Skip to content

SILFIN

Active Risk: not assessed
Public limited companyfounded 199927 yrs activePlantin en Moretuslei 1A, 2018 Antwerpen, BelgiumKBO/BCE: BE 0465.409.265
Summary

SILFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €215.3m and a net result of €10.3m. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 23% of 503 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
 Expert view
SILFINActive
Risk analysis ReportCompare

Overview

What they do
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199Activities of head offices NACE 70100NACE 74152
#1 company by total assets in the province of Antwerp, Auxiliary financial services sector1 site
How big
€1.36bntotal assets 2025
Staff
3 FTE
Equity
€215.3m
Profit
€10.3m
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
Parent
SCR - SIBELCO · 100%
Board
3 members
Auditor: Ernst & YoungAccounts 58 d early32 of 33 deeds read
Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 503 sector peers (2025).
NBB · sector comparison
Position among 503 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 d early
2024
49 d early
2023
41 d early
2022
52 d early
2021
40 d early
2020
59 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Back to profitnet €10.3m
  3. Reappointment: Ernst & Young (statutory auditor)State Gazette act

Financials

Fiscal year 2025Total assets €1.36bnProfit €10.3mSolvency 15.8%Liquidity 3.92
Total assets
€1.36bn▼ 15.9%
2018 - 2025
Net result
€10.3m
2018 - 2025
Equity
€215.3m▼ 41.1%
2018 - 2025
Staff (FTE)
3▼ 18.9%
2018 - 2025

