IMMOSUM
ActiveIMMOSUM has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency3▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.12 in 2024), and 95.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.1%
Return on assets
1.9%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €57k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
11 d early
2024
29 d late
2023
2 d early
2022
2 d late
2021
23 d early
2020
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 83.1%
2024 · €31k
2020: €4k
2021: €8k
2022: €-18k
2023: €20k
2024: €31k
2020 → 2025
Total assets
€1.39M▼ 4.7%
2024 · €1.46M
2020: €4k
2021: €12k
2022: €1.69M
2023: €1.54M
2024: €1.46M
2020 → 2025
Net result
€26k▲ 125%
2024 · €12k
2020: €-1k
2021: €5k
2022: €-26k
2023: €37k
2024: €12k
2020 → 2025
Working capital
€-595k▼ 0.4%
2024 · €-593k
2021: €8k
2022: €-423k
2023: €-470k
2024: €-593k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-18k€20k€31k▲ 58.6%€57k▲ 83.1%
Operating result€6k-€-18k€63k€36k▼ 42.3%€49k▲ 34.4%
Net result€5k-€-26k€37k€12k▼ 69.0%€26k▲ 125%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.39M
Fixed assets
€1.31M▼ 5.2%
Current assets
€86k▲ 3.8%
Equity and liabilities €1.39M
Equity
€57k▲ 83.1%
Debt
€1.33M▼ 6.6%
The debt ratio falls from 97.9% to 95.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€122k▲
2024 · €105k
Cash flow
€99k▲
2024 · €80k
Solvency
4.1%▲
2024 · 2.1%
Current ratio
0.13▲
2024 · 0.12
Quick ratio
0.13▲
2024 · 0.12
Debt / equity
23.23▼
2024 · 45.56
ROE
45.4%▲
2024 · 36.9%
ROA
1.9%▲
2024 · 0.8%
Interest coverage
9.37▲
2024 · 6.97
Debt
€1.33M▼
2024 · €1.43M
Debt ≤ 1 year
€682k▲
2024 · €676k
Debt > 1 year
€645k▼
2024 · €753k
Income taxes
€10k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.46M€1.39M▼
Fixed assets21/28€1.38M€1.31M▼
Tangible fixed assets22/27€1.38M€1.31M▼
Land and buildings22€1.25M€1.21M▼
Furniture and vehicles24€126k€97k▼
Assets under construction and advance payments27€4k€3k▼
Current assets29/58€83k€86k▲
Amounts receivable within one year40/41€21k€36k▲
Trade receivables40€13k€25k▲
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€61k€49k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.39M▼
Equity10/15€31k€57k▲
Contributions10/11€5k€5k=
Reserves13€26k€52k▲
Distributable reserves133€26k€52k▲
Amounts payable17/49€1.43M€1.33M▼
Amounts payable after more than one year17€753k€645k▼
Financial debts170/4€753k€645k▼
Amounts payable within one year42/48€676k€682k▲
Current portion of amounts payable after more than one year42€106k€108k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€17k€19k▲
Taxes450/3€14k€19k▲
Remuneration and social security454/9€4k-
Other amounts payable47/48€548k€552k▲
Accrued charges and deferred income492/3€11€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€73k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€11k-
Gross operating margin9900€119k€125k▲
Operating profit (loss)9901€36k€49k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€21k€36k▲
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€12k€26k▲
Profit (loss) for the period to be appropriated9905€12k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€26k▲
Transfer to equity691/2€12k€26k▲
To other reserves6921€12k€26k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Weakest financial yearnet €-26k ▼639%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mussenburgveld 163960 BreeGround area
657 m²
Building footprint
153 m²
Volume, LiDAR
941 m³
Parcel 72004B1171/00T002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMOSUM
since 20192.298.060.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B1171/00T002 | Flanders | 657 m² | 1 · 153 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SHEEP & CO
BE 0543.706.477
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LC IMMO
BE 0889.042.216
Manage · Eq €58k
CENTAUR INVEST
BE 0867.799.513
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Shoppy
BE 0466.901.382
Courcelles · Eq €57k
VOS IMMO 14
BE 0804.152.071
Bilzen-Hoeselt · Eq €57k
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2019
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
33120Repair and maintenance of machinery
46130Agents in the wholesale of timber and building materials
47521Retail sale of hardware, building materials, paint and glass (general range)
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:suma@madreco.be