NS OPTO
ActiveThe computed 12-month bankruptcy probability of NS OPTO is 2.6% (moderate). The 2024 annual accounts show equity of €10k and a net result of €-3k. Equity is growing by ~37.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 6588 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2022
Profitability0▼-58
Solvency99▲+45
Growth35▼-22
Stability94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.51 against 1.27 in 2022), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.5%
Return on assets
-16.7%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2022
153 d late
2021
153 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€16k▼ 70.4%
2022 · €54k
2021: €56k
2022: €54k
2021 → 2024
EBIT margin
-6.6%▼ 11.4pp
2022 · 4.8%
2021: 2.3%
2022: 4.8%
2021 → 2024
Net result
€-3k
2022 · €2k
2021: €1k
2022: €2k
2021 → 2024
Working capital
€10k▲ 172%
2022 · €4k
2021: €3k
2022: €4k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222024Trend
Turnover€56k-€54k▼ 4.8%€16k▼ 70.4%
Equity€4k-€6k▲ 57.4%€10k▲ 75.8%
Operating result€1k-€3k▲ 101%€-1k
Net result€1k-€2k▲ 70.2%€-3k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €1k after €3k in 2022, the lowest year so far.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €17k
Fixed assets
€585▼ 74.7%
Current assets
€16k▼ 3.8%
Equity and liabilities €17k
Equity
€10k▲ 75.8%
Debt
€7k▼ 51.2%
The debt ratio falls from 69.3% to 38.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€-288▼
2022 · €3k
Cash flow
€-2k▼
2022 · €3k
Solvency
61.5%▲
2022 · 30.7%
Current ratio
2.51▲
2022 · 1.27
Quick ratio
2.51▲
2022 · 1.27
Debt / equity
0.63▼
2022 · 2.26
ROE
-27.1%▼
2022 · 36.5%
ROA
-16.7%▼
2022 · 11.2%
Interest coverage
-3.29▼
2022 · 33.31
Debt
€7k▼
2022 · €13k
Debt ≤ 1 year
€7k▼
2022 · €13k
Income taxes
€2k▲
2022 · €340
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€19k€17k▼
Fixed assets21/28€2k€585▼
Tangible fixed assets22/27€2k€585▼
Plant, machinery and equipment23€2k€585▼
Current assets29/58€17k€16k▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€19-
Cash at bank and in hand54/58€14k€10k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€19k€17k▼
Equity10/15€6k€10k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€3k€8k▲
Amounts payable17/49€13k€7k▼
Amounts payable within one year42/48€13k€7k▼
Trade debts44€979€3k▲
Suppliers440/4€979€3k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€3k€3k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€6k-
Income statement
Code20222024
Turnover70€54k€16k▼
Non-recurring operating income76A€700€633▼
Goods, raw materials, services and sundry goods60/61€46k€17k▼
Remuneration, social security and pensions62€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€549€758▲
Other operating charges640/8€991€20▼
Gross operating margin9900€8k€-268▼
Operating profit (loss)9901€3k€-1k▼
Financial charges65/66B€95€88▼
Recurring financial charges65€95€88▼
Profit (loss) for the period before taxes9903€3k€-1k▼
Income taxes67/77€340€2k▲
Profit (loss) for the period9904€2k€-3k▼
Profit (loss) for the period to be appropriated9905€2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€8k▲
Profit (loss) brought forward from the previous period14P€1k€11k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼231%
Net result drops to €-3k, the lowest in the series.
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 153 days late
2022
31-12
Financial
Highest result since 2021net €2k ▲70.2%
Operating result €3k, net result €2k, both a record.
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vilvoordsesteenweg 7/D1850 GrimbergenGround area
9,652 m²
Building footprint
2,250 m²
Volume, LiDAR
22,263 m³
2 parcels, Brussels, Flanders · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NS OPTO
since 20212.319.455.387
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0325/00W000 | Flanders | 9,422 m² | 1 · 2,145 m² | 15.9 m · 4 fl. |
| 21445C0264/00B019 | Brussels | 230 m² | 1 · 105 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
E&F Service
BE 0743.370.485
Grobbendonk · Eq €10k
Bril Tienen
BE 0745.883.874
Tienen · Eq €11k
DIMA MEDIA7
BE 0809.530.326
Beauvechain · Eq €10k
UWOPTIEK
BE 0657.854.196
Namur · Eq €10k
CASTEUR OPTICS & MEDICAL INSTRUMENTS
BE 0480.129.016
Bredene · Eq €11k
Of 1,728 companies in sector 47742 we hold annual accounts for 1,138. 500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2020
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.