Financials · fiscal year 2025, full schema

In the rankings #1 company by total assets in the province of Antwerp, Auxiliary financial services sector#5 company by equity in the province of Antwerp, Auxiliary financial services sector
Trend over the years8 fiscal years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1.8m▲ 18.1%-€2.8m▼ 53.7%-€1.9m▲ 31.5%-€0.7m▲ 64.6%€0.7m
Net result€2.8mabove the sector's middle half▼ 43.5%-€19.7mbelow the sector's middle half€21.9mabove the sector's middle half-€1.3mbelow the sector's middle half€10.3mabove the sector's middle half
Equity€364.5mabove the sector's middle half▼ 3.5%€344.8mabove the sector's middle half▼ 5.4%€366.6mabove the sector's middle half▲ 6.3%€365.3mabove the sector's middle half▼ 0.4%€215.3mabove the sector's middle half▼ 41.1%
Total assets€830.5mabove the sector's middle half▼ 9.2%€1,252.1mabove the sector's middle half▲ 50.8%€1,479.3mabove the sector's middle half▲ 18.2%€1,616.2mabove the sector's middle half▲ 9.3%€1,359.2mabove the sector's middle half▼ 15.9%
Debt€466.0m▼ 13.3%€907.3m▲ 94.7%€1,112.6m▲ 22.6%€1,250.8m▲ 12.4%€1,143.8m▼ 8.6%
Working capital-€166.6mbelow the sector's middle half▲ 16.1%€392.4mabove the sector's middle half€247.4mabove the sector's middle half▼ 37.0%€833.1mabove the sector's middle half▲ 237%€730.9mabove the sector's middle half▼ 12.3%
Solvency43.9%within the sector's middle half▲ 2.6pp27.5%within the sector's middle half▼ 16.4pp24.8%within the sector's middle half▼ 2.8pp22.6%within the sector's middle half▼ 2.2pp15.8%below the sector's middle half▼ 6.8pp
Current ratio0.62below the sector's middle half▲ 0.031.74within the sector's middle half▲ 1.121.33within the sector's middle half▼ 0.403.23above the sector's middle half▲ 1.893.92above the sector's middle half▲ 0.69
Return on assets (ROA)0.3%below the sector's middle half▼ 0.2pp-1.6%below the sector's middle half▼ 1.9pp1.5%within the sector's middle half▲ 3.1pp-0.1%below the sector's middle half▼ 1.6pp0.8%within the sector's middle half▲ 0.8pp
Staff (FTE)5.3within the sector's middle half▼ 1.9%5within the sector's middle half▼ 5.7%5within the sector's middle half=3.7within the sector's middle half▼ 26.0%3within the sector's middle half▼ 18.9%
above within below the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€20.0m€0€20.0mOperating result 2021: -€1.8m-€1.8mNet result 2021: €2.8m€2.8mOperating result 2022: -€2.8m-€2.8mNet result 2022: -€19.7m-€19.7mOperating result 2023: -€1.9m-€1.9mNet result 2023: €21.9m€21.9mOperating result 2024: -€686,219-€686,219Net result 2024: -€1.3m-€1.3mOperating result 2025: €654,951€654,951Net result 2025: €10.3m€10.3m20212022202320242025-€10m€0€10m€20mOperating result 2023: -€1.9m-€1.9mNet result 2023: €21.9m€22mOperating result 2024: -€686,219-€686,000Net result 2024: -€1.3m-€1.3mOperating result 2025: €654,951€655,000Net result 2025: €10.3m€10m202320242025
The operating result returns to profit in 2025: €654,951 after a loss of €686,219 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36bn
Fixed assets €374.0m ▼ 7.8%
Current assets €981.0m ▼ 18.7%
Equity and liabilities €1.36bn
Equity €215.3m ▼ 41.1%
Provisions €36,806 ▼ 26.1%
Debt €1.14bn ▼ 8.6%
Debt's share of the balance-sheet total rises from 77.4% to 84.2%. Equity and debt are lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
ROE
4.8%▲
2024 · -0.4%
Debt ≤ 1 year
€250.1m▼
