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SF Tremelo

Active
Public limited companyfounded 2018active for 7 yearsKerkomsesteenweg 171 D, 3370 Boutersem, Belgium11 active companies are registered at this addressKBO/BCE: BE 0716.960.553
Summary

SF Tremelo has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318,163 and a net result of -€34,261. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 34% of 12,686 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow ReportCompare
SF TremeloActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
7th largest company by total assets in Boutersem, Wholesale and retail trade sector1 site
Size
≈ €6.4mturnover 2025, estimated
Staff
10.1 FTE
Equity
€318,163
Loss
-€34,261
Turnover estimated from the gross margin
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Parent
Compagnie SF · 99.98%
2025 accounts filed 12 days late1 of 3 deeds summarised
Why 65raises riskSize: 10.1 FTE, total assets €1.4mSector: Retail trade (NACE 47)Loss of €34,261 (financial year 2025)Founded in 2018Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 33% of its sector peers (NACE 47, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 47+2
equity 22.3% of total assets
Liquidity 24-1
short-term debt 70.7% · cash 10.0%
Profitability 66-6
return on assets -2.4%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024lowest value 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.1%▲ +0.1 percentage points vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.2%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▲ +0.5 percentage points vs 04-2025 06-2025: 1.2%▼ -0.5 percentage points vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.4%▲ +0.2 percentage points vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.3%▼ -0.1 percentage points vs 02-2026 04-2026: 1.7%▲ +0.4 percentage points vs 03-2026 05-2026: 2.4%▲ +0.7 percentage points vs 04-2026highest value 06-2026: 1.1%▼ -1.3 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.0%▼ -0.1 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.81, compared with 0.8 in 2024, below 1; short-term debt: 70.7% and cash: 10% of total assets), and 77.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 39% on solvency, 23% on liquidity, 48% on profitability and 22% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises risk
raises risk · Size: 10.1 FTE, total assets €1.4m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Loss of €34,261 (financial year 2025)
NBB · annual accounts
raises risk · Founded in 2018
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-05-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
12 days late
2024
1 day early
2023
17 days late
2022
9 days late
2021
1 day early
2020
21 days late
2019
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 9 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end28-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€34,261
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €44,972 in 2024 -€34,261 View
  • Caution: Among the weakest 11% on net resultsector median €27,715 · 12,676 companies -€34,261 View
  • Controlled by Compagnie SF 99.98% View

By topic

Financials

Financial year
2025
Total assets
€1.4m
Loss
-€34,261
Solvency
22.3%
Go to Financials

Timeline

Events
12
Since
2020
Next accounts
by 30-04-2027
  1. 17-05-2024Annual accounts filed
  2. 30-08-2023Resignations: Compagnie SF (director) and MOERENHOUT Simon…
  3. 09-05-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
28-12-2018
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Annual meeting
Last Friday of March at 20:00
Purpose
“De groot- en kleinhandel,in- en uitvoer van algemene voedingswaren,vleeswaren,groenten en…” (deed in Dutch)
Go to Articles of association

Key facts about SF Tremelo

What is the company number of SF Tremelo?
0716.960.553. In Belgium the VAT number is the company number with BE in front: BE 0716.960.553.
Where is SF Tremelo based?
The registered office is at Kerkomsesteenweg 171 D, 3370 Boutersem.Company details
What does SF Tremelo do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of SF Tremelo?
Public limited company (NV).
When was SF Tremelo founded?
On 28-12-2018.
Is SF Tremelo still active?
Yes, SF Tremelo is an active enterprise in the KBO register.
How many employees does SF Tremelo have?
On average 10.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SF Tremelo?
€8.1m in financial year 2023, according to the filed annual accounts.
Is SF Tremelo profitable?
In financial year 2025, SF Tremelo made a loss of €34,261.
Where can I find the annual accounts of SF Tremelo?
SF Tremelo filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SF Tremelo due?
By 30-04-2027, for financial year 2026.Timeline

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