Equity
-€59,917
Debts exceed assets in financial year 2025.
SIGMA OPTICAL
Lifetime
2 annual accounts with figures on one time axispeak €5,267 (2024)
-€8,660▼ €13,928
lowest -€39,337 (2024)
-€22,080▲ €17,256
peak -€37,837 (2024)
-€59,917▼ €22,080
€71,832▲ 27.2%
Board1 name since 2023
1 directorLAAZAR Hamid
Documentsfilings and deeds
10-09-202641 days late
2025micro format
Gross margin from €5,267 to -€8,660Loss of €22,080Equity from -€37,837 to -€59,917Debts from €56,474 to €71,832
Key points
from the 2025 annual accountsLosses
-€61,417 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€71,832 603% of the balance sheet
2025 accounts filed 41 days after the deadlineTurnover not published (micro format)
Checked score
48
Fair
Financially stronger than 7% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.8%lowest value
01-2025: 2.8%● unchanged vs 12-2024
02-2025: 3.0%▲ +0.2 percentage points vs 01-2025
03-2025: 3.1%▲ +0.1 percentage points vs 02-2025
04-2025: 3.1%● unchanged vs 03-2025
05-2025: 3.1%● unchanged vs 04-2025
06-2025: 3.1%● unchanged vs 05-2025
07-2025: 3.1%● unchanged vs 06-2025
08-2025: 3.1%● unchanged vs 07-2025
09-2025: 3.1%● unchanged vs 08-2025
10-2025: 7.1%▲ +4.0 percentage points vs 09-2025highest value
11-2025: 5.9%▼ -1.2 percentage points vs 10-2025
12-2025: 5.9%● unchanged vs 11-2025
01-2026: 5.9%● unchanged vs 12-2025
02-2026: 5.9%● unchanged vs 01-2026
03-2026: 5.8%▼ -0.1 percentage points vs 02-2026
04-2026: 5.8%● unchanged vs 03-2026
05-2026: 5.8%● unchanged vs 04-2026
06-2026: 5.7%▼ -0.1 percentage points vs 05-2026
07-2026: 5.7%● unchanged vs 06-2026
08-2026: 6.3%▲ +0.6 percentage points vs 07-2026
09-2026: 6.5%▲ +0.2 percentage points vs 08-2026
10-2026: 2.8%▼ -3.7 percentage points vs 09-2026
11-2026: 2.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 41 days late; 2 of the last 3 accounts late
Founded in 2023
Sector: Retail trade (NACE 47)
lowers risk
Size: total assets €11,915
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 4% on liquidity, 6% on profitability and 10% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as SIGMA OPTICAL has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SIGMA OPTICAL itself: 2.8% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for SIGMA OPTICAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.03 (0.11 in 2024), below 1. Short-term debt is 602.9% and cash 1.4% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€59,917
raises risk · 2025 accounts filed 41 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
41 days late
2024
70 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 56 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LAAZAR Hayat founderdeed of 14-03-2023
- LAAZAR Hamid founderdeed of 14-03-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0799386797
Incorporation
Founders: LAAZAR Hayat and LAAZAR Hamid · Appointment: LAAZAR Hamid (director) · Founder: LAAZAR Hayat · published on 14-03-2023 · Gazette deed
First establishment
Rue d'Havré 108, Mons
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SIGMA OPTICAL Mons | €11,915 | -€8,660 | -502.9% | - |
| NS OPTO Grimbergen | €16,982 | -€268 | 61.5% | - |
| OPTICAL HOME Brussels | €15,563 | -€3,091 | 72.0% | - |
| VISTALUM Grez-Doiceau | €6,383 | -€4,145 | -56.8% | - |
| LP FREELANCE Bree | €28,244 | €797 | 57.6% | - |
| Binocl'Art Lunetier&Audicien Uccle | €30,411 | -€11,111 | -180.3% | - |
| MIKKAH Zele | €6,928 | -€27,298 | 47.2% | - |
These companies have the same main activity as SIGMA OPTICAL: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €6,380 and €30,400, founded between 2017 and 2024.
Official details
Source: KBO- Status
- Active since 10-03-2023Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Establishment unit
- 2.347.568.0667000 Mons, since 10-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Insights on SIGMA OPTICAL
The computed 12-month bankruptcy probability of SIGMA OPTICAL is 2.8% (moderate). The 2025 annual accounts show negative equity (-€59,917) and a net result of -€22,080.
Its solvency ranks better than 5% of 22,939 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SIGMA OPTICAL
- What is the company number of SIGMA OPTICAL?
- The company number of SIGMA OPTICAL is 0799.386.797. The VAT number is the same number with BE in front: BE 0799.386.797.
- Where is SIGMA OPTICAL based?
- The registered office is at Rue d'Havré 108, 7000 Mons.Company details
- What does SIGMA OPTICAL do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of SIGMA OPTICAL?
- SIGMA OPTICAL is a private limited company (BV).
- When was SIGMA OPTICAL founded?
- SIGMA OPTICAL was founded on 10-03-2023.
- Is SIGMA OPTICAL still active?
- Yes, SIGMA OPTICAL is an active enterprise in the KBO register.
- What is the turnover of SIGMA OPTICAL?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is SIGMA OPTICAL profitable?
- In financial year 2025, SIGMA OPTICAL made a loss of €22,080.
- Where can I find the annual accounts of SIGMA OPTICAL?
- SIGMA OPTICAL filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SIGMA OPTICAL due?
- SIGMA OPTICAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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