SG Automobile

Active

Private limited companyfounded 2022active for 4 yearsClos Fredman 28, 4452 Juprelle, BelgiumKBO/BCE: BE 0782.280.749

Summary

SG Automobile has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,104 and a net result of €5,206. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 25% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow Report Compare

SG AutomobileActiveChecked score 64/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

1 site

Size

€300,665total assets 2025

Equity: €13,104
Profit: €5,206

Turnover not published (micro format)

Financial health

64 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.3%

Structure

CICHELLA MyriamDirector
SCARNA GaetanoDirector

2025 accounts 31 days early1 of 2 deeds summarised

Why 64raises riskFounded in 2022Sector: Retail trade (NACE 47)Equity €13,104 (4.4% of total assets)lowers riskSize: total assets €300,665Show the evidence

Checked score

Score 2025

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 39% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 29-3

equity 4.4% of total assets

Liquidity 10-34

short-term debt 94.9% · cash 8.0%

Profitability 47-6

return on assets 1.7%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)

Last 24 months 11-2024: 3.4% 12-2024: 3.3%▼ -0.1 percentage points vs 11-2024 01-2025: 3.3%● unchanged vs 12-2024 02-2025: 3.3%● unchanged vs 01-2025 03-2025: 3.3%● unchanged vs 02-2025 04-2025: 3.4%▲ +0.1 percentage points vs 03-2025 05-2025: 3.4%● unchanged vs 04-2025 06-2025: 3.3%▼ -0.1 percentage points vs 05-2025 07-2025: 3.4%▲ +0.1 percentage points vs 06-2025 08-2025: 4.1%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 1.5%▼ -2.6 percentage points vs 08-2025 10-2025: 1.2%▼ -0.3 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.1%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 1.1%● unchanged vs 02-2026lowest value 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.3 percentage points vs 07-2026 09-2026: 1.9%▲ +0.3 percentage points vs 08-2026 10-2026: 1.3%▼ -0.6 percentage points vs 09-2026

Credit of up to €500 on 30-day terms is acceptable

Liquidity tight (current ratio 1.04, compared with 1.05 in 2024, below the usual 1.5; short-term debt: 94.9% and cash: 8% of total assets), and 95.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 22% on solvency, 11% on liquidity, 34% on profitability and 89% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Retail trade (NACE 47)

KBO

Equity €13,104 (4.4% of total assets)

NBB · annual accounts

Size: total assets €300,665

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 22576 sector peers (2025).

NBB · sector comparison

Position among 22576 sector peers

Solvency

better than 25%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

31 days early

2024

13 days late

2023

28 days early

2022

11 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 14 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

30-06-2026 Annual accounts filedfinancial year 2025 · micro…
12-09-2025 Appointments: CICHELLA Myriam (director) and SCARNA…Gazette deed
13-08-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Board2 directors in office 2 View
Total assets 20254 financial years filed €300,665 View
Active since 2022founded 17-02-2022 4 years View

By topic

Financials

Financial year: 2025
Total assets: €300,665
Profit: €5,206
Solvency: 4.4%

Total assets▲ 152%

Net result

20222025

Go to Financials

Board & ownership

Board: 2 members

CICHELLA MyriamDirector
SCARNA GaetanoDirector

Go to Board & ownership

Timeline

Events: 7
Since: 2023
Next accounts: by 31-07-2027

31-12-2024Highest result from 2022 to 2025
03-07-2024Annual accounts filed
31-12-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of cars and light vans (up…NACE 47811
Founded: 17-02-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about SG Automobile

What is the company number of SG Automobile?: 0782.280.749. In Belgium the VAT number is the company number with BE in front: BE 0782.280.749.
Where is SG Automobile based?: The registered office is at Clos Fredman 28, 4452 Juprelle.Company details
What does SG Automobile do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of SG Automobile?: Private limited company (BV).
When was SG Automobile founded?: On 17-02-2022.
Is SG Automobile still active?: Yes, SG Automobile is an active enterprise in the KBO register.
What is the turnover of SG Automobile?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SG Automobile profitable?: In financial year 2025, SG Automobile made a profit of €5,206.
Where can I find the annual accounts of SG Automobile?: SG Automobile filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SG Automobile due?: By 31-07-2027, for financial year 2026.Timeline