2024 · €374.0m
Debt > 1 year
€879.1m▲
2024 · €856.6m
Income taxes
€4.3m▲
2024 · €4.3m
Staff costs
€857,962▼
2024 · €1.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 77 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,616.2m€1,359.2m▼
Formation expenses20€3.5m€4.1m▲
Fixed assets21/28€405.6m€374.0m▼
Intangible fixed assets21-€0
Financial fixed assets28€405.6m€374.0m▼
Affiliated companies280/1€405.6m€374.0m▼
Amounts receivable281€405.6m€374.0m▼
Current assets29/58€1,207.1m€981.0m▼
Amounts receivable after more than one year29-€0.02m
Other amounts receivable291-€0.02m
Amounts receivable within one year40/41€972.3m€851.7m▼
Trade receivables40€1.1m€1.5m▲
Other amounts receivable41€971.2m€850.2m▼
Current investments50/53€95.5m€21.8m▼
Other investments51/53€95.5m€21.8m▼
Cash at bank and in hand54/58€129.7m€102.6m▼
Deferred charges and accrued income490/1€9.6m€4.9m▼
Equity and liabilities
Total equity and liabilities10/49€1,616.2m€1,359.2m▼
Equity10/15€365.3m€215.3m▼
Contributions10/11€343.9m€194.2m▼
Capital10€343.9m€194.2m▼
Issued capital100€343.9m€194.2m▼
Reserves13€21.4m€21.1m▼
Non-distributable reserves130/1€20.7m€20.7m=
Legal reserve130€20.7m€20.7m=
Distributable reserves133€0.7m€0.4m▼
Provisions and deferred taxes16€0.05m€0.04m▼
Provisions for liabilities and charges160/5€0.05m€0.04m▼
Pensions and similar obligations160€0.05m€0.04m▼
Amounts payable17/49€1,250.8m€1,143.8m▼
Amounts payable after more than one year17€856.6m€879.1m▲
Financial debts170/4€848.2m€879.1m▲
Credit institutions173€848.2m€848.2m=
Other loans174-€30.9m
Other amounts payable178/9€8.4m-
Amounts payable within one year42/48€374.0m€250.1m▼
Financial debts43€32.6m€0.05m▼
Credit institutions430/8-€0.05m
Other loans439€32.6m€0▼
Trade debts44€0.6m€0.7m▲
Suppliers440/4€0.6m€0.7m▲
Taxes, remuneration and social security45€0.5m€0.5m▲
Taxes450/3€0.2m€0.2m▲
Remuneration and social security454/9€0.3m€0.4m▲
Other amounts payable47/48€340.3m€248.8m▼
Accrued charges and deferred income492/3€20.2m€14.5m▼
Income statement Code20242025
Operating income70/76A€0.9m€2.5m▲
Other operating income74€0.9m€2.5m▲
Operating charges60/66A€1.6m€1.9m▲
Services and other goods61€0.5m€1.0m▲
Remuneration, social security and pensions62€1.1m€0.9m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€373€0▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0.003m-€0.01m▼
Other operating charges640/8€0.03m€0.03m▼
Operating profit (loss)9901-€0.7m€0.7m▲
Financial income75/76B€123.5m€112.6m▼
Recurring financial income75€123.5m€112.6m▼
Income from financial fixed assets750€67.5m€53.8m▼
Income from current assets751€8.8m€7.7m▼
Other financial income752/9€47.2m€51.0m▲
Financial charges65/66B€119.8m€98.6m▼
Recurring financial charges65€103.0m€92.7m▼
Debt charges650€55.0m€51.2m▼
Other financial charges652/9€48.0m€41.5m▼
Non-recurring financial charges66B€16.8m€5.9m▼
Profit (loss) for the period before taxes9903€3.0m€14.6m▲
Income taxes67/77€4.3m€4.3m▲
Taxes670/3€4.3m€6.2m▲
Tax adjustments and reversals of tax provisions77-€1.9m
Profit (loss) for the period9904-€1.3m€10.3m▲
Profit (loss) for the period to be appropriated9905-€1.3m€10.3m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1.3m€10.3m▲
Transfer from equity791/2€1.3m€0.3m▼
From reserves792€1.3m€0.3m▼
Profit to be distributed694/7-€10.6m
Return on contributions (dividend)694-€10.6m
Social balance
Average headcount (FTE)90873.73.0▼

