Financials
- Fiscal year
- 2025
- Total assets
- €98,055
- Profit
- €45,966
- Solvency
- 63.5%
Total assets▲ 167%
Net result
20242025
JVD.IO
ActiveSummary
JVD.IO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,251 and a net result of €45,966. Its solvency ranks better than 57% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€98,055total assets 2025
- Equity
- €62,251
- Profit
- €45,966
Turnover not published (abridged schema)
Structure
Accounts 51 d early0 of 1 deed read
Why 97- Founded in 2024+ Liquidity: current ratio 2.34, cash €82,218+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €98,055Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 78% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
88+16
equity 63.5% of total assets
Liquidity
83+10
short-term debt 36.5% · cash 83.8%
Profitability
100=
return on assets 46.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 19 months
10-2025: < 0.1%
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -5.1% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%▲ +2.7% vs 02-2026
04-2026: < 0.1%▲ +2.6% vs 03-2026
05-2026: < 0.1%▲ +7.7% vs 04-2026
06-2026: < 0.1%▲ +2.4% vs 05-2026highest value
07-2026: < 0.1%▼ -30.2% vs 06-2026lowest value
08-2026: < 0.1%● 0.0% vs 07-2026lowest value
09-2026: < 0.1%▲ +3.3% vs 08-2026
10-2026: < 0.1%▲ +6.5% vs 09-2026
- Liquidity: current ratio 2.34, cash €82,218 lowers the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €98,055 lowers the probability for this profile
- Founded in 2024 raises the probability for this profile
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.34 against 1.82 in 2024; short-term debt: 36.5% and cash: 83.8% of total assets), and 36.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 58%, liquidity 75%, profitability 85%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
51 d early
2024
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 10-06-2026Annual accounts filed
- 11-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 30-09-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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