SILO SERVICE
ActiveSummary
SILO SERVICE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €24k. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 24% of 1202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+1
Solvency45▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.31 in 2024; short-term debt: 60.9% and cash: 0.3% of total assets), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.7%
Return on assets
4.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1202 sector peers (2025).
NBB · sector comparisonPosition among 1202 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
61 d late
2022
17 d early
2021
100 d early
2020
25 d early
2019
122 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€114k▲ 26.7%
2024 · €90k
2018: €25k
2019: €14k
2020: €37k
2021: €48k
2022: €74k
2023: €80k
2024: €90k
2018 → 2025
Total assets
€581k▲ 121%
2024 · €263k
2018: €44k
2019: €27k
2020: €57k
2021: €108k
2022: €337k
2023: €264k
2024: €263k
2018 → 2025
Net result
€24k▲ 144%
2024 · €10k
2018: €9k
2019: €-11k
2020: €24k
2021: €13k
2022: €26k
2023: €6k
2024: €10k
2018 → 2025
Working capital
€16k▼ 63.3%
2024 · €43k
2018: €25k
2019: €14k
2020: €22k
2021: €44k
2022: €51k
2023: €31k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€74k▲ 54.3%€80k▲ 7.8%€90k▲ 12.3%€114k▲ 26.7%
Operating result€16k-€39k▲ 136%€13k▼ 65.6%€17k▲ 30.4%€39k▲ 121%
Net result€13k-€26k▲ 106%€6k▼ 77.7%€10k▲ 69.5%€24k▲ 144%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 121% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €581k
Fixed assets
€211k ▲ 159%
Current assets
€369k ▲ 104%
Equity and liabilities €581k
Equity
€114k ▲ 26.7%
Debt
€466k ▲ 170%
Debt's share of the balance-sheet total rises from 65.7% to 80.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94k▲
2024 · €48k
Cash flow
€80k▲
2024 · €40k
Current ratio
1.04▼
2024 · 1.31
Debt to equity
4.08▲
2024 · 1.92
ROE
21.1%▲
2024 · 11.0%
ROA
4.1%▲
2024 · 3.8%
Interest coverage
15.22▲
2024 · 8.63
Debt ≤ 1 year
€354k▲
2024 · €138k
Debt > 1 year
€102k▲
2024 · €24k
Income taxes
€9k▲
2024 · €6k
Staff costs
€84k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€263k€581k▲
Fixed assets21/28€81k€211k▲
Intangible fixed assets21€9k€57k▲
Tangible fixed assets22/27€73k€154k▲
Plant, machinery and equipment23€39k€42k▲
Furniture and vehicles24€8k€6k▼
Leasing and similar rights25€26k€106k▲
Current assets29/58€181k€369k▲
Amounts receivable within one year40/41€167k€366k▲
Trade receivables40€108k€206k▲
Other amounts receivable41€59k€160k▲
Cash at bank and in hand54/58€14k€2k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€263k€581k▲
Equity10/15€90k€114k▲
Contributions10/11€19k€19k=
Reserves13€72k€96k▲
Distributable reserves133€72k€96k▲
Amounts payable17/49€173k€466k▲
Amounts payable after more than one year17€24k€102k▲
Financial debts170/4€24k€102k▲
Amounts payable within one year42/48€138k€354k▲
Current portion of amounts payable after more than one year42€20k€31k▲
Financial debts43€43k€35k▼
Credit institutions430/8€43k€35k▼
Trade debts44€75k€244k▲
Suppliers440/4€75k€244k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€0€43k▲
Taxes450/3€0€10k▲
Remuneration and social security454/9-€34k
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€10k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€84k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€56k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€18k€-1k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€67k€180k▲
Operating profit (loss)9901€17k€39k▲
Financial income75/76B€4k€671▼
Recurring financial income75€4k€671▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€15k€33k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€10k€24k▲
Profit (loss) for the period to be appropriated9905€10k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€24k▲
Transfer to equity691/2€10k€24k▲
To other reserves6921€10k€24k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €114k ▲26.7%
6 profitable years in a row build equity to €114k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €26k ▲106%
Operating result €39k, net result €26k, both a record.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-11k ▼224%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berchemstraat 1689690 KluisbergenGround area
1,328 m²
Building footprint
537 m²
Volume, LiDAR
2,749 m³
Parcel 45002A0428/00E000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Berchemstraat 168, 9690 Kluisbergen
since 19922.057.325.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45002A0428/00E000 | Flanders | 1,328 m² | 1 · 537 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0839.688.418
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Pest Control Pro
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Manage · Eq €113,065
GOMOCO Solutions
BE 0466.432.418
Tessenderlo-Ham · Eq €112,864
SISYPHE WORKS
BE 0801.035.304
Liège · Eq €111,963
Of 1,706 companies in sector 81230 we hold annual accounts for 473. 363 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-1992
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
25110Manufacture of metal structures and parts of structures
25220Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.siloservice.be
E-mail:info@siloservice.be