DE RUYCK CLEANING
ActiveSummary
DE RUYCK CLEANING has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €553k and a net result of €11k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-4
Solvency77▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.62 in 2024; short-term debt: 4.7% and cash: 0.5% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
29 d late
2023
7 d early
2022
28 d late
2021
8 d early
2020
23 d early
2019
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€553k▲ 2.1%
2024 · €542k
2018: €221k
2019: €285k
2020: €436k
2021: €431k
2022: €450k
2023: €502k
2024: €542k
2018 → 2025
Total assets
€1.06M▼ 4.5%
2024 · €1.11M
2018: €422k
2019: €926k
2020: €1.11M
2021: €1.06M
2022: €1.22M
2023: €1.23M
2024: €1.11M
2018 → 2025
Net result
€11k▼ 71.3%
2024 · €40k
2018: €54k
2019: €64k
2020: €151k
2021: €-4k
2022: €18k
2023: €52k
2024: €40k
2018 → 2025
Working capital
€-13k▲ 55.1%
2024 · €-29k
2018: €212k
2019: €116k
2020: €257k
2021: €255k
2022: €-152k
2023: €-74k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€431k-€450k▲ 4.3%€502k▲ 11.6%€542k▲ 7.9%€553k▲ 2.1%
Operating result€8k-€37k▲ 365%€79k▲ 116%€73k▼ 8.1%€26k▼ 63.8%
Net result€-4k-€18k€52k▲ 184%€40k▼ 23.5%€11k▼ 71.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€1.02M ▼ 3.7%
Current assets
€36k ▼ 23.0%
Equity and liabilities €1.06M
Equity
€553k ▲ 2.1%
Debt
€505k ▼ 10.9%
Debt's share of the balance-sheet total falls from 51.1% to 47.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66k▼
2024 · €112k
Cash flow
€51k▼
2024 · €79k
Current ratio
0.73▲
2024 · 0.62
Debt to equity
0.91▼
2024 · 1.05
ROE
2.1%▼
2024 · 7.4%
ROA
1.1%▼
2024 · 3.6%
Interest coverage
5.93▼
2024 · 5.95
Debt ≤ 1 year
€49k▼
2024 · €76k
Debt > 1 year
€455k▼
2024 · €490k
Income taxes
€5k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.11M€1.06M▼
Fixed assets21/28€1.06M€1.02M▼
Tangible fixed assets22/27€1.06M€1.02M▼
Land and buildings22€1.05M€1.02M▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€6k€3k▼
Current assets29/58€47k€36k▼
Amounts receivable within one year40/41€43k€29k▼
Trade receivables40€36k€23k▼
Other amounts receivable41€7k€7k▼
Current investments50/53€272€273▲
Cash at bank and in hand54/58€2k€5k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.11M€1.06M▼
Equity10/15€542k€553k▲
Contributions10/11€118k€118k=
Reserves13€424k€436k▲
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Distributable reserves133€412k€424k▲
Amounts payable17/49€567k€505k▼
Amounts payable after more than one year17€490k€455k▼
Financial debts170/4€490k€455k▼
Amounts payable within one year42/48€76k€49k▼
Current portion of amounts payable after more than one year42€34k€35k▲
Trade debts44€3k€959▼
Suppliers440/4€3k€959▼
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Other amounts payable47/48€29k€7k▼
Accrued charges and deferred income492/3€877€764▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€39k=
Other operating charges640/8€5k€5k▲
Gross operating margin9900€117k€71k▼
Operating profit (loss)9901€73k€26k▼
Financial income75/76B€246€1k▲
Recurring financial income75€246€1k▲
Financial charges65/66B€19k€11k▼
Recurring financial charges65€19k€11k▼
Profit (loss) for the period before taxes9903€54k€17k▼
Income taxes67/77€14k€5k▼
Profit (loss) for the period9904€40k€11k▼
Profit (loss) for the period to be appropriated9905€40k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€11k▼
Transfer to equity691/2€40k€11k▼
To other reserves6921€40k€11k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €502k ▲11.6%
2 profitable years in a row build equity to €502k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-4k ▼103%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €151k ▲138%
Operating result €247k, net result €151k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellendries 859090 Merelbeke-MelleGround area
2,609 m²
Building footprint
316 m²
Volume, LiDAR
11 m³
Parcel 44024A0169/00B000, Flanders · tallest building 4.4 m. Linked by address, not a title deed.
1 establishment unit
D.R.C. BVBA
since 19972.081.873.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44024A0169/00B000 | Flanders | 2,609 m² | 1 · 316 m² | 4.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vidange Efficace
BE 0420.769.865
Wavre · Eq €552k
ANTWERP FUEL TRANSPORT
BE 0807.788.284
Antwerpen · Eq €551k
WILMS-SAS
BE 0866.700.542
Beerse · Eq €556k
FALCO CLEANING SERVICES
BE 0759.940.164
Wichelen · Eq €538k
SPOELHAL
BE 0449.217.391
Laakdal · Eq €576k
Of 1,706 companies in sector 81230 we hold annual accounts for 473. 284 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-05-1997
Fiscal year end31-12
Abbreviation NL
D.R.C.
Activities, NACEBEL 2025
81230Other cleaning activities
37000Sewerage
42911Civil engineering
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.