SICA
ActiveSICA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.32M and a net result of €297k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 63% of 2382 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.3M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
128 d early
2023
40 d early
2022
14 d late
2021
12 d late
2020
39 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€2.32M▲ 305%
2024 · €574k
2018: €623k
2019: €625k
2020: €606k
2021: €566k
2022: €549k
2023: €540k
2024: €574k
2018 → 2025
Net result
€297k▲ 2,322%
2024 · €12k
2018: €-2k
2019: €2k
2020: €-19k
2021: €-40k
2022: €-17k
2023: €-9k
2024: €12k
2018 → 2025
Total assets
€3.10M▲ 175%
2024 · €1.13M
2018: €1.44M
2019: €1.40M
2020: €1.34M
2021: €1.24M
2022: €1.18M
2023: €1.12M
2024: €1.13M
2018 → 2025
Solvency
75.0%▲ 24.1pp
2024 · 50.9%
2018: 43.3%
2019: 44.5%
2020: 45.2%
2021: 45.5%
2022: 46.6%
2023: 48.4%
2024: 50.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€566k-€549k▼ 2.9%€540k▼ 1.7%€574k▲ 6.3%€2.32M▲ 305%
Operating result€-19k-€2k€8k▲ 226%€29k▲ 273%€410k▲ 1,336%
Net result€-40k-€-17k▲ 58.7%€-9k▲ 45.2%€12k€297k▲ 2,322%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1,336% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.10M
Fixed assets
€2.53M▲ 141%
Current assets
€568k▲ 633%
Equity and liabilities €3.10M
Equity
€2.32M▲ 305%
Provisions
€167k▲ 525%
Debt
€608k▲ 15.3%
The debt ratio falls from 46.8% to 19.6%: equity grows faster than debt.
Key figures and ratios
Solvency
75.0%▲
2024 · 50.9%
ROE
12.8%▲
2024 · 2.1%
ROA
9.6%▲
2024 · 1.1%
Debt
€608k▲
2024 · €527k
Debt ≤ 1 year
€92k▼
2024 · €150k
Debt > 1 year
€516k▲
2024 · €377k
Income taxes
€53▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€3.10M▲
Fixed assets21/28€1.05M€2.53M▲
Tangible fixed assets22/27€545k€2.28M▲
Land and buildings22€503k€2.28M▲
Other tangible fixed assets26€42k€0▼
Financial fixed assets28€506k€248k▼
Current assets29/58€77k€568k▲
Amounts receivable within one year40/41€76k€316k▲
Trade receivables40-€137k
Other amounts receivable41€76k€179k▲
Cash at bank and in hand54/58€2k€250k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.13M€3.10M▲
Equity10/15€574k€2.32M▲
Contributions10/11€99k€1.55M▲
Capital10€99k€1.55M▲
Issued capital100€99k€1.55M▲
Reserves13€475k€772k▲
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Tax-exempt reserves132€107k€457k▲
Distributable reserves133€358k€306k▼
Provisions and deferred taxes16€27k€167k▲
Deferred taxes168€27k€167k▲
Amounts payable17/49€527k€608k▲
Amounts payable after more than one year17€377k€516k▲
Financial debts170/4€377k€516k▲
Amounts payable within one year42/48€150k€92k▼
Current portion of amounts payable after more than one year42€48k€80k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€96k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€30k€472k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€35k▼
Other operating charges640/8€5k€8k▲
Non-recurring operating charges66A-€106k
Gross operating margin9900€94k€559k▲
Operating profit (loss)9901€29k€410k▲
Financial income75/76B€3k€34k▲
Recurring financial income75€3k€0▼
Non-recurring financial income76B-€34k
Financial charges65/66B€22k€32k▲
Recurring financial charges65€22k€32k▲
Profit (loss) for the period before taxes9903€9k€412k▲
Transfer from deferred taxes780€4k€4k▼
Transfer to deferred taxes680-€118k
Income taxes67/77€1k€53▼
Profit (loss) for the period9904€12k€297k▲
Transfer from tax-exempt reserves789€18k€4k▼
Transfer to tax-exempt reserves689-€354k
Profit (loss) for the period to be appropriated9905€30k€-53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€-53k▼
Transfer from equity791/2-€53k
Transfer to equity691/2€30k€0▼
To other reserves6921€30k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €297k ▲2322%
Operating result €410k, net result €297k, both a record.
31-12
Financial
Liquidity times 12current ratio 6.15
Current ratio from 0.52 to 6.15; short-term debt falls from €150k to €92k.
31-12
Financial
Equity above €2MEq €2.32M ▲305%
2 profitable years in a row build equity to €2.32M.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 4 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 14 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
31-12
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverstraat 159810 Nazareth-De PinteGround area
1,554 m²
Building footprint
1,422 m²
Volume, LiDAR
10,706 m³
2 parcels, Flanders · tallest building 16.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Markt 4-6, 9800 Deinze
since 19912.051.944.136
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011B0675/00N000 | Flanders | 925 m² | 1 · 1,302 m² | 16.2 m · 2 fl. |
| 44018A0443/00R003 | Flanders | 628 m² | 1 · 120 m² | 5.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,431 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-06-1989
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.