Summary
ML CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €94,816 and a net result of €12,544. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 8074 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
59 d early
2023
57 d early
2022
42 d early
2021
24 d early
2020
32 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#5 oldest company in Rotselaar, Finance and insurance sector
Equity
€94,816▲ 15.2%
2024 · €82,272
Net result
€12,544▼ 43.0%
2024 · €22,024
Total assets
€110,093▲ 22.8%
2024 · €89,659
Solvency
86.1%▼ 5.6pp
2024 · 91.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25,224▼ 26.7%-€12,391€3,248€30,173▲ 829%€18,386▼ 39.1%
Net result€16,171within the sector's middle half▼ 32.8%-€13,058below the sector's middle half€2,638below the sector's middle half€22,024within the sector's middle half▲ 735%€12,544within the sector's middle half▼ 43.0%
Equity€70,668within the sector's middle half▲ 29.7%€57,610within the sector's middle half▼ 18.5%€60,248within the sector's middle half▲ 4.6%€82,272within the sector's middle half▲ 36.6%€94,816within the sector's middle half▲ 15.2%
Total assets€75,751below the sector's middle half▲ 18.1%€69,127below the sector's middle half▼ 8.7%€86,881below the sector's middle half▲ 25.7%€89,659below the sector's middle half▲ 3.2%€110,093below the sector's middle half▲ 22.8%
Debt€5,083▼ 47.3%€11,517▲ 127%€26,633▲ 131%€7,386▼ 72.3%€15,277▲ 107%
Working capital€65,504▲ 39.0%€52,371▼ 20.0%€57,616▲ 10.0%€79,613▲ 38.2%€85,144▲ 6.9%
Solvency93.3%above the sector's middle half▲ 8.3pp83.3%above the sector's middle half▼ 9.9pp69.3%within the sector's middle half▼ 14.0pp91.8%above the sector's middle half▲ 22.4pp86.1%above the sector's middle half▼ 5.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110,093
Fixed assets
€12,173 ▲ 358%
Current assets
€97,920 ▲ 12.6%
Equity and liabilities €110,093
Equity
€94,816 ▲ 15.2%
Debt
€15,277 ▲ 107%
Debt's share of the balance-sheet total rises from 8.2% to 13.9%. Equity and debt are higher.
Key figures and ratios
ROE
13.2%▼
2024 · 26.8%
ROA
11.4%▼
2024 · 24.6%
Debt ≤ 1 year
€12,777▲
2024 · €7,386
Debt > 1 year
€2,500
Income taxes
€5,686▼
2024 · €7,935
Staff costs
€0▼
2024 · €960
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2,702 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €800 | €960 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,205 | €2,093 | €2,608 | €2,284 | €4,711 | ▲ 106% |
| Other operating charges640/8 | €748 | €646 | €288 | €1,314 | €660 | ▼ 49.8% |
| Gross operating margin9900 | €28,177 | -€9,651 | €6,943 | €34,731 | €23,756 | ▼ 31.6% |
| Operating profit (loss)9901 | €25,224 | -€12,391 | €3,248 | €30,173 | €18,386 | ▼ 39.1% |
| Financial income75/76B | €112 | €218 | €238 | €348 | €441 | ▲ 26.7% |
| Recurring financial income75 | €112 | €218 | €238 | €348 | €441 | ▲ 26.7% |
| Financial charges65/66B | €375 | €692 | €668 | €563 | €596 | ▲ 6.0% |
| Recurring financial charges65 | €375 | €692 | €668 | €563 | €596 | ▲ 6.0% |
| Profit (loss) for the period before taxes9903 | €24,961 | -€12,865 | €2,818 | €29,959 | €18,230 | ▼ 39.1% |
| Income taxes67/77 | €8,790 | €192 | €180 | €7,935 | €5,686 | ▼ 28.3% |
| Profit (loss) for the period9904 | €16,171 | -€13,058 | €2,638 | €22,024 | €12,544 | ▼ 43.0% |
| Profit (loss) for the period to be appropriated9905 | €16,171 | -€13,058 | €2,638 | €22,024 | €12,544 | ▼ 43.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €75,751 | €69,127 | €86,881 | €89,659 | €110,093 | ▲ 22.8% |
| Fixed assets21/28 | €5,164 | €5,240 | €2,632 | €2,659 | €12,173 | ▲ 358% |
| Tangible fixed assets22/27 | €5,164 | €5,240 | €2,632 | €2,659 | €12,173 | ▲ 358% |
| Plant, machinery and equipment23 | €3,900 | €4,607 | €2,632 | €657 | €0 | ▼ 100% |
| Furniture and vehicles24 | €1,264 | €632 | €0 | €2,003 | €12,173 | ▲ 508% |
| Current assets29/58 | €70,587 | €63,887 | €84,249 | €86,999 | €97,920 | ▲ 12.6% |