The notes to these accounts (61 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€0.3m€0.4m€0.8m€0.9m€2.5m▲ 180%
Other operating income74€0.3m€0.4m€0.8m€0.9m€2.5m▲ 180%
Operating charges60/66A€2.1m€3.2m€2.8m€1.6m€1.9m▲ 17.2%
Services and other goods61€0.9m€1.5m€0.9m€0.5m€1.0m▲ 111%
Remuneration, social security and pensions62€1.1m€1.5m€1.3m€1.1m€0.9m▼ 21.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.2m€0.2m€0.02m€373€0▼ 100%
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0.05m€0.006m-€0.003m-€0.01m▼ 405%
Other operating charges640/8€0.06m€0.04m€0.5m€0.03m€0.03m▼ 21.1%
Operating profit (loss)9901-€1.8m-€2.8m-€1.9m-€0.7m€0.7m▲ 195%
Financial income75/76B€9.9m€17.2m€72.0m€123.5m€112.6m▼ 8.8%
Recurring financial income75€9.9m€17.2m€63.9m€123.5m€112.6m▼ 8.8%
Income from financial fixed assets750€6.7m€1.2m€4.0m€67.5m€53.8m▼ 20.3%
Income from current assets751€0.1m€10.1m€50.8m€8.8m€7.7m▼ 12.3%
Other financial income752/9€3.1m€6.0m€9.1m€47.2m€51.0m▲ 8.2%
Non-recurring financial income76B--€8.0m---
Financial charges65/66B€4.5m€34.0m€45.8m€119.8m€98.6m▼ 17.7%
Recurring financial charges65€4.5m€26.0m€45.8m€103.0m€92.7m▼ 10.0%
Debt charges650€0.9m€13.8m€36.9m€55.0m€51.2m▼ 6.9%
Other financial charges652/9€3.6m€12.2m€8.9m€48.0m€41.5m▼ 13.5%
Non-recurring financial charges66B-€8.0m-€16.8m€5.9m▼ 64.8%
Profit (loss) for the period before taxes9903€3.6m-€19.6m€24.2m€3.0m€14.6m▲ 387%
Income taxes67/77€0.8m€0.1m€2.3m€4.3m€4.3m▲ 0.2%
Taxes670/3€0.8m€0.1m€2.3m€4.3m€6.2m▲ 44.3%
Tax adjustments and reversals of tax provisions77----€1.9m-
Profit (loss) for the period9904€2.8m-€19.7m€21.9m-€1.3m€10.3m▲ 890%
Profit (loss) for the period to be appropriated9905€2.8m-€19.7m€21.9m-€1.3m€10.3m▲ 890%
Line20212022202320242025Change
Assets
Total assets20/58€830.5m€1,252.1m€1,479.3m€1,616.2m€1,359.2m▼ 15.9%
Formation expenses20-€1.9m€1.5m€3.5m€4.1m▲ 16.4%
Fixed assets21/28€560.7m€324.0m€489.3m€405.6m€374.0m▼ 7.8%
Intangible fixed assets21€0.2m€0.02m€373-€0-
Financial fixed assets28€560.5m€323.9m€489.3m€405.6m€374.0m▼ 7.8%
Affiliated companies280/1€560.5m€323.9m€489.3m€405.6m€374.0m▼ 7.8%
Amounts receivable281€560.5m€323.9m€489.3m€405.6m€374.0m▼ 7.8%
Current assets29/58€269.7m€926.2m€988.6m€1,207.1m€981.0m▼ 18.7%
Amounts receivable after more than one year29----€0.02m-
Other amounts receivable291----€0.02m-
Amounts receivable within one year40/41€115.7m€431.1m€245.2m€972.3m€851.7m▼ 12.4%
Trade receivables40€0.6m€0.8m€0.9m€1.1m€1.5m▲ 40.0%
Other amounts receivable41€115.1m€430.3m€244.3m€971.2m€850.2m▼ 12.5%
Current investments50/53--€685.5m€95.5m€21.8m▼ 77.2%
Other investments51/53--€685.5m€95.5m€21.8m▼ 77.2%
Cash at bank and in hand54/58€152.0m€488.8m€51.4m€129.7m€102.6m▼ 20.8%
Deferred charges and accrued income490/1€2.0m€6.3m€6.4m€9.6m€4.9m▼ 49.7%
Equity and liabilities
Total equity and liabilities10/49€830.5m€1,252.1m€1,479.3m€1,616.2m€1,359.2m▼ 15.9%
Equity10/15€364.5m€344.8m€366.6m€365.3m€215.3m▼ 41.1%
Contributions10/11€343.9m€343.9m€343.9m€343.9m€194.2m▼ 43.5%
Capital10€343.9m€343.9m€343.9m€343.9m€194.2m▼ 43.5%
Issued capital100€343.9m€343.9m€343.9m€343.9m€194.2m▼ 43.5%
Reserves13€20.6m€20.5m€22.7m€21.4m€21.1m▼ 1.4%
Non-distributable reserves130/1€20.5m€20.5m€20.7m€20.7m€20.7m=
Legal reserve130€20.5m€20.5m€20.7m€20.7m€20.7m=
Distributable reserves133€0.04m-€2.0m€0.7m€0.4m▼ 43.5%
Profit (loss) carried forward14--€19.7m----
Provisions and deferred taxes16-€0.05m€0.05m€0.05m€0.04m▼ 26.1%
Provisions for liabilities and charges160/5-€0.05m€0.05m€0.05m€0.04m▼ 26.1%
Pensions and similar obligations160-€0.05m€0.05m€0.05m€0.04m▼ 26.1%
Amounts payable17/49€466.0m€907.3m€1,112.6m€1,250.8m€1,143.8m▼ 8.6%
Amounts payable after more than one year17€28.6m€365.8m€362.1m€856.6m€879.1m▲ 2.6%
Financial debts170/4€28.6m€350.0m€350.0m€848.2m€879.1m▲ 3.6%
Credit institutions173€28.6m€350.0m€350.0m€848.2m€848.2m=
Other loans174----€30.9m-
Other amounts payable178/9-€15.8m€12.1m€8.4m--
Amounts payable within one year42/48€436.3m€533.8m€741.2m€374.0m€250.1m▼ 33.1%
Current portion of amounts payable after more than one year42€28.6m€28.6m----
Financial debts43€0.009m€30.4m€32.3m€32.6m€0.05m▼ 99.8%
Credit institutions430/8€0.009m---€0.05m-
Other loans439-€30.4m€32.3m€32.6m€0▼ 100%
Trade debts44€0.9m€0.3m€0.01m€0.6m€0.7m▲ 13.6%
Suppliers440/4€0.9m€0.3m€0.01m€0.6m€0.7m▲ 13.6%
Taxes, remuneration and social security45€0.1m€0.7m€2.6m€0.5m€0.5m▲ 14.4%
Taxes450/3€0.02m€0.09m€2.0m€0.2m€0.2m▲ 10.8%
Remuneration and social security454/9€0.1m€0.6m€0.5m€0.3m€0.4m▲ 16.4%
Other amounts payable47/48€406.7m€473.7m€706.3m€340.3m€248.8m▼ 26.9%
Accrued charges and deferred income492/3€1.1m€7.7m€9.3m€20.2m€14.5m▼ 28.0%
Line20212022202320242025Change
Profit (loss) for the period9904€2.8m-€19.7m€21.9m-€1.3m€10.3m▲ 890%
+ Depreciation and write-downs630€0.2m€0.2m€0.02m€373€0▼ 100%
Operating cash flow (approximation)€3.0m-€19.5m€21.9m-€1.3m€10.3m▲ 891%
Investment in fixed assets (approximation)-€236.6m-€165.3m€83.7m€31.5m▼ 62.3%
Change in cash-€336.7m-€437.4m€78.2m-€27.0m▼ 135%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Comparable companies5

