Turnover
≈ €280,000 estimated
The micro format states no turnover.
SigmaExpress
Lifetime
3 annual accounts with figures on one time axispeak €255,854 (2023)
€186,354▼ 11.3%
lowest -€16,405 (2025)
-€16,405▼ €20,596
peak €23,502 (2024)
€7,097▼ 69.8%
€161,373▲ 67.0%
Board2 names since 2022
1 directorDRAYE Bertrand Nelly Jean Nicolas Joseph
Documentsfilings and deeds
15-05-202677 days before the deadline
2025micro format
Loss of €16,405Equity from €23,502 to €7,097Debts from €96,614 to €161,373Cash from €16,535 to €27,170
Key points
from the 2025 annual accountsDebts
€161,373 96% of the balance sheet
Suppliers 85%Taxes and wages 14%
Starting capital
€3,000 100 shares
At the same address
263 companies
Board
1 joined · 1 left
Board changed. Latest change 12-06-2026 · 1 in office.
Position in the sector
-€16,405
Lower net result than 91% of companies in office administrative support. Sector median €16,198 · 9,691 companies.
Checked score
53
Fair
Financially stronger than 12% of micro companies in office administrative support (NACE 82)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.5%▼ -0.1 percentage points vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.4%▼ -0.2 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.3%▼ -0.1 percentage points vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026
07-2026: 0.9%▲ +0.5 percentage points vs 06-2026
08-2026: 0.9%● unchanged vs 07-2026
09-2026: 0.9%● unchanged vs 08-2026
10-2026: 1.0%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 1.0%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
1 change of registered office in 24 months
Equity €7,097 (4.2% of total assets)
Loss of €16,405 (financial year 2025)
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 16% of them on solvency, 11% on liquidity, 12% on profitability and 9% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,301 companies had the same profile as SigmaExpress has now. Each dot stands for 4 companies, two years later.
92.6%
were still trading
1.6%
stopped another way
5.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SigmaExpress itself is lower: 1.0% within 12 months. It rests on far more data about SigmaExpress than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for SigmaExpress. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.01 (1.17 in 2024), below the usual 1.5. Short-term debt is 95.8% and cash 16.1% of total assets. 95.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9695 sector peers (2025).
NBB · sector comparisonPosition among 9695 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
77 days early
2024
43 days early
2023
56 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 59 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DRAYE Bertrand Nelly Jean Nicolas Joseph 100 sharesdeed of 03-05-2022
Recent changes
Registered office moved from Nivelles to Bruxelles Square central - Cantersteen
New registered office: 1000 Bruxelles Square central - Cantersteen 47 · Previous registered office: RUE DU COMMERCE 10, à 1400 NIVELLES · General meeting of 30-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0785559646
Registered office moved from Namur to Nivelles - rue du Commerce
New registered office: 1400 Nivelles - rue du Commerce 10 · Previous registered office: RUE LEANNE 82 Bte 11, à 5000 NAMUR · Resignation: Bertrand DRAYE (director) · General meeting of 28-05-2026 · Gazette deed
First establishment
Rue Léanne 82, Namur
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SigmaExpress Brussels | €168,470 | €186,354 | 4.2% | - |
| BLUEPACK Schaerbeek | €194,762 | €114,249 | 33.2% | - |
| HS ELEVENGO Fleurus | €125,522 | €239,090 | 22.5% | - |
| LENUX Sint-Pieters-Leeuw | €187,992 | €116,440 | -26.3% | 9.2 |
| Vagolog Dendermonde | €380,378 | €177,987 | 81.4% | - |
| PEPECO Ghent | €229,990 | €77,594 | 21.9% | - |
| Consultexpert Lochristi | €83,824 | €219,006 | -69.8% | - |
These companies have the same main activity as SigmaExpress: office administrative, office support and other business support activities (NACE 82920). They are comparable in size and age: total assets between €83,800 and €380,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 29-04-2022Normal situation
- Registered office
- 264 active companies are registered at this address27 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Office administrative, office support and other business support activitiesNACE 82920and 2 others
- Establishment unit
- 2.330.556.7415000 Namur, since 02-05-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 28-07-2026
Annual accounts 2025
- €168,470▲ 40.3%
- Filing
- Filed on 15-05-2026, 77 days before the end of the filing period
Insights on SigmaExpress
SigmaExpress files the micro format. That format states no turnover. The gross margin fell from €255,854 in 2023 to €186,354 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SigmaExpress
- What is the company number of SigmaExpress?
- The company number of SigmaExpress is 0785.559.646. The VAT number is the same number with BE in front: BE 0785.559.646.
- Where is SigmaExpress based?
- The registered office is at Kantersteen 47, 1000 Brussels.Company details
- What does SigmaExpress do?
- According to the KBO register, the main activity is office administrative, office support and other business support activities (NACE 82920).
- What is the legal form of SigmaExpress?
- SigmaExpress is a private limited company (BV).
- When was SigmaExpress founded?
- SigmaExpress was founded on 29-04-2022.
- Is SigmaExpress still active?
- Yes, SigmaExpress is an active enterprise in the KBO register.
- How many employees does SigmaExpress have?
- SigmaExpress had an average of 9.9 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of SigmaExpress?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €186,354 and 32 comparable companies (NACE 829). It probably lies between €220,000 and €400,000.
- Is SigmaExpress profitable?
- In financial year 2025, SigmaExpress made a loss of €16,405.
- Where can I find the annual accounts of SigmaExpress?
- SigmaExpress filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SigmaExpress due?
- SigmaExpress must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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