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Konsultance

Active
Private limited companyfounded 20196 yrs activeAvenue Albert 2B, 4900 Spa, BelgiumKBO/BCE: BE 0737.982.235
Summary

Konsultance has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,500 and a net result of €1,557. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 10% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability55▲+54
Solvency30▼-33
Growth37▼-14
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 12860 sector peers (2025).
NBB · sector comparison
Position among 12860 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-03-2026, 60 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
60 d early
2024
50 d early
2023
37 d early
2022
36 d early
2021
26 d early
2020
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 25 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 November 2019, Konsultance was incorporated as a Private limited company.1 In 2026 the registered office moved to Spa.2 Revenue went from EUR 71,912 in 2020 to EUR 78,092 in 2022.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 15-07-2026
  3. 3National Bank, annual accounts 2020 and 2022

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Financials · fiscal year 2025, micro schema

Turnover
€78,092▲ 10.0%
2021 · €71,000
EBIT margin
-9.2%▲ 3.7pp
2021 · -12.9%
Net result
€1,557
2024 · -€9,301
Working capital
€2,837▼ 88.4%
2024 · €24,483
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€71,000▼ 1.3%€78,092▲ 10.0%
Operating result-€9,158-€7,168▲ 21.7%€38,479-€7,826€1,648
Net result-€11,572below the sector's middle half-€9,224below the sector's middle half▲ 20.3%€30,186within the sector's middle half-€9,301below the sector's middle half€1,557below the sector's middle half
EBIT margin-12.9%▼ 21.7pp-9.2%▲ 3.7pp
Equity€6,122below the sector's middle half=€6,122below the sector's middle half=€33,808below the sector's middle half▲ 452%€24,507below the sector's middle half▼ 27.5%€2,500below the sector's middle half▼ 89.8%
Total assets€19,154below the sector's middle half▲ 20.7%€36,652below the sector's middle half▲ 91.4%€72,345below the sector's middle half▲ 97.4%€64,527below the sector's middle half▼ 10.8%€47,990below the sector's middle half▼ 25.6%
Debt€13,032▲ 33.6%€30,530▲ 134%€38,537▲ 26.2%€40,020▲ 3.8%€45,490▲ 13.7%
Working capital-€5,297below the sector's middle half▼ 809%-€5,878below the sector's middle half▼ 11.0%€22,718within the sector's middle half€24,483within the sector's middle half▲ 7.8%€2,837below the sector's middle half▼ 88.4%
Solvency32.0%within the sector's middle half▼ 6.6pp16.7%below the sector's middle half▼ 15.3pp46.7%within the sector's middle half▲ 30.0pp38.0%within the sector's middle half▼ 8.8pp5.2%below the sector's middle half▼ 32.8pp
Current ratio0.59below the sector's middle half▼ 0.350.81below the sector's middle half▲ 0.211.62within the sector's middle half▲ 0.811.62within the sector's middle half=1.06below the sector's middle half▼ 0.55
