Shoppy
ActiveShoppy has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57k and a net result of €12k. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
63
/ 100
Healthy▼ -1 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency65▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.36 in 2023), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
58.4%
Return on assets
12.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-05-2025, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
66 d early
2023
119 d early
2022
147 d early
2021
14 d early
2020
37 d early
2019
88 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▼ 0.1%
2023 · €12k
2018: €-3k
2019: €-2k
2020: €-2k
2021: €11k
2022: €10k
2023: €12k
2018 → 2024
Working capital
€-17k▼ 9.0%
2023 · €-16k
2018: €-11k
2019: €-12k
2020: €-13k
2021: €-416
2022: €-25k
2023: €-16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€12k-€23k▲ 90.8%€34k▲ 45.4%€45k▲ 35.3%€57k▲ 26.1%
Operating result€-2k-€11k€11k▼ 4.9%€16k▲ 49.8%€17k▲ 5.9%
Net result€-2k-€11k€10k▼ 4.5%€12k▲ 13.0%€12k▼ 0.1%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 6% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €98k
Fixed assets
€85k▼ 1.4%
Current assets
€13k▲ 47.6%
Equity and liabilities €98k
Equity
€57k▲ 26.1%
Debt
€41k▼ 17.8%
The debt ratio falls from 52.2% to 41.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€19k▲
2023 · €18k
Cash flow
€14k▲
2023 · €14k
Solvency
58.4%▲
2023 · 47.8%
Current ratio
0.43▲
2023 · 0.36
Quick ratio
0.43▲
2023 · 0.36
Debt / equity
0.71▼
2023 · 1.09
ROE
20.7%▼
2023 · 26.1%
ROA
12.1%▼
2023 · 12.5%
Interest coverage
72.77▼
2023 · 115.11
Debt
€41k▼
2023 · €49k
Debt ≤ 1 year
€31k▲
2023 · €25k
Income taxes
€5k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€95k€98k▲
Fixed assets21/28€86k€85k▼
Tangible fixed assets22/27€86k€85k▼
Land and buildings22€83k€83k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€9k€13k▲
Amounts receivable within one year40/41-€7k
Trade receivables40-€7k
Other amounts receivable41-€419
Cash at bank and in hand54/58€1k€6k▲
Deferred charges and accrued income490/1€8k€62▼
Equity and liabilities
Total equity and liabilities10/49€95k€98k▲
Equity10/15€45k€57k▲
Contributions10/11€25k€25k=
Reserves13€457€457=
Non-distributable reserves130/1€457€457=
Reserves not available under the articles1311€457€457=
Profit (loss) carried forward14€20k€32k▲
Amounts payable17/49€49k€41k▼
Amounts payable within one year42/48€25k€31k▲
Financial debts43€13-
Credit institutions430/8€13-
Trade debts44€204€5k▲
Suppliers440/4€204€5k▲
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Other amounts payable47/48€19k€17k▼
Accrued charges and deferred income492/3€25k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€20k€22k▲
Operating profit (loss)9901€16k€17k▲
Financial income75/76B€18€98▲
Recurring financial income75€18€98▲
Financial charges65/66B€153€265▲
Recurring financial charges65€153€265▲
Profit (loss) for the period before taxes9903€16k€17k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€12k€12k▼
Profit (loss) for the period to be appropriated9905€12k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€32k▲
Profit (loss) brought forward from the previous period14P€8k€20k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €12k ▲13%
Net result €12k, the highest in the series.
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 41 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Jean Ransy(CO) 96180 CourcellesGround area
486 m²
Building footprint
320 m²
Volume, LiDAR
2,787 m³
Parcel 52015C0016/00M003, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Shoppy
since 20212.324.470.287
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52015C0016/00M003 | Wallonia | 486 m² | 1 · 320 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SHEEP & CO
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IMMOSUM
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,218 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-09-1999
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.