Mov'Up has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.32M and a net result of €231k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 31544 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
26 d late
2024
22 d early
2023
7 d early
2022
19 d early
2021
37 d early
2020
22 d early
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.32M▲ 10.2%
2024 · €2.11M
2018: €1.64M
2019: €1.66M
2020: €1.66M
2021: €1.68M
2022: €1.78M
2023: €1.70M
2024: €2.11M
2018 → 2025
Total assets
€2.64M▲ 8.3%
2024 · €2.44M
2018: €1.89M
2019: €1.78M
2020: €1.80M
2021: €1.98M
2022: €2.15M
2023: €2.23M
2024: €2.44M
2018 → 2025
Net result
€231k▼ 51.5%
2024 · €476k
2018: €71k
2019: €12k
2020: €4k
2021: €21k
2022: €104k
2023: €27k
2024: €476k
2018 → 2025
Working capital
€615k▲ 4.5%
2024 · €588k
2018: €175k
2019: €190k
2020: €169k
2021: €20k
2022: €46k
2023: €222k
2024: €588k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.68M-€1.78M▲ 6.2%€1.70M▼ 4.7%€2.11M▲ 23.9%€2.32M▲ 10.2%
Operating result€29k-€152k▲ 420%€42k▼ 72.0%€50k▲ 18.1%€326k▲ 549%
Net result€21k-€104k▲ 404%€27k▼ 74.1%€476k▲ 1,671%€231k▼ 51.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 549% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.64M
Fixed assets
€1.71M▲ 0.5%
Current assets
€931k▲ 26.1%
Equity and liabilities €2.64M
Equity
€2.32M▲ 10.2%
Debt
€317k▼ 4.0%
The debt ratio falls from 13.5% to 12.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
88.0%▲
2024 · 86.5%
ROE
10.0%▼
2024 · 22.6%
ROA
8.8%▼
2024 · 19.6%
Debt
€317k▼
2024 · €330k
Debt ≤ 1 year
€317k▲
2024 · €151k
Debt > 1 year
€0▼
2024 · €171k
Income taxes
€105k▲
2024 · €57k
Staff costs
€76k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.44M€2.64M▲
Fixed assets21/28€1.70M€1.71M▲
Tangible fixed assets22/27€191k€201k▲
Other tangible fixed assets26€13k€12k▼
Assets under construction and advance payments27€179k€189k▲
Financial fixed assets28€1.51M€1.51M=
Current assets29/58€739k€931k▲
Amounts receivable after more than one year29€293k€208k▼
Other amounts receivable291€293k€208k▼
Amounts receivable within one year40/41€419k€638k▲
Trade receivables40€193k€260k▲
Other amounts receivable41€225k€378k▲
Cash at bank and in hand54/58€23k€75k▲
Deferred charges and accrued income490/1€3k€11k▲
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.64M▲
Equity10/15€2.11M€2.32M▲
Contributions10/11€1.46M€1.46M=
Reserves13€644k€859k▲
Distributable reserves133€644k€859k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€330k€317k▼
Amounts payable after more than one year17€171k€0▼
Other amounts payable178/9€171k€0▼
Amounts payable within one year42/48€151k€317k▲
Financial debts43€4k€0▼
Other loans439€4k€0▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€92k€109k▲
Taxes450/3€86k€102k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€51k€204k▲
Accrued charges and deferred income492/3€8k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€50k€76k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€775€775=
Other operating charges640/8€23k€2k▼
Non-recurring operating charges66A€87k€0▼
Gross operating margin9900€211k€404k▲
Operating profit (loss)9901€50k€326k▲
Financial income75/76B€497k€11k▼
Recurring financial income75€497k€11k▼
Financial charges65/66B€14k€738▼
Recurring financial charges65€14k€738▼
Profit (loss) for the period before taxes9903€533k€336k▼
Income taxes67/77€57k€105k▲
Profit (loss) for the period9904€476k€231k▼
Profit (loss) for the period to be appropriated9905€476k€231k▼
Appropriation of the result
Profit (loss) to be appropriated9906€476k€231k▼
Transfer from equity791/2€71k€16k▼
Transfer to equity691/2€476k€231k▼
To other reserves6921€476k€231k▼
Profit to be distributed694/7€71k€16k▼
Return on contributions (dividend)694€71k€16k▼
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €476k ▲1671%
Net result €476k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 4.90
Current ratio from 1.81 to 4.90; short-term debt falls from €276k to €151k.
31-12
Financial
Equity above €2MEq €2.11M ▲23.9%
7 profitable years in a row build equity to €2.11M.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼63.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 45 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanakkendries(Zar) 119500 GeraardsbergenGround area
7,757 m²
Building footprint
2,630 m²
Volume, LiDAR
16,737 m³
2 parcels, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mov'Up
since 20172.260.507.004
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41079B1015/00A000 | Flanders | 4,011 m² | 1 · 372 m² | 10.9 m · 3 fl. |
| 45028C0422/00K000 | Flanders | 3,746 m² | 1 · 2,258 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,295 EUR awarded · 2,295 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,295 EUR | 2,295 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,691 companies in sector 70100 we hold annual accounts for 3,489. 1,512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.