Return on assets (ROA)-60.4%below the sector's middle half▼ 83.2pp-25.2%below the sector's middle half▲ 35.2pp41.7%above the sector's middle half▲ 66.9pp-14.4%below the sector's middle half▼ 56.1pp3.2%below the sector's middle half▲ 17.7pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: -€9,158-€9,158Net result 2021: -€11,572-€11,572Operating result 2022: -€7,168-€7,168Net result 2022: -€9,224-€9,224Operating result 2023: €38,479€38,479Net result 2023: €30,186€30,186Operating result 2024: -€7,826-€7,826Net result 2024: -€9,301-€9,301Operating result 2025: €1,648€1,648Net result 2025: €1,557€1,55720212022202320242025-€20,000€0€20,000€40,000Operating result 2023: €38,479€38,500Net result 2023: €30,186€30,200Operating result 2024: -€7,826-€7,830Net result 2024: -€9,301-€9,300Operating result 2025: €1,648€1,650Net result 2025: €1,557€1,560202320242025
The operating result returns to profit in 2025: €1,648 after a loss of €7,826 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €47,990
Equity €2,500 ▼ 89.8%
Debt €45,490 ▲ 13.7%
Debt's share of the balance-sheet total rises from 62.0% to 94.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,648▲
2024 · -€7,300
Cash flow
€1,557▲
2024 · -€8,775
Debt to equity
18.20▲
2024 · 1.63
ROE
62.3%▲
2024 · -38.0%
Interest coverage
3.89▲
2024 · -16.19
Debt ≤ 1 year
€45,153▲
2024 · €39,682
Income taxes
-€330▼
2024 · €3,237
Staff costs
€3,771▼
2024 · €8,638
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,251 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
2.6% went bankrupt
2.7% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€64,527€47,990▼
Fixed assets21/28€362€0▼
Tangible fixed assets22/27€362€0▼
Plant, machinery and equipment23€362€0▼
Current assets29/58€64,165€47,990▼
Amounts receivable within one year40/41€48,809€41,896▼
Trade receivables40€48,809€41,891▼
Other amounts receivable41-€5
Cash at bank and in hand54/58€1,510€250▼
Deferred charges and accrued income490/1€13,846€5,844▼
Equity and liabilities
Total equity and liabilities10/49€64,527€47,990▼
Equity10/15€24,507€2,500▼
Contributions10/11€2,500€2,500=
Reserves13€11,308€0▼
Distributable reserves133€11,308€0▼
Profit (loss) carried forward14€10,699€0▼
Amounts payable17/49€40,020€45,490▲
Amounts payable within one year42/48€39,682€45,153▲
Trade debts44€27,428€3,024▼
Suppliers440/4€27,428€3,024▼
Taxes, remuneration and social security45€9,442€5,692▼
Taxes450/3€5,583€5,442▼
Remuneration and social security454/9€3,859€250▼
Other amounts payable47/48€2,812€36,437▲
Accrued charges and deferred income492/3€338€337▼
Income statement Code20242025
Remuneration, social security and pensions62€8,638€3,771▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€526€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€31,549€0▼
Other operating charges640/8€5,924€3,293▼
Gross operating margin9900€38,811€8,712▼
Operating profit (loss)9901-€7,826€1,648▲
Financial income75/76B€2,213€3▼
Recurring financial income75€2,213€3▼
Financial charges65/66B€451€424▼
Recurring financial charges65€451€424▼
Profit (loss) for the period before taxes9903-€6,064€1,227▲
Income taxes67/77€3,237-€330▼
Profit (loss) for the period9904-€9,301€1,557▲
Profit (loss) for the period to be appropriated9905-€9,301€1,557▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,699€12,256▲
Profit (loss) brought forward from the previous period14P€20,000€10,699▼
Transfer from equity791/2-€11,308
Profit to be distributed694/7-€23,564
Return on contributions (dividend)694-€23,564