Similar companies · same sector, comparable size

NOVALLIA
BE 0812.008.774
Liège · Eq €224.1m
BOREALIS FINANCIAL SERVICES
BE 0452.160.253
Mechelen · Eq €226.4m
Itineris Group
BE 1024.767.881
Gent · Eq €235.3m
Argenta Coöperatieve
BE 0823.992.630
Antwerpen · Eq €300.1m
Vybros Capital Partners
BE 1002.056.223
Wortegem-Petegem · Eq €140.9m
Of 1,507 companies in this sector we hold annual accounts for 924. 39 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

3 directorsParent SCR - SIBELCO · 100%Auditor Ernst & Young

Directors

Directors
3 directors, last change in 2024

Board 3

Frédéric Deslypere
Director · since 31-03-2023
Current
Hilde Wampers
Director · since 28-03-2024
Current
Lidia Tello Antolin
Director · since 28-03-2024
Current
3 not recently confirmed
Still in office according to the acts, but no act of the last six years confirms the mandate. It has often ended since, in an act we have not read.
Beriny Loix
Director · since 30-03-2015
Not recently confirmed
J-: L Deleersnyder
Director
Not recently confirmed
JL Herremans
Director
Not recently confirmed

Statutory auditor 1

Ernst & Young
Statutory auditor · since 07-06-2013 · perm. rep.: Evelien De Groote
Current

Other functions 1

Benoît Van Roost
Wettelijk vertegenwoordiger · since 13-02-2012
Not recently confirmed
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 33 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Mandate history

26 people since 2003, 8 in office
Show
  • Board
  • Statutory auditor
  • Other function
  • not recently confirmed
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Frédéric Deslypere
  • Director, from 31-03-2023 to date
Hilde Wampers
  • Director, from 28-03-2024 to date
Lidia Tello Antolin
  • Director, from 28-03-2024 to date
Ernst & Young
  • Statutory auditor, from 07-06-2013 to date
J-: L Deleersnyder
  • Director, already before 21-10-2010 not ended, last confirmed 21-10-2010
JL Herremans
  • Director, already before 21-10-2010 not ended, last confirmed 21-10-2010
Beriny Loix
  • Director, from 30-03-2015 not ended, last confirmed 11-05-2015
Benoît Van Roost
  • Wettelijk vertegenwoordiger, from 13-02-2012 not ended, last confirmed 13-02-2012
Benny Loix
  • General manager, from 01-09-2008 to 28-03-2024
  • Director, already before 31-05-2016 to 28-03-2024
Tony Augustyns
  • Director, from 31-03-2023 to 28-03-2024
Laurence Boens
  • Director, from 07-05-2010 to 31-03-2023
Rich Lepoutre
  • Aanvullend bestuurder, from 22-04-2021 to 31-03-2023
Kurt Decat
  • Director, from 30-03-2015 to 25-05-2021
Jean-Luc Deleersnyder
  • Director, already before 28-05-2013 to 31-08-2020
Luke Anderson
  • Director, from 25-05-2010 to 30-03-2015
Jean Louis Herremans
  • Director, already before 28-05-2013 to 27-02-2015
KPMG Bedrijfsrevisoren
  • Auditor, from 19-06-2012 to 18-09-2013
Alain Speeckaert
  • Director, from 23-12-2010 to 31-03-2012
Pierre Berger
  • Wettelijk vertegenwoordiger, until 13-02-2012
A. Speeckaert
  • Director, until 25-05-2010
K. Crawford
  • Director, until 25-05-2010
T. van Stratum
  • Director, until 25-05-2010
W. Whamond
  • Director, until 25-05-2010
Ludo Van Ostaeyen
  • Director, until 07-05-2010
Gino Huyghe
  • General manager, from 01-01-2003 to 08-09-2008
Thibaut van Stratum
  • General manager, until 17-06-2003
See the board, name and seat on a given date →

Structure & network

Part of the group SCR - SIBELCO 35 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. SCR - SIBELCO 100%
  2. SILFIN

Highest known parent: SCR - SIBELCO. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-12-2025 list no holdings, and no other source names one.

According to the 2025 annual accounts of SILFIN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

7 connected companies
Depth
COFISA, Shared director CCOFISAEP Power Grit, Shared director EPEP Power GritEuropean Association of Silica Producers, Shared director EAEuropeanAssociation…FINEDIT, Shared director FFINEDITINDUSTRIAL MINERALS ASSOCIATION EUROPE, Shared director IMINDUSTRIALMINERALS…N.Z.M., 2 shared directors NN.Z.M.Seniorie Golf Residentie, Shared director SGSeniorie GolfResidentieSILFIN SILFIN0465.409.265
Shared directors
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
COFISA
Shared director
→
EP Power Grit
Shared director
→
European Association of Silica Producers
Shared director
→
FINEDIT
Shared director
→
Show 3 more companies with a shared director
INDUSTRIAL MINERALS ASSOCIATION EUROPE
Shared director
→
N.Z.M.
Shared director
→
Seniorie Golf Residentie
Shared director
→

