SIER
ActiveSIER has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €326k and a net result of €15k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 910 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+9
Solvency70▼-1
Growth42▼-1
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.89 in 2024), and 40.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.1%
Return on assets
2.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
25 d early
2023
33 d early
2022
18 d early
2021
31 d late
2020
15 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€114k▼ 3.5%
2024 · €118k
2021: €131k
2022: €126k
2023: €124k
2024: €118k
2021 → 2025
EBIT margin
28.3%▲ 1.7pp
2024 · 26.6%
2021: 40.5%
2022: 31.2%
2023: 21.9%
2024: 26.6%
2021 → 2025
Net result
€15k▲ 46.7%
2024 · €10k
2021: €43k
2022: €14k
2023: €16k
2024: €10k
2021 → 2025
Working capital
€-13k▼ 180%
2024 · €-5k
2021: €-23k
2022: €-18k
2023: €7k
2024: €-5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€131k-€126k▼ 3.6%€124k▼ 1.7%€118k▼ 4.4%€114k▼ 3.5%
Equity€271k-€286k▲ 5.2%€302k▲ 5.6%€312k▲ 3.3%€326k▲ 4.7%
Operating result€53k-€39k▼ 25.8%€27k▼ 31.1%€32k▲ 16.5%€32k▲ 2.6%
Net result€43k-€14k▼ 66.7%€16k▲ 12.0%€10k▼ 37.4%€15k▲ 46.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€518k▼ 6.8%
Current assets
€34k▼ 13.1%
Equity and liabilities €552k
Equity
€326k▲ 4.7%
Debt
€226k▼ 20.3%
The debt ratio falls from 47.7% to 40.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€74k▲
2024 · €73k
Cash flow
€56k▲
2024 · €52k
Solvency
59.1%▲
2024 · 52.3%
Current ratio
0.72▼
2024 · 0.89
Quick ratio
0.72▼
2024 · 0.89
Debt / equity
0.69▼
2024 · 0.91
ROE
4.5%▲
2024 · 3.2%
ROA
2.6%▲
2024 · 1.7%
Interest coverage
20.51▲
2024 · 7.19
Debt
€226k▼
2024 · €284k
Debt ≤ 1 year
€48k▲
2024 · €44k
Debt > 1 year
€179k▼
2024 · €240k
Income taxes
€16k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€595k€552k▼
Fixed assets
21/28€556k€518k▼
Tangible fixed assets
22/27€531k€493k▼
Financial fixed assets
28€25k€25k=
Current assets
29/58€40k€34k▼
Amounts receivable within one year
40/41€10k€26k▲
Cash & bank
54/58€30k€9k▼
Total equity & liabilities
10/49€595k€552k▼
Equity
10/15€312k€326k▲
Contributions / capital
10/11€99k€99k=
Reserves
13€12k€12k=
Accumulated profits (losses)
14€201k€215k▲
Amounts payable
17/49€284k€226k▼
Amounts payable after one year
17€240k€179k▼
Amounts payable within one year
42/48€44k€48k▲
Trade debts payable within one year
44€11k€3k▼
Income statement
Code20242025
Turnover
70€118k€114k▼
Gross operating margin
9900€80k€81k▲
Operating result
9901€32k€32k▲
Financial income
75€0€2k▲
Financial charges
65€10k€4k▼
Result before taxes
9903€21k€31k▲
Income taxes
67/77€11k€16k▲
Net result for the period
9904€10k€15k▲
Result to be appropriated
9905€10k€15k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Director appointmentGeneral meeting · Director appointment3 facts ▸
State Gazette act
General meeting · Director appointment
General meeting · Director appointment3 facts ▸
- General meeting, 2026-06-06
- Director appointment, Van Snick Noor (bestuurder)
- Director appointment, Van Snick Xien (bestuurder)
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €10k ▼37.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 directors, last change in 2026
Van Snick Noor
CurrentDirector · since 06-06-2026
Van Snick Xien
CurrentDirector · since 06-06-2026
06-06-2026
Van Snick Noor: Appointed as Director
06-06-2026
Van Snick Xien: Appointed as Director
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2001
Ground area
1,133 m²
Building footprint
205 m²
Volume, LiDAR
1,165 m³
Parcel 23086A0332/00B000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIER
since 20012.100.127.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0332/00B000 | Flanders | 1,133 m² | 1 · 205 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
3 partiesSIERBE 0473.388.803
controls
Where this company holds controlthis company sits on their board3
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Of 11,162 companies in sector 82100 we hold annual accounts for 3,383. 2,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-11-2000
Fiscal year end31-12
Activities, NACEBEL
74851
82100Office administrative and support services
82190Office administrative, office support and other business support activities
69201Accountants
69209Other tax advisory services
70200Business and other management consultancy
70220Business consulting
74124
74142
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 25-07-2026. Scores and ratios are computed by Checked and are not a credit decision.