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SIFMAR

Active
Public limited companyfounded 199630 yrs activeIndustriepark "De Bruwaan" 3, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0458.764.369
Summary

SIFMAR has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €590,361 and a net result of €22,533. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 1670 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
SIFMARActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200NACE 46751Wholesale of industrial chemicals NACE 46851
#3 oldest company in Oudenaarde, Telecoms and IT sector1 site
Size
€756,816total assets 2025
Staff
0.7 FTE
Equity
€590,361
Profit
€22,533
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
JM Industriebeteiligungen GmbH & Co. KGaA
Accounts 80 d early1 of 15 deeds read
Why 95- 1 change of registered office in 24 months+ Liquidity: current ratio 7.07, cash €436,005+ Equity €590,361 (78.0% of total assets)+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+5
equity 78.0% of total assets
Liquidity 97+5
short-term debt 14.1% · cash 57.6%
Profitability 45-2
return on assets 3.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,833 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -5.9% vs 12-2024 02-2025: < 0.1%▼ -6.3% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -3.3% vs 03-2025 05-2025: < 0.1%▼ -3.4% vs 04-2025 06-2025: < 0.1%▲ +10.7% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▼ -3.2% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -3.3% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -3.4% vs 03-2026 05-2026: < 0.1%▼ -3.6% vs 04-2026lowest value 06-2026: < 0.1%▲ +63.0% vs 05-2026highest value 07-2026: < 0.1%● 0.0% vs 06-2026highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 7.07, cash €436,005 lowers the probability
  • Equity €590,361 (78.0% of total assets) lowers the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 7.07 against 4.42 in 2024; short-term debt: 14.1% and cash: 57.6% of total assets), and 22% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 88%, profitability 20%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 7.07, cash €436,005
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €590,361 (78.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
80 d early
2024
72 d early
2023
90 d early
2022
197 d late
2021
69 d early
2020
73 d early
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Oldest company in Oudenaarde, Telecoms and IT sectorin the Checked rankings #3 View
  • Controlled by JM Industriebeteiligungen GmbH &… parent View
  • Positive: 6 profitable years in a rowprofit 2025: €22,533 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€756,816
Profit
€22,533
Solvency
78.0%
Total assets▼ 7.1%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 22-05-2026Registered office
  2. 12-05-2026Annual accounts filed
  3. 20-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
10-09-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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