Capital and shareholders

Capital over the years
  1. 27-06-2025 Capital reduction of €149,689,900.42 · to €194,214,227.57 · repaid to the shareholders
  2. 12-07-2012 Capital increase of €64,784,000 · to €482,942,000 · 64,784 new shares · in kind
  3. 12-08-2011 Capital increase of €65,557,000 · to €418,158,000 · 65,557 new shares · in kind

Timeline

47 eventsLatest 03-06-2026Next filing 31-07-2027

History

SILFIN was incorporated on 9 February 1999.1 Between 2011 and 2012 the capital was increased 2 times, most recently to €482.9m.23 The registered office was moved to Antwerpen in 2012.4 The board currently has 3 members; Frédéric Deslypere has served longest, since 2023.5 Total assets fell from €1.55bn in 2018 to €1.36bn in 2025 and headcount from 7 to 3 full-time equivalents.6

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 12-08-2011
  3. 3Belgian State Gazette, 12-07-2012
  4. 4Belgian State Gazette, 13-02-2012
  5. 5Belgian State Gazette, 08-05-2023
  6. 6National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Back to profitnet €10.3m
Net result €10.3m after one loss-making year.
09-07
State Gazette act Reappointment: Ernst & Young (statutory auditor)
2 facts ▸
  • General meeting, 27-05-2025
  • Auditor reappointment, Ernst & Young (statutory auditor)
27-06
State Gazette act Capital & shares · Statutes amendment
Capital decrease · Capital · Dividend5 facts ▸
  • General meeting, 19-06-2025
  • Capital decrease, €149.689.900,42
  • Capital, €194.214.227,57
  • Statutes amendment
  • Dividend, tussentijds dividend, 310099.58
12-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Liquidity doublescurrent ratio 3.23
Current ratio from 1.33 to 3.23; short-term debt falls from €741.2m to €374.0m.
20-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
29-05
State Gazette act Resignations: Benny Loix (director) and Tony Augustyns (director)
Appointments: Lidia Tello Antolin (director) and Hilde Wampers (director) · Mandate compensation12 facts ▸
  • General meeting, 28-03-2024
  • Director resignation, Benny Loix (director)
  • Director resignation, Tony Augustyns (director)
  • Director appointment, Lidia Tello Antolin (director)
  • Mandate compensation, Lidia Tello Antolin
  • Director appointment, Hilde Wampers (director)
  • Mandate compensation, Hilde Wampers
  • Board composition, Frédéric Deslypere (director)
  • Board composition, Lidia Tello Antolin (director)
  • Board composition, Hilde Wampers (director)
  • Board meeting, 28-03-2024
  • Director resignation, Benny Loix (general manager)
2023
31-12
Financial Back to profitnet €21.9m
Net result €21.9m after one loss-making year.
09-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
08-05
State Gazette act Resignations: Rich Lepoutre (director) and Laurence Boens (director)
Appointments: Tony Augustyns (director) and Frédéric Deslypere (director) · Director discharge · Mandate compensation9 facts ▸
  • General meeting, 07-03-2023
  • Director resignation, Rich Lepoutre (director)
  • Director discharge, Rich Lepoutre
  • Director resignation, Laurence Boens (director)
  • Director discharge, Laurence Boens
  • Director appointment, Tony Augustyns (director)
  • Mandate compensation, Tony Augustyns
  • Director appointment, Frédéric Deslypere (director)
  • Mandate compensation, Frédéric Deslypere
2022
31-12
Financial Weakest financial yearnet -€19.7m
Net result drops to -€19.7m, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial Liquidity triplescurrent ratio 1.74
Current ratio from 0.62 to 1.74.
20-07
State Gazette act Reappointment: EY Bedrijfsrevisoren (statutory auditor)
2 facts ▸
  • General meeting, 31-05-2022
  • Auditor reappointment, EY Bedrijfsrevisoren (statutory auditor)
21-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
13-09
State Gazette act Reappointments: Laurence Boens (director) and Benny Loix (director)
Appointment: Rich Lepoutre (director)4 facts ▸
  • General meeting, 16-07-2021
  • Director reappointment, Laurence Boens (director)
  • Director reappointment, Benny Loix (director)
  • Director appointment, Rich Lepoutre (director)
02-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
27-05
State Gazette act Resignations: Jean-Luc Deleersnyder (director) and Kurt Decat (director)
Appointment: Rich Lepoutre (aanvullend bestuurder)6 facts ▸
  • General meeting, 22-04-2021
