SGVE COMPTA
ActiveSummary
SGVE COMPTA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25,512 and a net result of €3,076. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 15372 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-7
Solvency83▲+7
Growth85=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.36 against 2.03 in 2023; short-term debt: 42.2% and cash: 60.3% of total assets), and 42.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.8%
Return on assets
7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
48 d early
2023
9 d early
2022
91 d early
2021
32 d early
2020
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Turnover
€70,174▲ 8.8%
2021 · €64,515
EBIT margin
10.8%▲ 6.0pp
2021 · 4.9%
Net result
€3,076▼ 41.8%
2023 · €5,291
Working capital
€25,385▲ 16.2%
2023 · €21,847
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€48,427-€64,515▲ 33.2%€70,174▲ 8.8%
Operating result€2,465-€3,129▲ 27.0%€7,601▲ 143%€6,866▼ 9.7%€4,413▼ 35.7%
Net result€2,198below the sector's middle half-€2,395below the sector's middle half▲ 9.0%€6,552below the sector's middle half▲ 174%€5,291below the sector's middle half▼ 19.3%€3,076below the sector's middle half▼ 41.8%
EBIT margin5.1%-4.9%▼ 0.2pp10.8%▲ 6.0pp
Equity€8,198below the sector's middle half-€10,593below the sector's middle half▲ 29.2%€17,145below the sector's middle half▲ 61.9%€22,436below the sector's middle half▲ 30.9%€25,512below the sector's middle half▲ 13.7%
Total assets€23,465below the sector's middle half-€36,459below the sector's middle half▲ 55.4%€35,295below the sector's middle half▼ 3.2%€43,662below the sector's middle half▲ 23.7%€44,138below the sector's middle half▲ 1.1%
Debt€15,267-€25,866▲ 69.4%€18,150▼ 29.8%€21,227▲ 17.0%€18,626▼ 12.3%
Working capital€2,511below the sector's middle half-€6,920below the sector's middle half▲ 176%€14,316within the sector's middle half▲ 107%€21,847within the sector's middle half▲ 52.6%€25,385within the sector's middle half▲ 16.2%
Solvency34.9%within the sector's middle half-29.1%within the sector's middle half▼ 5.9pp48.6%within the sector's middle half▲ 19.5pp51.4%within the sector's middle half▲ 2.8pp57.8%within the sector's middle half▲ 6.4pp
Current ratio1.16below the sector's middle half-1.27within the sector's middle half▲ 0.101.79within the sector's middle half▲ 0.522.03within the sector's middle half▲ 0.242.36within the sector's middle half▲ 0.33
Return on assets (ROA)9.4%within the sector's middle half-6.6%within the sector's middle half▼ 2.8pp18.6%within the sector's middle half▲ 12.0pp12.1%within the sector's middle half▼ 6.4pp7.0%within the sector's middle half▼ 5.1pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 36% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44,138
Fixed assets
€127 ▼ 80.4%
Current assets
€44,011 ▲ 2.3%
Equity and liabilities €44,138
Equity
€25,512 ▲ 13.7%
Debt
€18,626 ▼ 12.3%
Debt's share of the balance-sheet total falls from 48.6% to 42.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4,935▼
2023 · €9,047
Cash flow
€3,598▼
2023 · €7,471
Debt to equity
0.73▼
2023 · 0.95
ROE
12.1%▼
2023 · 23.6%
Interest coverage
42.54▼
2023 · 82.11
Debt ≤ 1 year
€18,626▼
2023 · €21,167
Income taxes
€1,222▼
2023 · €1,466
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €48,427 | €64,515 | €70,174 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €59,460 | €60,165 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €354 | €2,014 | €2,408 | €2,181 | €521 | ▼ 76.1% |
| Gross operating margin9900 | €2,819 | €5,143 | €10,009 | €9,047 | €4,935 | ▼ 45.5% |
| Operating profit (loss)9901 | €2,465 | €3,129 | €7,601 | €6,866 | €4,413 | ▼ 35.7% |
