LIS PEJA
ActiveSummary
The computed 12-month bankruptcy probability of LIS PEJA is 3.2% (moderate). The 2025 annual accounts show negative equity (€-7k) and a net result of €-890. Equity is shrinking by ~137.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 18400 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability26▲+26
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.6 in 2024; short-term debt: 138.2% and cash: 40.2% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-38.2%
Return on assets
-4.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
29 d late
2024
53 d early
2023
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€-7k▼ 13.5%
2024 · €-7k
Total assets
€20k▲ 56.4%
2024 · €13k
Net result
€-890▲ 95.5%
2024 · €-20k
Working capital
€-18k▼ 134%
2024 · €-8k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€-11k-€-19k▼ 79.2%€-211▲ 98.9%
Net result€-12k-€-20k▼ 65.7%€-890▲ 95.5%
Equity€13k-€-7k€-7k▼ 13.5%
Total assets€40k-€13k▼ 69.0%€20k▲ 56.4%
Debt€27k-€19k▼ 29.9%€27k▲ 41.7%
Working capital€10k-€-8k€-18k▼ 134%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €211 in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€10k ▲ 914%
Current assets
€9k ▼ 19.0%
Key figures and ratios
EBITDA
€1k▲
2024 · €-18k
Cash flow
€374▲
2024 · €-18k
Solvency
-38.2%▲
2024 · -52.6%
Current ratio
0.34▼
2024 · 0.60
Debt to equity
-3.62▼
2024 · -2.90
ROA
-4.6%▲
2024 · -157.5%
Interest coverage
1.55▲
2024 · -29.45
Debt ≤ 1 year
€27k▲
2024 · €19k
Staff costs
€0▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €45k | €14k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €1k | €1k | ▼ 7.8% |
| Other operating charges640/8 | €509 | - | €431 | - |
| Gross operating margin9900 | €37k | €-3k | €1k | ▲ 144% |
| Operating profit (loss)9901 | €-11k | €-19k | €-211 | ▲ 98.9% |
| Financial income75/76B | - | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - |
| Financial charges65/66B | €1k | €602 | €680 | ▲ 13.1% |
| Recurring financial charges65 | €1k | €602 | €680 | ▲ 13.1% |
| Profit (loss) for the period before taxes9903 | €-12k | €-20k | €-890 | ▲ 95.5% |
| Profit (loss) for the period9904 | €-12k | €-20k | €-890 | ▲ 95.5% |
| Profit (loss) for the period to be appropriated9905 | €-12k | €-20k | €-890 | ▲ 95.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €40k | €13k | €20k | ▲ 56.4% |
| Fixed assets21/28 | €3k | €1k | €10k | ▲ 914% |
| Tangible fixed assets22/27 | €2k | €1k | €10k | ▲ 914% |
| Furniture and vehicles24 | €2k | €1k | €10k | ▲ 914% |
| Financial fixed assets28 | €341 | - | - | - |
| Current assets29/58 | €38k | €11k | €9k | ▼ 19.0% |
| Stocks and contracts in progress3 | €18k | - | - | - |
| Stocks30/36 | €18k | - | - | - |
| Amounts receivable within one year40/41 | €3k | €458 | €1k | ▲ 216% |
| Trade receivables40 | €1k | €342 | €1k | ▲ 323% |
| Other amounts receivable41 | €1k | €116 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €17k | €11k | €8k | ▼ 28.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €40k | €13k | €20k | ▲ 56.4% |
| Equity10/15 | €13k | €-7k | €-7k | ▼ 13.5% |
| Contributions10/11 | €25k | €25k | €25k | = |
| Outside capital11 | €25k | €25k | - | - |
| Other1109/19 | €25k | €25k | - | - |
| Profit (loss) carried forward14 | €-12k | €-32k | €-32k | ▼ 2.8% |
| Amounts payable17/49 | €27k | €19k | €27k | ▲ 41.7% |
| Amounts payable within one year42/48 | €27k | €19k | €27k | ▲ 41.7% |
| Current portion of amounts payable after more than one year42 | €20k | €15k | €201 | ▼ 98.6% |
| Trade debts44 | €2k | €547 | €12k | ▲ 2,147% |
| Suppliers440/4 | €2k | €547 | €12k | ▲ 2,147% |
| Taxes, remuneration and social security45 | €5k | €4k | €6k | ▲ 70.6% |
| Taxes450/3 | - | €4k | €6k | ▲ 70.6% |
| Remuneration and social security454/9 | €5k | - | - | - |
| Other amounts payable47/48 | - | - | €8k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-12k | €-20k | €-890 | ▲ 95.5% |
| + Depreciation and write-downs630 | €2k | €1k | €1k | ▼ 7.8% |
| Operating cash flow (approximation) | €-10k | €-18k | €374 | ▲ 102% |
| Investment in fixed assets (approximation) | - | €341 | €-11k | ▼ 3,179% |
| Change in cash | - | €-6k | €-3k | ▲ 50.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
08-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2022
Ground area
1,660 m²
Building footprint
216 m²
Volume, LiDAR
1,132 m³
Parcel 23645C0018/00R003, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rubensstraat 120, 1800 Vilvoorde
since 20222.329.768.566
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23645C0018/00R003 | Flanders | 1,660 m² | 1 · 216 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GARAGE DU STAIN
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OLI CARROSSERIE
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 2,315 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47252Retail sale of beverages, general range
47621Retail sale of newspapers and periodicals
Contact
E-mail
lispeja1800@outlook.com
Scores and ratios are computed by Checked and are not a credit decision.