  • Director resignation, Jean-Luc Deleersnyder (director)
  • Director resignation, Kurt Decat (director)
  • Director appointment, Rich Lepoutre (aanvullend bestuurder)
  • Board composition, Benny Loix (director)
  • Board composition, Laurence Boens (director)
2020
16-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
17-04
State Gazette act Reappointment: CVBA Ernst & Young Bedrijfsrevisoren (statutory auditor)
Permanent representative: Christoph Oris3 facts ▸
  • General meeting, 05-03-2020
  • Auditor reappointment, CVBA Ernst & Young Bedrijfsrevisoren (statutory auditor)
  • Permanent representative, Christoph Oris
2019
13-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
16-08
State Gazette act Miscellaneous
General meeting1 fact ▸
  • General meeting, 25-07-2018
07-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
06-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
03-03
State Gazette act Permanent representatives: Patrick Rottiers and Christoph Oris
3 facts ▸
  • Board meeting, 30-09-2016
  • Permanent representative, Patrick Rottiers
  • Permanent representative, Christoph Oris
2016
29-08
State Gazette act Reappointments: Kurt Decat, Benny Loix and 3 others
Permanent representative: Patrick Rottiers7 facts ▸
  • General meeting, 31-05-2016
  • Director reappointment, Kurt Decat (director)
  • Director reappointment, Benny Loix (director)
  • Director reappointment, Jean-Luc Deleersnyder (director)
  • Director reappointment, Laurence Boens (director)
  • Auditor reappointment, Ernst & Young Bedrijfsrevisoren CVBA (statutory auditor)
  • Permanent representative, Patrick Rottiers
2015
11-05
State Gazette act Resignations: Jean Louis Herremans (director) and Luke Anderson (director)
Appointments: Kurt Decat (director) and Beriny Loix (director)5 facts ▸
  • General meeting, 30-03-2015
  • Director resignation, Jean Louis Herremans (director)
  • Director resignation, Luke Anderson (director)
  • Director appointment, Kurt Decat (director)
  • Director appointment, Beriny Loix (director)
11-05
State Gazette act Capital & shares
Power of attorney2 facts ▸
  • General meeting, 30-03-2015
  • Power of attorney, Benny Loix
2014
27-06
State Gazette act Miscellaneous
General meeting1 fact ▸
  • General meeting, 27-05-2014
2013
12-12
State Gazette act Capital & shares
General meeting1 fact ▸
  • General meeting, 11-05-2012
25-09
State Gazette act Miscellaneous
Power of attorney2 facts ▸
  • General meeting, 30-07-2013
  • Power of attorney, Benny Loix
18-09
State Gazette act Reappointments: Luke Anderson, Laurence Boens and 3 others
Permanent representative: Benoit Van Roost7 facts ▸
  • General meeting, 28-05-2013
  • Director reappointment, Luke Anderson (director)
  • Director reappointment, Laurence Boens (director)
  • Director reappointment, Jean-Luc Deleersnyder (director)
  • Director reappointment, Jean Louis Herremans (director)
  • Auditor reappointment, CVBA KPMG Bedrijfsrevisoren
  • Permanent representative, Benoit Van Roost
18-09
State Gazette act Resignation: CVBA KPMG Bedrijfsrevisoren (statutory auditor)
Permanent representatives: Benoit Van Roost and Patrick Rottiers · Appointment: CVBA Ernst & Young Bedrijfsrevisoren (statutory auditor)5 facts ▸
  • General meeting, 07-06-2013
  • Director resignation, CVBA KPMG Bedrijfsrevisoren (statutory auditor)
  • Permanent representative, Benoit Van Roost
  • Director appointment, CVBA Ernst & Young Bedrijfsrevisoren (statutory auditor)
  • Permanent representative, Patrick Rottiers
03-05
State Gazette act Resignation: Alain Speeckaert (director)
Reappointment: KPMG Bedrijfsrevisoren (statutory auditor) · Permanent representative: Benoit Van Roost4 facts ▸
  • General meeting, 19-06-2012
  • Director resignation, Alain Speeckaert (director)
  • Auditor reappointment, KPMG Bedrijfsrevisoren
  • Permanent representative, Benoit Van Roost
2012
03-12
State Gazette act Capital & shares
General meeting1 fact ▸
  • General meeting, 23-10-2012
12-07
State Gazette act Capital & shares · Statutes amendment
Capital increase · Share issue · Reserve allocation9 facts ▸
  • General meeting, 28-06-2012
  • Capital increase, €64.784.000
  • Share issue, nieuwe aandelen, 64784
  • Reserve allocation, 35216000.00, onbeschikbare rekening
  • Statutes amendment, Artikel 2: Zetel
  • Statutes amendment, Artikel 5: Maatschappelijk kapitaal
