Equity
€33,374 from €393,932 in 2021
Equity fell by 92% in 4 years.
Sherlock
Lifetime
9 annual accounts with figures on one time axispeak €281,750 (2021)
€142,623▲ 25.4%
peak €352,879 (2022)
€102,898▲ 45.5%
peak €393,932 (2021)
€33,374▼ 56.6%
€121,910▼ 2.4%
Board1 name since 2016
1 directorCODRON Tom Eddy Gerard Jules
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Gross margin from €113,772 to €142,623Result from €70,729 to €102,898Dividend €146,400Equity from €76,876 to €33,374Cash from €64,983 to €24,402
Key points
from the 2025 annual accountsTurnover
≈ €220,000 estimated
The micro format states no turnover.
Debts
€121,910 79% of the balance sheet
Financial debts 4%Suppliers 0%Taxes and wages 12%Other 83%
Of this, €117,131 falls due within a year.
Investments
€41,288 10.1 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.98 was 1.59 in 2024
Short-term debts rose from €102,749 to €117,131.
Position in the sector
€102,898
Higher net result than 93% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Checked score
92
Excellent
Financially stronger than 32% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €155,284
Liquidity: current ratio 0.98, cash €24,402, halved
Figures for financial year 2025 (filed on 22-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 23% of them on solvency, 11% on liquidity, 82% on profitability and 13% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as Sherlock has now. Each dot stands for 13 companies, two years later.
95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Sherlock itself is lower: 0.1% within 12 months. It rests on far more data about Sherlock than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for Sherlock. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.98 (1.59 in 2024), below 1. Short-term debt is 75.4% and cash 15.7% of total assets. 78.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
9 days early
2024
2 days early
2023
50 days early
2022
31 days early
2021
9 days late
2020
12 days late
2019
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0664751985
Resignation: CODRON Tom Eddy Gerard Jules (director)
Reappointment: CODRON Tom Eddy Gerard Jules (director) · General meeting of 16-12-2021 · Gazette deed
Incorporation
published on 20-10-2016 · Gazette deed
First establishment
Amand Casier de ter Bekenlaan 23, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sherlock Ghent | €155,284 | €142,623 | 21.5% | - |
| Cadenzas Merelbeke-Melle | €167,860 | €130,953 | 28.7% | - |
| ACCESS THE FUTURE Wichelen | €138,176 | €146,875 | 15.9% | - |
| BE SECURE Laarne | €148,983 | €122,595 | 2.9% | - |
| YTHCO Wetteren | €148,768 | €160,986 | 91.3% | - |
| EL47 Laarne | €147,515 | €146,570 | 12.6% | - |
| Snow Line Software Etterbeek | €158,076 | €153,072 | 28.7% | - |
These companies have the same main activity as Sherlock: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €138,000 and €168,000, founded between 2015 and 2018.
Official details
Source: KBO- Status
- Active since 18-10-2016Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.257.829.3099030 Ghent, since 18-10-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Annual accounts 2025
- €155,284▼ 23.0%
- Filing
- Filed on 22-07-2026, 9 days before the end of the filing period
Insights on Sherlock
Sherlock files the micro format. That format states no turnover. The gross margin rose from €83,785 in 2017 to €142,623 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Sherlock
- What is the company number of Sherlock?
- The company number of Sherlock is 0664.751.985. The VAT number is the same number with BE in front: BE 0664.751.985.
- Where is Sherlock based?
- The registered office is at Amand Casier de ter Bekenlaan 23, 9030 Ghent.Company details
- What does Sherlock do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Sherlock?
- Sherlock is a private limited company (BV).
- When was Sherlock founded?
- Sherlock was founded on 18-10-2016.
- Is Sherlock still active?
- Yes, Sherlock is an active enterprise in the KBO register.
- What is the turnover of Sherlock?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €142,623 and 42 comparable companies (NACE 62200). It probably lies between €200,000 and €270,000.Financials
- Is Sherlock profitable?
- In financial year 2025, Sherlock made a profit of €102,898.
- Where can I find the annual accounts of Sherlock?
- Sherlock filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Sherlock due?
- Sherlock must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.