SIKRA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €108k and a net result of €6k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 8006 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
on the day
2021
6 d early
2020
8 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 5.7%
2024 · €102k
2019: €92k
2020: €85k
2021: €84k
2022: €93k
2023: €118k
2024: €102k
2019 → 2025
Net result
€6k
2024 · €-16k
2019: €32k
2020: €-6k
2021: €-863
2022: €8k
2023: €25k
2024: €-16k
2019 → 2025
Total assets
€113k▼ 2.9%
2024 · €116k
2019: €154k
2020: €100k
2021: €108k
2022: €110k
2023: €132k
2024: €116k
2019 → 2025
Solvency
95.5%▲ 7.8pp
2024 · 87.7%
2019: 59.5%
2020: 85.0%
2021: 77.8%
2022: 84.0%
2023: 89.2%
2024: 87.7%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€93k▲ 10.1%€118k▲ 27.3%€102k▼ 13.6%€108k▲ 5.7%
Operating result€-3k-€11k€27k▲ 139%€12k▼ 54.7%€23k▲ 86.3%
Net result€-863-€8k€25k▲ 199%€-16k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€2k▲ 45.5%
Current assets
€111k▼ 3.4%
Equity and liabilities €113k
Equity
€108k▲ 5.7%
Debt
€5k▼ 64.3%
The debt ratio falls from 12.3% to 4.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
95.5%▲
2024 · 87.7%
ROE
5.4%▲
2024 · -15.7%
ROA
5.1%▲
2024 · -13.8%
Debt
€5k▼
2024 · €14k
Debt ≤ 1 year
€2k▼
2024 · €11k
Income taxes
€20k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€113k▼
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€115k€111k▼
Amounts receivable within one year40/41€55k€52k▼
Trade receivables40€7k€0▼
Other amounts receivable41€48k€52k▲
Cash at bank and in hand54/58€58k€58k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€116k€113k▼
Equity10/15€102k€108k▲
Contributions10/11€6k€6k=
Reserves13€96k€102k▲
Distributable reserves133€96k€102k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€14k€5k▼
Amounts payable within one year42/48€11k€2k▼
Trade debts44€7k€0▼
Suppliers440/4€7k€0▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€164€0▼
Remuneration and social security454/9€4k€2k▼
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20€894▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€2€0▼
Gross operating margin9900€14k€26k▲
Operating profit (loss)9901€12k€23k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€122€58▼
Recurring financial charges65€122€58▼
Profit (loss) for the period before taxes9903€14k€25k▲
Income taxes67/77€30k€20k▼
Profit (loss) for the period9904€-16k€6k▲
Profit (loss) for the period to be appropriated9905€-16k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€6k▲
Profit (loss) brought forward from the previous period14P€19k€0▼
Transfer to equity691/2€3k€6k▲
To other reserves6921€3k€6k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-06
Financial
Liquidity times 5current ratio 53.02
Current ratio from 10.19 to 53.02; short-term debt falls from €11k to €2k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-16k ▼163%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100kEq €118k ▲27.3%
2 profitable years in a row build equity to €118k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
30-06
Financial
Liquidity triplescurrent ratio 7.21
Current ratio from 2.47 to 7.21; short-term debt falls from €61k to €14k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koestraat 222270 HerenthoutGround area
563 m²
Building footprint
78 m²
Volume, LiDAR
395 m³
Parcel 13012A0930/00V005, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIKRA
since 20072.162.162.464
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13012A0930/00V005 | Flanders | 563 m² | 1 · 78 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 12,491 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2007
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:089/47.37.10