| Financial income75/76B | - | - | €706 | - | €1 | - |
| Recurring financial income75 | €0 | - | €706 | - | €1 | - |
| Non-recurring financial income76B | - | - | €706 | - | - | - |
| Financial charges65/66B | - | €87 | €84 | €110 | €116 | ▲ 5.3% |
| Recurring financial charges65 | - | €87 | €84 | €110 | €116 | ▲ 5.3% |
| Profit (loss) for the period before taxes9903 | €2,465 | €3,042 | €8,223 | €6,756 | €4,298 | ▼ 36.4% |
| Income taxes67/77 | €267 | €647 | €1,671 | €1,466 | €1,222 | ▼ 16.6% |
| Profit (loss) for the period9904 | €2,198 | €2,395 | €6,552 | €5,291 | €3,076 | ▼ 41.8% |
| Profit (loss) for the period to be appropriated9905 | €2,198 | €2,395 | €6,552 | €5,291 | €3,076 | ▼ 41.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €23,465 | €36,459 | €35,295 | €43,662 | €44,138 | ▲ 1.1% |
| Formation expenses20 | €757 | €426 | €96 | €0 | - | - |
| Fixed assets21/28 | €4,930 | €3,247 | €2,733 | €648 | €127 | ▼ 80.4% |
| Intangible fixed assets21 | €3,911 | €2,576 | €1,241 | €0 | - | - |
| Tangible fixed assets22/27 | €1,019 | €671 | €1,493 | €648 | €127 | ▼ 80.4% |
| Furniture and vehicles24 | - | €671 | €1,493 | €648 | €127 | ▼ 80.4% |
| Current assets29/58 | €17,778 | €32,785 | €32,466 | €43,014 | €44,011 | ▲ 2.3% |
| Amounts receivable within one year40/41 | €11,836 | €18,061 | €11,267 | €13,775 | €17,392 | ▲ 26.3% |
| Trade receivables40 | - | €12,119 | €7,482 | €12,241 | €13,422 | ▲ 9.7% |
| Other amounts receivable41 | - | €5,943 | €3,786 | €1,534 | €3,970 | ▲ 159% |
| Cash at bank and in hand54/58 | €4,872 | €13,654 | €21,199 | €29,239 | €26,619 | ▼ 9.0% |
| Deferred charges and accrued income490/1 | - | €1,070 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €23,465 | €36,459 | €35,295 | €43,662 | €44,138 | ▲ 1.1% |
| Equity10/15 | €8,198 | €10,593 | €17,145 | €22,436 | €25,512 | ▲ 13.7% |
| Contributions10/11 | - | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | €2,198 | €4,593 | €11,145 | €16,436 | €19,512 | ▲ 18.7% |
| Amounts payable17/49 | €15,267 | €25,866 | €18,150 | €21,227 | €18,626 | ▼ 12.3% |
| Amounts payable within one year42/48 | €15,267 | €25,866 | €18,150 | €21,167 | €18,626 | ▼ 12.0% |
| Trade debts44 | €15,000 | €25,866 | €18,150 | €20,936 | €18,626 | ▼ 11.0% |
| Suppliers440/4 | - | €25,866 | €18,150 | €20,936 | €18,626 | ▼ 11.0% |
| Taxes, remuneration and social security45 | - | - | - | €231 | - | - |
| Taxes450/3 | - | - | - | €231 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €60 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,198 | €2,395 | €6,552 | €5,291 | €3,076 | ▼ 41.8% |
| + Depreciation and write-downs630 | €354 | €2,014 | €2,408 | €2,181 | €521 | ▼ 76.1% |
| Operating cash flow (approximation) | €2,552 | €4,409 | €8,960 | €7,471 | €3,598 | ▼ 51.8% |
| Investment in fixed assets (approximation) | - | -€331 | -€1,894 | -€96 | €0 | ▲ 100% |
| Change in cash | - | €8,782 | €7,545 | €8,041 | -€2,621 | ▼ 133% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €6,552 ▲174%
Operating result €7,601, net result €6,552, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2019
Ground area
1,166 m²
Building footprint
96 m²
Volume, LiDAR
615 m³
Parcel 63077C0418/00R000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SGVE COMPTA
since 20192.291.846.813
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63077C0418/00R000 | Wallonia | 1,166 m² | 1 · 96 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 4,864 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
stephan.gillard@sgve.be
Phone
+32478390068
E-invoicing
Reachable via Peppol
Peppol ID
0208:0731796110
Registered
25-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.