Financials
- Financial year
- 2024
- Total assets
- €1.4m
- Profit
- €18,108
- Solvency
- 34.5%
SGI
ActiveSummary
SGI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For SGI, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €498,285 and a net result of €18,108. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 36% of 3,255 sector peers (NACE 66, financial year 2024). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Overview
Activity
Insurance agents and brokers
NACE 66220
9th largest company by total assets in Ath, Finance and insurance sector3 sites
Size
€1.4mtotal assets 2024
- Staff
- 5.9 FTE
- Equity
- €498,285
- Profit
- €18,108
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- ASSURANCES SPITERIDirector · permanent representative D.S. Crédits immo
- Spiteri AlainDirector
Accounts 73 days overdue2 of 9 deeds read
Signalsraises riskAnnual accounts not filedFiled more than 90 days lateAdministrative warnings in the KBO publicationsShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Three signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-01-2026, 173 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
173 days late
2023
142 days late
2022
70 days late
2021
88 days late
2020
89 days late
2019
87 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 108 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawal
- Appointment: ALAIN SPITERI (director)Gazette deed
- Annual accounts filedfinancial year 2024 · micro…
- Resignation: B.P.O.-Assurath (director)Appointment: Assurances Spiteri SRL (director)…
Key points
- Caution: Accounts not fileddeadline was 31-07-2026 73 days late View
- Positive: 9th largest company by total assets in Ath, Finance and insurance sectorin the Checked rankings No. 9 View
- Board changedlatest change 17-03-2026 · 2 in office 2 joined · 1 left View
- Positive: 6 profitable years in a rowprofit 2024: €18,108 6 years View
By topic
Board & ownership
- Board
- 2 members
- ASSURANCES SPITERIDirector
- Spiteri AlainDirector
Timeline
- Events
- 18
- Since
- 2015
- 20-12-2024Annual accounts filed
- 09-10-2023Annual accounts filed
- 27-10-2022Annual accounts filed
Company details
- Sites
- 3
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 27-02-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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