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Need A Hand

Active
Private limited companyfounded 199630 yrs activeRue de la Papeterie 28, 1490 Court-Saint-Etienne, BelgiumKBO/BCE: BE 0458.113.875
Summary

Need A Hand has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €326,332 and a net result of €68,078. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 9523 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Office administrative and support services
NACE 82100NACE 74851NACE 82190
#6 company by equity in Court-Saint-Etienne, Administrative and support services sector1 site
Size
€318,391turnover 2024
Equity
€326,332
Profit
€68,078
Financial health
88 Excellent Checked score 2024
Bankruptcy chance 12 m
0.3%
Structure
Accounts 64 d overdue0 of 6 deeds read
Why 88- Figures for FY 2024 (filed 16-07-2025)+ Liquidity: current ratio 1.79, cash €180,011+ Sector Office administrative, office support and other business support activities (NACE 82)+ Founded in 1996Show the evidence

Checked score

Score 2024
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 77+6
equity 51.8% of total assets
Liquidity 78+1
short-term debt 22.1% · cash 28.6%
Profitability 88+4
return on assets 10.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,453 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +2.0% vs 01-2025 03-2025: 0.1%▲ +13.7% vs 02-2025 04-2025: 0.1%▲ +8.6% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▼ -4.8% vs 05-2025 07-2025: 0.1%▲ +45.0% vs 06-2025 08-2025: < 0.1%▼ -43.7% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%▲ +12.2% vs 02-2026 04-2026: 0.1%▲ +7.3% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -1.7% vs 05-2026 07-2026: 0.1%▲ +13.8% vs 06-2026 08-2026: 0.2%▲ +133% vs 07-2026 09-2026: 0.2%▲ +14.9% vs 08-2026 10-2026: 0.3%▲ +48.6% vs 09-2026highest value
  • Figures for FY 2024 (filed 16-07-2025) raises the probability
  • Liquidity: current ratio 1.79, cash €180,011 lowers the probability
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Founded in 1996 lowers the probability for this profile
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.48 in 2023; short-term debt: 22.1% and cash: 28.6% of total assets), and 48.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 53%, liquidity 72%, profitability 63%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 16-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.79, cash €180,011
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Founded in 1996
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
16 d early
2023
37 d early
2022
56 d early
2021
40 d early
2020
9 d early
2019
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Highest result since 2018net €68,078 ▲82.1%
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Positive: Among the best 14% on equitysector median €56,866 · 9,540 companies €326,332 View
  • Positive: 7 profitable years in a rowprofit 2024: €68,078 7 years View

By topic

Financials

Fiscal year
2024
Turnover
€318,391
Profit
€68,078
Solvency
51.8%
Turnover▼ 6.0%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 15-07-2025Annual accounts filed
  2. 31-12-2024Highest result since 2018
  3. 24-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Office administrative and support servicesNACE 82100
Founded
04-06-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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