WICAM
ActiveWICAM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €-17k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-35
Solvency88▲+12
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.35 in 2024; short-term debt: 36.9% and cash: 25.8% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
-20.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
1 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 24.7%
2024 · €69k
2019: €24k
2020: €30k
2021: €54k
2022: €52k
2023: €52k
2024: €69k
2019 → 2025
Total assets
€82k▼ 39.0%
2024 · €135k
2019: €158k
2020: €144k
2021: €176k
2022: €164k
2023: €117k
2024: €135k
2019 → 2025
Net result
€-17k
2024 · €17k
2019: €-9k
2020: €6k
2021: €24k
2022: €-1k
2023: €-748
2024: €17k
2019 → 2025
Working capital
€23k▼ 1.6%
2024 · €23k
2019: €-105k
2020: €-81k
2021: €-41k
2022: €-31k
2023: €-12k
2024: €23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€52k▼ 2.4%€52k▼ 1.4%€69k▲ 33.7%€52k▼ 24.7%
Operating result€24k-€-1k€-609▲ 49.0%€21k€-17k
Net result€24k-€-1k€-748▲ 43.1%€17k€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €21k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€29k▼ 36.3%
Current assets
€53k▼ 40.3%
Equity and liabilities €82k
Equity
€52k▼ 24.7%
Debt
€30k▼ 53.9%
The debt ratio falls from 48.8% to 36.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €42k
Cash flow
€5k▼
2024 · €38k
Solvency
63.1%▲
2024 · 51.2%
Current ratio
1.75▲
2024 · 1.35
Quick ratio
1.75▲
2024 · 1.35
Debt / equity
0.58▼
2024 · 0.95
ROE
-32.8%▼
2024 · 25.2%
ROA
-20.7%▼
2024 · 12.9%
Interest coverage
30.57▼
2024 · 204.60
Debt
€30k▼
2024 · €66k
Debt ≤ 1 year
€30k▼
2024 · €66k
Income taxes
€0▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€82k▼
Fixed assets21/28€46k€29k▼
Intangible fixed assets21€41k€23k▼
Tangible fixed assets22/27€5k€6k▲
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€294€147▼
Current assets29/58€89k€53k▼
Amounts receivable within one year40/41€24k€32k▲
Trade receivables40€24k€19k▼
Other amounts receivable41-€12k
Cash at bank and in hand54/58€65k€21k▼
Deferred charges and accrued income490/1-€153
Equity and liabilities
Total equity and liabilities10/49€135k€82k▼
Equity10/15€69k€52k▼
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€6k€304▼
Non-distributable reserves130/1€304€304=
Legal reserve130€304€304=
Distributable reserves133€6k€0▼
Profit (loss) carried forward14€0€-11k▼
Amounts payable17/49€66k€30k▼
Amounts payable within one year42/48€66k€30k▼
Trade debts44€22k€28k▲
Suppliers440/4€22k€28k▲
Taxes, remuneration and social security45€5k€0▼
Taxes450/3€5k€0▼
Other amounts payable47/48€40k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€440€446▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€44k€5k▼
Operating profit (loss)9901€21k€-17k▼
Financial income75/76B€34€0▼
Recurring financial income75€34€0▼
Financial charges65/66B€205€159▼
Recurring financial charges65€205€159▼
Profit (loss) for the period before taxes9903€21k€-17k▼
Income taxes67/77€4k€0▼
Profit (loss) for the period9904€17k€-17k▼
Profit (loss) for the period to be appropriated9905€17k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-17k▼
Profit (loss) brought forward from the previous period14P€-11k€0▲
Transfer from equity791/2-€6k
Transfer to equity691/2€6k€0▼
To the legal reserve6920€304€0▼
To other reserves6921€6k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-17k ▼198%
Net result drops to €-17k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Highest result since 2019net €24k ▲330%
Operating result €24k, net result €24k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Wisterzée 71490 Court-Saint-EtienneGround area
683 m²
Building footprint
70 m²
Volume, LiDAR
796 m³
Parcel 25023H0300/00V003, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Wisterzée 7, 1490 Court-Saint-Etienne
since 20152.243.082.933
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0300/00V003 | Wallonia | 683 m² | 1 · 70 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 38,273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-06-2015
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.