BE SECURE
ActiveBE SECURE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €43k. Equity is shrinking by ~30.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 16619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency12▼-30
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 0.89 in 2024), and 97.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
29%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 16619 sector peers (2025).
NBB · sector comparisonPosition among 16619 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
25 d early
2024
4 d late
2023
7 d early
2022
26 d early
2021
30 d late
2020
19 d late
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k
2024 · €-39k
2020: €57k
2021: €63k
2022: €70k
2023: €23k
2024: €-39k
2020 → 2025
Total assets
€149k▼ 40.2%
2024 · €249k
2020: €396k
2021: €346k
2022: €325k
2023: €254k
2024: €249k
2020 → 2025
Net result
€43k
2024 · €-62k
2020: €37k
2021: €6k
2022: €7k
2023: €-47k
2024: €-62k
2020 → 2025
Working capital
€-9k▲ 67.6%
2024 · €-28k
2020: €26k
2021: €87k
2022: €73k
2023: €12k
2024: €-28k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€70k▲ 11.8%€23k▼ 66.7%€-39k€4k
Operating result€24k-€29k▲ 19.0%€-45k€-53k▼ 17.6%€47k
Net result€6k-€7k▲ 30.9%€-47k€-62k▼ 33.0%€43k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €47k after a loss of €53k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€13k▼ 18.6%
Current assets
€135k▼ 41.8%
Equity and liabilities €149k
Equity
€4k
Debt
€145k
Debt finances 97.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€50k▲
2024 · €-48k
Cash flow
€46k▲
2024 · €-58k
Solvency
2.9%▲
2024 · -15.6%
Current ratio
0.94▲
2024 · 0.89
Quick ratio
0.64▼
2024 · 0.74
Debt / equity
32.93▲
2024 · -7.41
ROE
985.7%▲
2024 · 159.9%
ROA
29.0%▲
2024 · -24.9%
Interest coverage
12.47▲
2024 · -5.15
Debt
€145k▼
2024 · €288k
Debt ≤ 1 year
€145k▼
2024 · €261k
Staff costs
€72k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€249k€149k▼
Fixed assets
21/28€17k€13k▼
Tangible fixed assets
22/27€10k€7k▼
Financial fixed assets
28€6k€6k=
Current assets
29/58€233k€135k▼
Stocks & contracts in progress
3€39k€42k▲
Amounts receivable within one year
40/41€159k€66k▼
Cash & bank
54/58€29k€14k▼
Total equity & liabilities
10/49€249k€149k▼
Equity
10/15€-39k€4k▲
Contributions / capital
10/11€19k€19k=
Reserves
13€2k€2k=
Accumulated profits (losses)
14€-59k€-16k▲
Amounts payable
17/49€288k€145k▼
Amounts payable after one year
17€0-
Amounts payable within one year
42/48€261k€145k▼
Trade debts payable within one year
44€138k€71k▼
Income statement
Code20242025
Gross operating margin
9900€14k€123k▲
Operating result
9901€-53k€47k▲
Financial income
75€179€250▲
Financial charges
65€9k€4k▼
Result before taxes
9903€-62k€43k▲
Income taxes
67/77€0-
Net result for the period
9904€-62k€43k▲
Result to be appropriated
9905€-62k€43k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Weakest financial yearnet €-62k
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
13-04
State Gazette act
Registered-office change
Alexandre Peêrs
03-02
State Gazette act
Open capture
General meeting · Officer resignation · Officer appointment · Act object
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 2 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 directors, last change in 2022
Thibault De Cannière
CurrentDirector · since 01-09-2022
01-09-2022
Thibault De Cannière: Appointed as Director
01-09-2022
Maxime Saelens: Resigned as Director
Not every act has been read: a resignation may be missing here
5 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2016
Ground area
1,250 m²
Building footprint
250 m²
Volume, LiDAR
1,226 m³
Parcel 42010C1070/00L002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BE SECURE
since 20162.258.167.027
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010C1070/00L002 | Flanders | 1,249 m² | 1 · 250 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
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Kolstmar
BE 0778.869.418
Grimbergen · Eq €4k
Stargazr
BE 1028.851.383
Beveren-Kruibeke-Zwijndrecht · Eq €4k
Silicon ICT Services
BE 0770.836.531
Zedelgem · Eq €4k
Of 29,862 companies in sector 62200 we hold annual accounts for 18,148. 5,408 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
80090Investigation and security activities
80200Investigation and security activities
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 2 actsNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-07-2026. Scores and ratios are computed by Checked and are not a credit decision.