| Amounts receivable after more than one year29 | - | - | - | - | €9,259 | - |
| Other amounts receivable291 | - | - | - | - | €9,259 | - |
| Amounts receivable within one year40/41 | €18,153 | €22,659 | €28,471 | €26,873 | €27,303 | ▲ 1.6% |
| Trade receivables40 | €15,125 | €9,378 | €18,150 | €15,307 | €9,680 | ▼ 36.8% |
| Other amounts receivable41 | €3,028 | €13,281 | €10,321 | €11,567 | €17,623 | ▲ 52.4% |
| Cash at bank and in hand54/58 | €49,311 | €37,142 | €53,123 | €58,572 | €59,751 | ▲ 2.0% |
| Deferred charges and accrued income490/1 | €3,123 | €4,087 | €2,656 | €1,555 | €1,608 | ▲ 3.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €75,751 | €69,127 | €86,881 | €89,659 | €110,093 | ▲ 22.8% |
| Equity10/15 | €70,668 | €57,610 | €60,248 | €82,272 | €94,816 | ▲ 15.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €64,468 | €64,468 | €64,468 | €76,072 | €88,616 | ▲ 16.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €62,608 | €62,608 | €62,608 | €74,212 | €86,756 | ▲ 16.9% |
| Profit (loss) carried forward14 | - | -€13,058 | -€10,420 | €0 | - | - |
| Amounts payable17/49 | €5,083 | €11,517 | €26,633 | €7,386 | €15,277 | ▲ 107% |
| Amounts payable after more than one year17 | - | - | - | - | €2,500 | - |
| Financial debts170/4 | - | - | - | - | €2,500 | - |
| Amounts payable within one year42/48 | €5,083 | €11,517 | €26,633 | €7,386 | €12,777 | ▲ 73.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €6,000 | - |
| Trade debts44 | €2,709 | €3,427 | €17,193 | €1,378 | €1,050 | ▼ 23.8% |
| Suppliers440/4 | €2,709 | €3,427 | €17,193 | €1,378 | €1,050 | ▼ 23.8% |
| Taxes, remuneration and social security45 | €2,375 | €8,089 | €9,440 | €6,008 | €5,727 | ▼ 4.7% |
| Taxes450/3 | €2,375 | €4,297 | €6,138 | €6,008 | €3,316 | ▼ 44.8% |
| Remuneration and social security454/9 | - | €3,793 | €3,302 | €0 | €2,411 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,171 | -€13,058 | €2,638 | €22,024 | €12,544 | ▼ 43.0% |
| + Depreciation and write-downs630 | €2,205 | €2,093 | €2,608 | €2,284 | €4,711 | ▲ 106% |
| Operating cash flow (approximation) | €18,376 | -€10,965 | €5,246 | €24,308 | €17,255 | ▼ 29.0% |
| Investment in fixed assets (approximation) | - | -€2,169 | €0 | -€2,312 | -€14,224 | ▼ 515% |
| Change in cash | - | -€12,169 | €15,981 | €5,448 | €1,179 | ▼ 78.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 11.78
Current ratio from 3.16 to 11.78; short-term debt falls from €26,633 to €7,386.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2,638
Net result €2,638 after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€13,058
Net result drops to -€13,058, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 13.89
Current ratio from 5.88 to 13.89; short-term debt falls from €9,652 to €5,083.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €24,071 ▲43.4%
Operating result €34,410, net result €24,071, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.88
Current ratio from 1.77 to 5.88; short-term debt falls from €35,615 to €9,652.
Show earlier events
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €16,790
Net result €16,790 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2008
Ground area
4,832 m²
Building footprint
203 m²
Volume, LiDAR
1,093 m³
Parcel 24121F0373/00B002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ML CONSULT
since 20082.174.338.241
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24121F0373/00B002 | Flanders | 4,832 m² | 1 · 203 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 630 EUR awarded · 630 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 630 EUR | 630 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 12,194 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded18-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806599243
Also
9925:BE0806599243
Registered
28-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.