SH CONSULT

Active

Private limited companyfounded 20242 yrs activeRue Marie au Broux(TSL) 34, 1457 Walhain, BelgiumKBO/BCE: BE 1012.547.762

Summary

SH CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,595 and a net result of €51,129. Its solvency ranks better than 57% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

SH CONSULTActiveChecked score 97/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€101,109total assets 2025

Equity: €63,595
Profit: €51,129

Turnover not published (abridged schema)

Financial health

97 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 109 d early0 of 1 deed read

Why 97- Founded in 2024+ Liquidity: current ratio 2.63, cash €89,195+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €101,109Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Better than 79% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 88+22

equity 62.9% of total assets

Liquidity 83+13

short-term debt 37.1% · cash 88.2%

Profitability 100=

return on assets 50.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 18 months 09-2025: < 0.1% 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +4.5% vs 02-2026 04-2026: < 0.1%▲ +8.7% vs 03-2026highest value 05-2026: < 0.1%▼ -40.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%▲ +3.3% vs 07-2026 09-2026: < 0.1%▲ +3.2% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026

Liquidity: current ratio 2.63, cash €89,195 lowers the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Founded in 2024 raises the probability for this profile
Size: total assets €101,109 lowers the probability for this profile

Credit up to €6,000 at 30 days only on tighter terms

Liquidity ample (current ratio 2.63 against 1.58 in 2024; short-term debt: 37.1% and cash: 88.2% of total assets), and 37.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 57%, liquidity 75%, profitability 85%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 2.63, cash €89,195

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €101,109

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

109 d early

2024

57 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 83 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage