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SHIC

Active Private limited companyfounded 2007active for 19 yearsRue Omer-Piérard, Ernage 155, 5030 GemblouxKBO/BCE: BE 0889.484.258

Lifetime

18 annual accounts with figures on one time axis
peak €55,726 (2010)
€11,045▲ €52,875
lowest -€56,977 (2012)
€9,787▲ €34,912
peak €238,562 (2022)
€203,239▲ 5.1%
€18,304▼ 45.4%
peak 1.5 FTE (2008)
-not published
Board1 name since 2007
1 directorBENRABAH Iskander
Documentsfilings and deeds
28-10-20253 days before the deadline
2025micro format
Turnover from €45,000 to €81,500Gross margin from -€41,830 to €11,045Back to profit: €9,787Debts from €33,502 to €18,304

Key points

from the 2025 annual accounts

Payment terms

16 days to suppliers
Suppliers
69 to 16
Customers
137 to 99

SHIC pays its suppliers 53 days earlier than in 2024. Customers pay 38 days earlier.

Liquidity

53.28 was 12.57 in 2024

Short-term debts fell from €17,221 to €4,022.

Filings

18 annual accounts 11 days past the deadline
deadline2010201520202025

2026 accounts not filed: deadline was 31-10-2026.

Checked score

96
Excellent
Financially stronger than 65% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025highest value 11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: 0.1%▲ +0.1 percentage points vs 10-2026

Financial strength
Strong

100=equity 91.7% of total assets
87-8short-term debt 1.8% · cash 29.9%
74+71return on assets 4.4%

Score breakdown

raises risk
Figures for financial year 2025 (filed on 28-10-2025)
lowers risk
Liquidity: current ratio 53.28, cash €66,275
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €203,239 (91.7% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 73% on liquidity, 32% on profitability and 71% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as SHIC has now. Each dot stands for 28 companies, two years later.

95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SHIC itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for SHIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 53.28 (12.57 in 2024), above the usual 1.5. Short-term debt is 1.8% and cash 29.9% of total assets. 8.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 53.28, cash €66,275
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Figures for financial year 2025 (filed on 28-10-2025)
NBB · annual accounts
lowers risk · Equity €203,239 (91.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
3 days early
2024
32 days early
2023
on the day
2022
on the day
2021
2 days late
2020
46 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 2 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BI
BENRABAH Iskander
Manager, since 16-05-2007
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0889484258
Amendment of the articles · Legal-form change · Resignations & appointments Director in office: BENRABAH Iskander · General meeting of 13-03-2024 · Gazette deed
Purpose change “La consultance en informatique de gestion et tous autres domaines; L’analyse,la conception,la programmation…” (deed in French) · General meeting of 12-03-2019 · Gazette deed
First establishment Boondaalse Steenweg 465, Ixelles
All 37 events

Comparable companies

same main activity, similar in size and age
Company
SHIC Gembloux €221,543 €11,045 91.7% -
ZARAZ Zemst €229,766 €11,474 90.4% -
Bouchet & Fils Braine-l'Alleud €185,955 €11,005 96.9% -
XCO IMMO Sint-Genesius-Rode €234,791 €10,575 63.6% -
VOSE CONSULTING BELGIUM Aalter €224,633 €9,377 18.0% -
INFORMADO Jemeppe-sur-Sambre €251,058 €9,832 69.1% -
ARQUEST Heist-op-den-Berg €236,226 €10,634 96.1% -

These companies have the same main activity as SHIC: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €186,000 and €251,000, founded between 2002 and 2011.

Official details

Source: KBO
Status
Active since 16-05-2007Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.164.242.0261050 Ixelles, since 15-07-2007
Financial year end
31 March
Peppol
Reachable since 09-12-2025
Company details

Annual accounts to 31-03-2025

€221,543▼ 2.4%
Filing
Filed on 28-10-2025
Financials

Insights on SHIC

SHIC files the micro format. That format states no turnover. The gross margin rose from -€6,753 in 2008 to €11,045 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SHIC

What is the company number of SHIC?
The company number of SHIC is 0889.484.258. The VAT number is the same number with BE in front: BE 0889.484.258.
Where is SHIC based?
The registered office is at Rue Omer-Piérard, Ernage 155, 5030 Gembloux.Company details
What does SHIC do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of SHIC?
SHIC is a private limited company (BV).
When was SHIC founded?
SHIC was founded on 16-05-2007.
Is SHIC still active?
Yes, SHIC is an active enterprise in the KBO register.
What is the turnover of SHIC?
The turnover of SHIC was €81,500 in financial year 2025, according to the filed annual accounts.Financials
Is SHIC profitable?
In financial year 2025, SHIC made a profit of €9,787.
Where can I find the annual accounts of SHIC?
SHIC filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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