Summary
Itineris Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €235.31M and a net result of €-9.05M. Its solvency ranks better than 83% of 490 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
44 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, full schema
Equity
€235.31M
Net result
€-9.05M
Total assets
€297.79M
Solvency
79.0%
Balance-sheet composition
Assets €297.79M
Fixed assets
€296.79M
Current assets
€1.01M
Equity and liabilities €297.79M
Equity
€235.31M
Debt
€62.49M
Debt finances 21.0% of the balance-sheet total.
Key figures and ratios
ROE
-3.8%
ROA
-3.0%
Debt ≤ 1 year
€2.49M
Debt > 1 year
€60.00M
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€297.79M
Fixed assets21/28€296.79M
Financial fixed assets28€296.79M
Affiliated companies280/1€296.79M
Participating interests280€296.79M
Current assets29/58€1.01M
Amounts receivable within one year40/41€980k
Trade receivables40€885k
Other amounts receivable41€95k
Cash at bank and in hand54/58€29k
Equity and liabilities
Total equity and liabilities10/49€297.79M
Equity10/15€235.31M
Contributions10/11€244.35M
Profit (loss) carried forward14€-9.05M
Amounts payable17/49€62.49M
Amounts payable after more than one year17€60.00M
Financial debts170/4€60.00M
Credit institutions173€60.00M
Amounts payable within one year42/48€2.49M
Trade debts44€628k
Suppliers440/4€628k
Other amounts payable47/48€1.86M
Income statement
Code2025
Operating income70/76A€885k
Turnover70€885k
Operating charges60/66A€6.49M
Services and other goods61€6.49M
Other operating charges640/8€509
Operating profit (loss)9901€-5.61M
Financial charges65/66B€3.44M
Recurring financial charges65€3.44M
Debt charges650€3.44M
Profit (loss) for the period before taxes9903€-9.05M
Profit (loss) for the period9904€-9.05M
Profit (loss) for the period to be appropriated9905€-9.05M
Appropriation of the result
Profit (loss) to be appropriated9906€-9.05M
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksesteenweg 11449051 GentGround area
5,489 m²
Building footprint
3,031 m²
Volume, LiDAR
19,122 m³
Parcel 44062B0041/00P003, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Itineris Group
since 20252.378.427.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0041/00P003 | Flanders | 5,489 m² | 1 · 3,031 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549002ATZNMFNJB4C42
Similar companies · same sector, comparable size
BOREALIS FINANCIAL SERVICES
BE 0452.160.253
Mechelen · Eq €226.37M
NOVALLIA
BE 0812.008.774
Liège · Eq €224.10M
SILFIN
BE 0465.409.265
Antwerpen · Eq €215.35M
Argenta Coöperatieve
BE 0823.992.630
Antwerpen · Eq €300.13M
EDENRED BELGIUM
BE 0407.034.269
Oudergem · Eq €331.91M
Of 1,507 companies in sector 66199 we hold annual accounts for 917. 38 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.