  • Statutes amendment, Artikel 29: Vertegenwoordiging van aandeelhouders
  • Statutes amendment, Artikel 40: Benoeming van vereffenaars
  • Statutes amendment, Artikel 41: Bevoegdheden van vereffenaars
13-06
State Gazette act Miscellaneous
General meeting1 fact ▸
  • General meeting, 01-06-2012
13-02
State Gazette act Resignation: Pierre Berger (wettelijk vertegenwoordiger)
Appointment: Benoit Van Roost (wettelijk vertegenwoordiger) · Registered-office move4 facts ▸
  • Board meeting
  • Registered-office move, Plantin en Moretuslei 1A, 2018 Antwerpen
  • Director resignation, Pierre Berger (wettelijk vertegenwoordiger)
  • Director appointment, Benoit Van Roost (wettelijk vertegenwoordiger)
2011
12-08
State Gazette act Capital & shares · Statutes amendment
Capital increase · Capital4 facts ▸
  • General meeting, 28-07-2011
  • Capital increase, €65.557.000
  • Capital, €418.158.000
  • Statutes amendment
28-07
State Gazette act Miscellaneous
General meeting1 fact ▸
  • General meeting, 29-06-2011
15-06
State Gazette act Capital & shares
General meeting1 fact ▸
  • General meeting, 31-05-2011
04-01
State Gazette act Appointment: Alain Speeckaert (director)
2 facts ▸
  • General meeting, 23-12-2010
  • Director appointment, Alain Speeckaert (director)
2010
21-10
State Gazette act Resignations: A. Speeckaert, T. van Stratum and 2 others
Appointments: Laurence Boens (director) and Luke Anderson (director) · Reappointments: JL Herremans, J-: L Deleersnyder and Laurence Boens10 facts ▸
  • General meeting, 25-05-2010
  • Director resignation, A. Speeckaert (director)
  • Director resignation, T. van Stratum (director)
  • Director resignation, K. Crawford (director)
  • Director resignation, W. Whamond (director)
  • Director appointment, Laurence Boens (director)
  • Director appointment, Luke Anderson (director)
  • Director reappointment, JL Herremans (director)
  • Director reappointment, J-: L Deleersnyder (director)
  • Director reappointment, Laurence Boens (director)
25-05
State Gazette act Resignation: Ludo Van Ostaeyen (director)
Appointment: Laurence Boens (director)3 facts ▸
  • Board meeting, 07-05-2010
  • Director resignation, Ludo Van Ostaeyen (director)
  • Director appointment, Laurence Boens (director)
2008
08-09
State Gazette act Appointment: Benny Loix (general manager)
Resignation: Gino Huyghe (general manager)3 facts ▸
  • Board meeting, 27-08-2008
  • Director appointment, Benny Loix (general manager)
  • Director resignation, Gino Huyghe (general manager)
2003
25-06
State Gazette act Appointment: Gino Huyghe (general manager)
Resignation: Thibaut van Stratum (general manager)3 facts ▸
  • Board meeting, 05-12-2002
  • Director appointment, Gino Huyghe (general manager)
  • Director resignation, Thibaut van Stratum (general manager)
2002
07-10
State Gazette act Miscellaneous
General meeting1 fact ▸
  • General meeting, 12-09-2002
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
32 of 33 acts read
About the unread acts

Of the 33 Belgian State Gazette acts we know for this company, 32 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Support & recognitions

1 register with a recognitionLEI issued
LEI
active
213800WDGKCVWZAN1N02
Recognitions · licences · registrations1

Legal Entity Identifier

213800WDGKCVWZAN1N02
live in the LEI register

Company details

Public limited company · founded 09-02-1999Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPublic limited company
Founded09-02-1999
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70100Activities of head offices
64922Financial service activities, except insurance and pension funding
66290Activities auxiliary to financial services and insurance activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0465409265
Registered 24-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1999
seat establishment The establishment unit on the map
Ground area
2,579 m²
Building footprint
1,133 m²
Volume, LiDAR
34,074 m³
Parcel 11808H1196/00B002, Flanders · tallest building 39.4 m, ±11 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
Plantin en Moretuslei 1A, 2018 Antwerpen
NACE 74131
since 1999unit no. 2.092.760.449
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1196/00B002 Flanders 2,579 m² 1 · 1,133 m² 39.4 m · 11 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?SCR - SIBELCO · 35 companies What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure