SILva
ActiveSummary
SILva has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-22k) and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.84 in 2024; short-term debt: 249.2% and cash: 1.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-149.2%
Return on assets
-64.3%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-22k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
29 d late
2022
5 d early
2021
33 d early
2020
9 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-22k▼ 75.7%
2024 · €-13k
2019: €-11k
2020: €-4k
2021: €17k
2022: €17k
2023: €-2k
2024: €-13k
2019 → 2025
Total assets
€15k▼ 14.0%
2024 · €17k
2019: €17k
2020: €21k
2021: €49k
2022: €43k
2023: €37k
2024: €17k
2019 → 2025
Net result
€-10k▲ 10.6%
2024 · €-11k
2019: €-6k
2020: €7k
2021: €20k
2022: €144
2023: €-19k
2024: €-11k
2019 → 2025
Working capital
€-22k▼ 624%
2024 · €-3k
2019: €-3k
2020: €6k
2021: €26k
2022: €26k
2023: €7k
2024: €-3k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€17k▲ 0.9%€-2k€-13k▼ 552%€-22k▼ 75.7%
Operating result€33k-€7k▼ 79.6%€-18k€-10k▲ 44.2%€-8k▲ 20.6%
Net result€20k-€144▼ 99.3%€-19k€-11k▲ 43.2%€-10k▲ 10.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€317 ▼ 40.0%
Current assets
€14k ▼ 13.2%
Key figures and ratios
EBITDA
€-8k▲
2024 · €-10k
Cash flow
€-9k▲
2024 · €-10k
Solvency
-149.2%▼
2024 · -73.0%
Current ratio
0.39▼
2024 · 0.84
Debt to equity
-1.67▲
2024 · -2.37
ROA
-64.3%▼
2024 · -61.8%
Interest coverage
-72.13▲
2024 · -695.89
Debt
€37k▲
2024 · €30k
Debt ≤ 1 year
€37k▲
2024 · €20k
Income taxes
€2k▲
2024 · €528
Staff costs
€112k▼
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€17k€15k▼
Fixed assets21/28€528€317▼
Tangible fixed assets22/27€423€212▼
Furniture and vehicles24€423€212▼
Financial fixed assets28€105€105=
Current assets29/58€17k€14k▼
Amounts receivable within one year40/41€12k€12k▲
Trade receivables40€6k€6k▼
Other amounts receivable41€6k€6k▲
Cash at bank and in hand54/58€2k€246▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€17k€15k▼
Equity10/15€-13k€-22k▼
Contributions10/11€6k€6k=
Reserves13€8k€8k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-26k€-36k▼
Amounts payable17/49€30k€37k▲
Amounts payable within one year42/48€20k€37k▲
Trade debts44€738€7k▲
Suppliers440/4€738€7k▲
Taxes, remuneration and social security45€19k€19k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€16k€16k▲
Other amounts payable47/48-€10k
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Remuneration, social security and pensions62€120k€112k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€211€211=
Other operating charges640/8€337€352▲
Gross operating margin9900€111k€104k▼
Operating profit (loss)9901€-10k€-8k▲
Financial income75/76B€70€312▲
Recurring financial income75€70€312▲
Financial charges65/66B€14€109▲
Recurring financial charges65€14€109▲
Profit (loss) for the period before taxes9903€-10k€-8k▲
Income taxes67/77€528€2k▲
Profit (loss) for the period9904€-11k€-10k▲
Profit (loss) for the period to be appropriated9905€-11k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-36k▼
Profit (loss) brought forward from the previous period14P€-16k€-26k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-06
Financial
Weakest financial yearnet €-19k ▼13102%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €20k ▲171%
Operating result €33k, net result €20k, both a record.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boekterheide 873550 Heusden-ZolderGround area
2,065 m²
Building footprint
316 m²
Volume, LiDAR
1,303 m³
Parcel 71065F0175/00S002, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Boekterheide 87, 3550 Heusden-Zolder
since 19972.082.939.594
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0175/00S002 | Flanders | 2,065 m² | 1 · 316 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DIMAS
BE 1001.351.586
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ManoielaClean
BE 0783.310.137
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DEKOC
BE 0461.911.426
Zaventem · Eq €16,608
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,725 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-07-1997
Fiscal year end30-06
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.