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€71,000€78,092----
Goods, raw materials, services and sundry goods60/61€67,805€67,098----
Remuneration, social security and pensions62€6,489€13,046€9,998€8,638€3,771▼ 56.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,736€2,364€2,280€526€0▼ 100%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€31,549€0▼ 100%
Other operating charges640/8€2,191€2,752€11,319€5,924€3,293▼ 44.4%
Non-recurring operating charges66A€1,937-----
Gross operating margin9900€3,195€10,994€62,076€38,811€8,712▼ 77.6%
Operating profit (loss)9901-€9,158-€7,168€38,479-€7,826€1,648▲ 121%
Financial income75/76B---€2,213€3▼ 99.9%
Recurring financial income75---€2,213€3▼ 99.9%
Financial charges65/66B€938€546€61€451€424▼ 6.0%
Recurring financial charges65€938€546€61€451€424▼ 6.0%
Profit (loss) for the period before taxes9903-€10,096-€7,714€38,418-€6,064€1,227▲ 120%
Income taxes67/77€1,476€1,510€8,232€3,237-€330▼ 110%
Profit (loss) for the period9904-€11,572-€9,224€30,186-€9,301€1,557▲ 117%
Profit (loss) for the period to be appropriated9905-€11,572-€9,224€30,186-€9,301€1,557▲ 117%
Line20212022202320242025Change
Assets
Total assets20/58€19,154€36,652€72,345€64,527€47,990▼ 25.6%
Formation expenses20€1,164€776€388---
Fixed assets21/28€10,255€11,224€12,708€362€0▼ 100%
Tangible fixed assets22/27€10,255€11,224€12,708€362€0▼ 100%
Plant, machinery and equipment23-€640€500€362€0▼ 100%
Furniture and vehicles24€10,255€10,584€12,208---
Current assets29/58€7,735€24,652€59,249€64,165€47,990▼ 25.2%
Amounts receivable within one year40/41€4,600€8,422€27,316€48,809€41,896▼ 14.2%
Trade receivables40€4,600€8,422€27,315€48,809€41,891▼ 14.2%
Other amounts receivable41--€1-€5-
Current investments50/53--€6,611---
Cash at bank and in hand54/58€1,253€1,922€13,872€1,510€250▼ 83.4%
Deferred charges and accrued income490/1€1,882€14,308€11,450€13,846€5,844▼ 57.8%
Equity and liabilities
Total equity and liabilities10/49€19,154€36,652€72,345€64,527€47,990▼ 25.6%
Equity10/15€6,122€6,122€33,808€24,507€2,500▼ 89.8%
Contributions10/11€2,500€2,500€2,500€2,500€2,500=
Reserves13€3,622€3,622€11,308€11,308€0▼ 100%
Distributable reserves133€3,622€3,622€11,308€11,308€0▼ 100%
Profit (loss) carried forward14--€20,000€10,699€0▼ 100%
Amounts payable17/49€13,032€30,530€38,537€40,020€45,490▲ 13.7%
Amounts payable within one year42/48€13,032€30,530€36,531€39,682€45,153▲ 13.8%
Trade debts44€6,322€4,989€14,413€27,428€3,024▼ 89.0%
Suppliers440/4€6,322€4,989€14,413€27,428€3,024▼ 89.0%
Taxes, remuneration and social security45€6,679€6,527€12,340€9,442€5,692▼ 39.7%
Taxes450/3€3,731€5,097€10,508€5,583€5,442▼ 2.5%
Remuneration and social security454/9€2,948€1,430€1,832€3,859€250▼ 93.5%
Other amounts payable47/48€31€19,014€9,778€2,812€36,437▲ 1,196%
Accrued charges and deferred income492/3--€2,006€338€337▼ 0.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€11,572-€9,224€30,186-€9,301€1,557▲ 117%
+ Depreciation and write-downs630€1,736€2,364€2,280€526€0▼ 100%
Operating cash flow (approximation)-€9,836-€6,860€32,466-€8,775€1,557▲ 118%
Investment in fixed assets (approximation)--€3,333-€3,764€11,820€362▼ 96.9%
Change in cash-€669€11,950-€12,362-€1,260▲ 89.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
15-07
State Gazette act Registered office
Registered-office move2 facts ▸
  • General meeting, 04-05-2026
  • Registered-office move, Avenue Albert 2B boîte 0.2,4900 Spa
01-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Back to profitnet €1,557
Net result €1,557 after one loss-making year.
11-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Back to profitnet €30,186
Net result €30,186 after 2 loss-making years.
30-09
Financial Liquidity doublescurrent ratio 1.62
Current ratio from 0.81 to 1.62.
25-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Weakest financial yearnet -€11,572
Net result drops to -€11,572, the lowest in the series; recovery starts the following year.
09-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Spa · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1.5 ha
Building footprint
339 m²
Volume, LiDAR
4,950 m³
Parcel 63072K1625/00F005, Wallonia · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
KONSULTANCE
Avenue Albert 2B, 4900 SpaCertified accountants and tax accountants
since 20192.296.529.042
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63072K1625/00F005 Wallonia 1.5 ha 1 · 339 m² 17.6 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 1,244 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-11-2019
Fiscal year end30-09
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail info@konsultance.be
Phone 0495268160Spa
E-invoicing
Reachable via Peppol
Peppol ID 0208:0737982235
Also 9925:BE0737982235
Registered 17-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.