SGVH CONSULTING
ActiveSummary
SGVH CONSULTING has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €552k and a net result of €69k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 1095 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▲+4
Solvency53▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.28 in 2023; short-term debt: 21.2% and cash: 0.5% of total assets), and 71.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
57 d late
2022
35 d late
2021
25 d early
2020
74 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€69k▲ 6.6%
2023 · €65k
2018: €61k
2019: €17k
2020: €47k
2021: €99k
2022: €16k
2023: €65k
2018 → 2024
Working capital
€-241k▲ 10.0%
2023 · €-268k
2018: €49k
2019: €-49k
2020: €-127k
2021: €-121k
2022: €-244k
2023: €-268k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€383k-€482k▲ 25.6%€497k▲ 3.2%€501k▲ 0.7%€552k▲ 10.3%
Operating result€8k-€32k▲ 287%€31k▼ 3.2%€73k▲ 140%€87k▲ 18.3%
Net result€47k-€99k▲ 109%€16k▼ 83.5%€65k▲ 294%€69k▲ 6.6%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 18% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.96M
Fixed assets
€1.79M ▼ 3.0%
Current assets
€173k ▲ 65.8%
Equity and liabilities €1.96M
Equity
€552k ▲ 10.3%
Debt
€1.41M ▼ 2.6%
Debt's share of the balance-sheet total falls from 74.3% to 71.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€142k▲
2023 · €110k
Cash flow
€124k▲
2023 · €101k
Current ratio
0.42▲
2023 · 0.28
Debt to equity
2.55▼
2023 · 2.89
ROE
12.5%▼
2023 · 12.9%
ROA
3.5%▲
2023 · 3.3%
Interest coverage
4.60▲
2023 · 4.07
Debt ≤ 1 year
€415k▲
2023 · €373k
Debt > 1 year
€957k▼
2023 · €1.06M
Income taxes
€20k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 55 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.95M€1.96M▲
Fixed assets21/28€1.84M€1.79M▼
Tangible fixed assets22/27€1.19M€1.14M▼
Land and buildings22€1.15M€1.11M▼
Leasing and similar rights25€43k€30k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€650k€650k=
Current assets29/58€105k€173k▲
Amounts receivable after more than one year29€99k€53k▼
Other amounts receivable291€99k€53k▼
Amounts receivable within one year40/41€1k€101k▲
Trade receivables40-€98k
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1€387€11k▲
Equity and liabilities
Total equity and liabilities10/49€1.95M€1.96M▲
Equity10/15€501k€552k▲
Contributions10/11€8k€8k=
Reserves13€241k€293k▲
Distributable reserves133€241k€293k▲
Profit (loss) carried forward14€252k€251k▼
Amounts payable17/49€1.45M€1.41M▼
Amounts payable after more than one year17€1.06M€957k▼
Financial debts170/4€1.06M€957k▼
Amounts payable within one year42/48€373k€415k▲
Current portion of amounts payable after more than one year42€43k€71k▲
Financial debts43€4k€3k▼
Credit institutions430/8€4k€3k▼
Trade debts44€25k€8k▼
Suppliers440/4€25k€8k▼
Taxes, remuneration and social security45€33k€43k▲
Taxes450/3€28k€40k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€269k€290k▲
Accrued charges and deferred income492/3€17k€36k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€55k▲
Other operating charges640/8€3k€15k▲
Gross operating margin9900€113k€156k▲
Operating profit (loss)9901€73k€87k▲
Financial income75/76B€37k€33k▼
Recurring financial income75€37k€33k▼
Financial charges65/66B€27k€31k▲
Recurring financial charges65€27k€31k▲
Profit (loss) for the period before taxes9903€83k€89k▲
Income taxes67/77€19k€20k▲
Profit (loss) for the period9904€65k€69k▲
Profit (loss) for the period to be appropriated9905€65k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€318k€321k▲
Profit (loss) brought forward from the previous period14P€253k€252k▼
Transfer from equity791/2€62k€17k▼
Transfer to equity691/2€67k€69k▲
To contributions691€2k-
To other reserves6921€65k€69k▲
Profit to be distributed694/7€61k€17k▼
Return on contributions (dividend)694€61k€17k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 57 days late
2023
31-12
Financial
Equity above €500kEq €501k ▲0.7%
6 profitable years in a row build equity to €501k.
04-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 35 days late
2022
31-12
Financial
Weakest financial yearnet €16k ▼83.5%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €99k ▲109%
Net result €99k, the highest in the series.
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 422 days late
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Le Boricar 61380 LasneGround area
2,984 m²
Building footprint
259 m²
Volume, LiDAR
1,369 m³
2 parcels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Neptune 19, 1410 Waterloo
since 20112.194.661.721
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076C0382/00H000 | Wallonia | 2,193 m² | 1 · 133 m² | 7.7 m · 2 fl. |
| 25764N0833/00L006 | Wallonia | 791 m² | 1 · 126 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMO - CAR
BE 0449.379.125
Anderlecht · Eq €551,150
Diagnostic et Gestion d'Image
BE 0437.236.111
Ukkel · Eq €554,794
VILEYN CONSULT VERZEKERINGEN
BE 0448.345.381
Aalter · Eq €554,938
DELBIMAC
BE 0439.527.190
Izegem · Eq €549,743
GOOSSENS SALES & SERVICES
BE 0457.050.340
Aalst · Eq €555,465
Of 2,713 companies in sector 73200 we hold annual accounts for 1,783. 1,258 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
73110Advertising agencies
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.