Financials
- Fiscal year
- 2024
- Total assets
- €83,824
- Loss
- -€54,466
- Solvency
- -69.8%
Consultexpert
ActiveSummary
The computed 12-month bankruptcy probability of Consultexpert is 3.9% (moderate). The 2024 annual accounts show negative equity (-€58,469) and a net result of -€54,466. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 9523 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Office administrative, office support and other business support activities
NACE 82920
1 site
Size
€83,824total assets 2024
- Staff
- 11.2 FTE
- Equity
- -€58,469
- Loss
- -€54,466
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 3 deeds read
Why 46- Figures for FY 2024 (filed 09-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late- Loss of €54,466 (FY 2024)+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence
Checked score
Score 2024
46
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 3% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0-14
equity -69.8% of total assets
Liquidity
3-47
short-term debt 169.0% · cash 2.4%
Profitability
0-77
return on assets -65.0%
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.1%
12-2024: 3.2%● +0.0% vs 11-2024
01-2025: 3.1%▼ -1.1% vs 12-2024
02-2025: 3.1%● 0.0% vs 01-2025
03-2025: 3.1%● 0.0% vs 02-2025
04-2025: 3.1%▼ -0.8% vs 03-2025
05-2025: 3.1%▲ +0.6% vs 04-2025
06-2025: 1.0%▼ -67.7% vs 05-2025lowest value
07-2025: 1.0%● 0.0% vs 06-2025lowest value
08-2025: 1.4%▲ +41.2% vs 07-2025
09-2025: 1.6%▲ +14.9% vs 08-2025
10-2025: 2.7%▲ +67.5% vs 09-2025
11-2025: 3.6%▲ +32.4% vs 10-2025
12-2025: 3.6%● 0.0% vs 11-2025
01-2026: 3.6%● 0.0% vs 12-2025
02-2026: 3.6%▲ +0.9% vs 01-2026
03-2026: 3.5%▼ -3.8% vs 02-2026
04-2026: 3.5%● 0.0% vs 03-2026
05-2026: 3.2%▼ -8.8% vs 04-2026
06-2026: 3.2%▼ -0.7% vs 05-2026
07-2026: 1.9%▼ -40.0% vs 06-2026
08-2026: 2.5%▲ +30.9% vs 07-2026
09-2026: 2.8%▲ +14.0% vs 08-2026
10-2026: 3.9%▲ +37.8% vs 09-2026highest value
- Figures for FY 2024 (filed 09-10-2025) raises the probability
- Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late raises the probability
- Loss of €54,466 (FY 2024) raises the probability
No credit on open account
Liquidity short (current ratio 0.54 against 0.83 in 2023; short-term debt: 169% and cash: 2.4% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 5%, liquidity 4%, profitability 5%, growth against the median 0%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year -€58,469
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
149 d late
2021
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 75 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€54,466
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2022
- 30-09-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 30-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Office administrative, office support and other business support…NACE 82920
- Founded
- 30-07-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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