SIGILLUM
ActiveSIGILLUM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €59k. Its solvency ranks better than 69% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +73 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+67
Growth78
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.86 against 0.47 in 2024), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.1%
Return on assets
84.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
58 d early
2024
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k
2024 · €-7k
2024: €-7k
2024 → 2025
Total assets
€70k▲ 1,030%
2024 · €6k
2024: €6k
2024 → 2025
Net result
€59k
2024 · €-12k
2024: €-12k
2024 → 2025
Working capital
€52k
2024 · €-7k
2024: €-7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-7k-€52k
Operating result€-12k-€71k
Net result€-12k-€59k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €71k after a loss of €12k in 2024.
Balance-sheet composition
Equity and liabilities €70k
Equity
€52k
Debt
€18k
Debt finances 25.9% of the balance-sheet total.
Key figures and ratios
Solvency
74.1%▲
2024 · -114.2%
Current ratio
3.86▲
2024 · 0.47
Quick ratio
3.86▲
2024 · 0.47
Debt / equity
0.35▲
2024 · -1.88
ROE
113.6%▼
2024 · 170.5%
ROA
84.2%▲
2024 · -194.7%
Debt
€18k▲
2024 · €13k
Debt ≤ 1 year
€18k▲
2024 · €13k
Income taxes
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6k€70k▲
Current assets29/58€6k€70k▲
Amounts receivable after more than one year29-€50k
Other amounts receivable291-€50k
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40-€2k
Other amounts receivable41€1k€188▼
Cash at bank and in hand54/58€5k€18k▲
Deferred charges and accrued income490/1-€12
Equity and liabilities
Total equity and liabilities10/49€6k€70k▲
Equity10/15€-7k€52k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-12k€47k▲
Amounts payable17/49€13k€18k▲
Amounts payable within one year42/48€13k€18k▲
Trade debts44€4k€0▼
Suppliers440/4€4k€0▼
Taxes, remuneration and social security45-€17k
Taxes450/3-€17k
Other amounts payable47/48€10k€1k▼
Income statement
Code20242025
Other operating charges640/8-€128
Gross operating margin9900€-12k€71k▲
Operating profit (loss)9901€-12k€71k▲
Financial income75/76B-€12
Recurring financial income75-€12
Financial charges65/66B€13€324▲
Recurring financial charges65€13€324▲
Profit (loss) for the period before taxes9903€-12k€71k▲
Income taxes67/77-€12k
Profit (loss) for the period9904€-12k€59k▲
Profit (loss) for the period to be appropriated9905€-12k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€47k▲
Profit (loss) brought forward from the previous period14P-€-12k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 3.86
Current ratio from 0.47 to 3.86.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langemeersstraat(Kor) 128500 KortrijkGround area
5,908 m²
Building footprint
1,380 m²
Volume, LiDAR
15,267 m³
Parcel 34353H0858/00P000, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SIGILLUM
since 20242.355.730.320
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H0858/00P000 | Flanders | 5,908 m² | 1 · 1,380 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 38,154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.