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Complete company report
Generated 28-07-2026
Active BE 0507.668.306General partnership

SF3J

Spinstraat 7 ·8970 Poperinge, Belgium· 11 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of SF3J is 0.1% (very low). The 2019 annual accounts show equity of €4.37M and a net result of €1.68M. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €4.37M
Net result €1.68M
Active 11 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health78Profitability100Solvency94Growth52Stability100
85 / 100

Exceptional profile, strong across almost every axis.

Health 78
Profitability 100
Solvency 94
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2014, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2019 · computed
78 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 16-07-2020 with the NBB · fiscal year 2019 · verkort
€0€1.00M€2.00M€3.00MOperating result 2018: €170k€170kNet result 2018: €2.67M€2.67MOperating result 2019: €168k€168kNet result 2019: €1.68M€1.68M20182019
Operating resultNet result
Net profit
€1.68M
-37.2% 18-19
Total assets
€9.02M
+19.6% 18-19
Equity
€4.37M
+62.2% 18-19
Working capital
€3.63M
+85.9% 18-19
Income taxes
€3k
- 18-19
Debt
€4.65M
-4.1% 18-19
Debt ≤ 1y
€10k
-95.0% 18-19
Debt > 1y
€4.64M
0.0% 18-19
Current ratio
351.19
+3276.5% 18-19
Quick ratio
351.19
+3276.5% 18-19
Solvency
48.5%
+35.6% 18-19
Debt / equity
1.06
-38.4% 18-19
ROE
38.4%
-61.3% 18-19
ROA
18.6%
-47.5% 18-19
Figures by fiscal year
Fiscal year2019
Revenue-
EBITDA-
Net profit€1.68M
Cash flow-
Staff costs-
Income taxes€3k
Dividends-
Total assets€9.02M
Equity€4.37M
Debt€4.65M
of which ≤ 1y€10k
of which > 1y€4.64M
Working capital€3.63M
Employees (FTE)-
Ratios (computed)
2019
Current ratio351.19
Quick ratio351.19
Working capital ratio40.2%
Solvency48.5%
Debt / equity1.06
Long-term debt ratio1.06
Interest coverage-
Gross margin-
Net margin-
ROA18.6%
ROE38.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2019
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2019
Balance sheet, Assets
TOTAL ASSETS 20/58€9.02M
Fixed assets 21/28€5.38M
Financial fixed assets 28€5.38M
Current assets 29/58€3.64M
Amounts receivable within one year 40/41€467k
Cash & bank 54/58€2.81M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€9.02M
Equity 10/15€4.37M
Contributions / capital 10/11€24k
Reserves 13€4.34M
Accumulated profits (losses) 14€-159k
Amounts payable 17/49€4.65M
Amounts payable after one year 17€4.64M
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€168k
Operating result 9901€168k
Financial income 75€1.60M
Financial charges 65€90k
Result before taxes 9903€1.68M
Income taxes 67/77€3k
Net result for the period 9904€1.68M
Result to be appropriated 9905€1.68M
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form General partnership(011)
Incorporation23-12-2014
StatusActive
Postal code8970
Establishment units 1 location
SF3J
Spinstraat 7, 8970 PoperingeManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20142.238.283.710
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33021F1582/00F000 Flanders 823 m² 1 · 175 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-07-2025
State Gazette act Capital & shares
2020
16-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
19-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
19-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
26-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
Capital history · 1
29-07-2025
Capital change
All acts · 1 updated 1 year ago
2025
29-07-2025 Capital increase Capital & shares
  • Inbreng in geld · Apport en numéraire
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": "no_nominal_value",
        "share_class": null,
        "n_new_shares": 40,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "geld",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-07-29",
    "filing_date": "2025-07-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "act_date": "2025-07-17",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2025-06-30"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0507.668.306",
    "name_full": "SF3J",
    "legal_form": "Vennootschap Onder Firma",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Stefaan D\u0027hondt",
    "org_rep_person_name": null,
    "person_role_at_subject": "Zaakvoerder"
  },
  "co_filed_documents": [
    "notulen van de bijzondere algemene vergadering dd. 30/06/2025"
  ],
  "shareholders_after": [],
  "share_classes_after": [
    {
      "n_shares": 280,
      "class_name": "Gewone Aandelen",
      "capital_share_eur": null,
      "voting_rights_per_share": null
    }
  ]
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameNL SF3J
Registered office
Spinstraat 7
8970 Poperinge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative