 3.6%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.93 (4.68 in 2024), below 1. Short-term debt is 100.2% and cash 2.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 19% of them on solvency, 4% on liquidity, 8% on profitability and 6% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Loss of €54,291, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Size: total assets €69,781
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€15,235
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€15,235
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
6 days late
2024
55 days early
2023
24 days early
2022
6 days late
2021
31 days late
2020
2 days late
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€15,235 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€54,291 View
  • Caution: Lower net result than 95% of companies in food and beverage servicesector median €4,876 · 16,939 companies -€54,291 View

Recent changes

  1. · Gazette deed Appointments: ROUSSIS Panagiotis, DEFTERIGOS Georges and ALEXIOU Paraskevi
  2. · Gazette deed Changes of role: ROUSSIS Panagiotis, DEFTERIGOS Georges and ALEXIOU Paraskevi
  3. · Gazette deed Resignations & appointments
All 17 events

Comparable companies

These companies have the same main activity as LORO: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €60,800 and €77,400, founded between 1983 and 1995.

CompanyTotal assetsGross margin
LORO Sint-Agatha-Berchem€69,781-€30,619
Palasi Schaarbeek€60,758-€4,914
FULSETPORT BELGIUM Brussel€68,143-€2,732
SILVER CITY Gent€71,786-€3,089
IL STROMBOLI Tournai€66,436-€3,471
DEGUSTAM Zaventem€77,443-€7,328
DE DRIE WEIZEN Hasselt€63,546€57
Full comparison

Key facts about LORO

What is the company number of LORO?
The company number of LORO is 0442.687.016. The VAT number is the same number with BE in front: BE 0442.687.016.
Where is LORO based?
The registered office is at Groot-Bijgaardenstraat 231, 1082 Sint-Agatha-Berchem.Company details
What does LORO do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of LORO?
The legal form of LORO is Private limited company (BV).
When was LORO founded?
LORO was founded on 06-02-1991.
Is LORO still active?
Yes, LORO is an active enterprise in the KBO register.
How many employees does LORO have?
LORO had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of LORO?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is LORO profitable?
In financial year 2025, LORO made a loss of €54,291.
Where can I find the annual accounts of LORO?
LORO filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LORO due?
LORO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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