RAAF
ActiveRAAF has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €570k and a net result of €95k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 72% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+30
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.1 against 1.85 in 2024; short-term debt: 20.8% and cash: 1.9% of total assets), and 23.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.7%
Return on assets
12.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
109 d early
2024
94 d early
2023
57 d early
2022
6 d early
2021
61 d early
2020
50 d early
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€570k▼ 25.9%
2024 · €770k
2018: €750k
2019: €768k
2020: €791k
2021: €824k
2022: €880k
2023: €683k
2024: €770k
2018 → 2025
Total assets
€743k▼ 12.7%
2024 · €851k
2018: €916k
2019: €907k
2020: €1.04M
2021: €1.04M
2022: €1.07M
2023: €942k
2024: €851k
2018 → 2025
Net result
€95k▲ 9.7%
2024 · €86k
2018: €56k
2019: €76k
2020: €80k
2021: €108k
2022: €114k
2023: €115k
2024: €86k
2018 → 2025
Working capital
€-139k
2024 · €53k
2018: €-44k
2019: €-18k
2020: €-4k
2021: €40k
2022: €110k
2023: €-72k
2024: €53k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€824k-€880k▲ 6.8%€683k▼ 22.4%€770k▲ 12.6%€570k▼ 25.9%
Operating result€136k-€156k▲ 14.5%€161k▲ 2.8%€177k▲ 10.5%€130k▼ 26.5%
Net result€108k-€114k▲ 6.1%€115k▲ 0.2%€86k▼ 24.6%€95k▲ 9.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €743k
Fixed assets
€727k▼ 1.0%
Current assets
€16k▼ 86.5%
Equity and liabilities €743k
Equity
€570k▼ 25.9%
Provisions
€18k▼ 3.2%
Debt
€155k▲ 148%
The debt ratio rises from 7.4% to 20.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€173k▼
2024 · €220k
Cash flow
€137k▲
2024 · €129k
Solvency
76.7%▼
2024 · 90.5%
Current ratio
0.10▼
2024 · 1.85
Quick ratio
0.10▼
2024 · 1.85
Debt / equity
0.27▲
2024 · 0.08
ROE
16.6%▲
2024 · 11.2%
ROA
12.7%▲
2024 · 10.1%
Interest coverage
394.57▲
2024 · 2.81
Debt
€155k▲
2024 · €63k
Debt ≤ 1 year
€155k▲
2024 · €63k
Income taxes
€37k▼
2024 · €63k
Staff costs
€17k▼
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€851k€743k▼
Fixed assets21/28€735k€727k▼
Tangible fixed assets22/27€734k€726k▼
Land and buildings22€684k€665k▼
Plant, machinery and equipment23€9k€17k▲
Furniture and vehicles24€12k€16k▲
Leasing and similar rights25€12k€9k▼
Other tangible fixed assets26€17k€19k▲
Financial fixed assets28€1k€1k=
Current assets29/58€116k€16k▼
Amounts receivable within one year40/41€17k€1k▼
Trade receivables40€103€1k▲
Other amounts receivable41€17k€0▼
Current investments50/53€0-
Cash at bank and in hand54/58€99k€14k▼
Deferred charges and accrued income490/1-€324
Equity and liabilities
Total equity and liabilities10/49€851k€743k▼
Equity10/15€770k€570k▼
Contributions10/11€100k€100k=
Reserves13€670k€470k▼
Tax-exempt reserves132€34k€32k▼
Distributable reserves133€635k€438k▼
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€19k€18k▼
Deferred taxes168€19k€18k▼
Amounts payable17/49€63k€155k▲
Amounts payable within one year42/48€63k€155k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€20k€23k▲
Suppliers440/4€20k€23k▲
Taxes, remuneration and social security45€43k€24k▼
Taxes450/3€36k€20k▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€0€107k▲
Income statement
Code20242025
Remuneration, social security and pensions62€60k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€42k▼
Other operating charges640/8€11k€11k▼
Gross operating margin9900€291k€200k▼
Operating profit (loss)9901€177k€130k▼
Financial income75/76B€50k€1k▼
Recurring financial income75€50k€1k▼
Financial charges65/66B€79k€437▼
Recurring financial charges65€79k€437▼
Profit (loss) for the period before taxes9903€149k€131k▼
Transfer from deferred taxes780€599€599=
Income taxes67/77€63k€37k▼
Profit (loss) for the period9904€86k€95k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€88k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€97k▲
Transfer from equity791/2€0€294k▲
Transfer to equity691/2€88k€97k▲
To other reserves6921€88k€97k▲
Profit to be distributed694/7€0€294k▲
Return on contributions (dividend)694€0€294k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 1.85
Current ratio from 0.70 to 1.85; short-term debt falls from €239k to €63k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €115k ▲0.2%
Net result €115k, the highest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 21 days late
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ysselaarlaan 15B2630 AartselaarGround area
201 m²
Building footprint
97 m²
Volume, LiDAR
536 m³
Parcel 11001B0026/00Z002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RAAF
since 19952.073.412.612
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0026/00Z002 | Flanders | 201 m² | 1 · 97 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945001N4F71648QR696
Similar companies · same sector, comparable size
KODEKO
BE 0867.459.914
Zottegem · Eq €570k
Finadvu
BE 0668.741.160
Knokke-Heist · Eq €570k
RUBICON CONSULTING
BE 0893.945.862
Beveren-Kruibeke-Zwijndrecht · Eq €570k
PROMANDO
BE 0866.948.782
Antwerpen · Eq €571k
PURE PMO
BE 0825.597.484
Sint-Lambrechts-Woluwe · Eq €571k
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 11,399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-1995
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
72100
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.