Compagnie SF
ActiveCompagnie SF has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €722k and a net result of €176k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 2269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+6
Solvency69▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.26 in 2024; short-term debt: 30.2% and cash: 6.6% of total assets), and 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
10.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 08-10-2025, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2026
not confirmed
2025
38 d late
2024
4 d late
2023
39 d late
2022
8 d early
2021
on the day
2020
66 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€722k▲ 32.2%
2024 · €547k
2020: €146k
2021: €183k
2022: €470k
2023: €486k
2024: €547k
2020 → 2025
Total assets
€1.65M▲ 47.2%
2024 · €1.12M
2020: €220k
2021: €211k
2022: €637k
2023: €801k
2024: €1.12M
2020 → 2025
Net result
€176k▲ 188%
2024 · €61k
2020: €21k
2021: €37k
2022: €287k
2023: €16k
2024: €61k
2020 → 2025
Working capital
€-235k▲ 18.8%
2024 · €-289k
2020: €8k
2021: €46k
2022: €212k
2023: €161k
2024: €-289k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€183k-€470k▲ 157%€486k▲ 3.3%€547k▲ 12.6%€722k▲ 32.2%
Operating result€48k-€45k▼ 6.3%€32k▼ 29.1%€86k▲ 169%€259k▲ 202%
Net result€37k-€287k▲ 675%€16k▼ 94.5%€61k▲ 289%€176k▲ 188%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 202% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€1.39M▲ 36.1%
Current assets
€265k▲ 156%
Equity and liabilities €1.65M
Equity
€722k▲ 32.2%
Debt
€932k▲ 61.3%
The debt ratio rises from 51.4% to 56.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€307k▲
2024 · €114k
Cash flow
€224k▲
2024 · €89k
Solvency
43.7%▼
2024 · 48.6%
Current ratio
0.53▲
2024 · 0.26
Quick ratio
0.53▲
2024 · 0.26
Debt / equity
1.29▲
2024 · 1.06
ROE
24.4%▲
2024 · 11.2%
ROA
10.6%▲
2024 · 5.4%
Interest coverage
26.97▲
2024 · 18.21
Debt
€932k▲
2024 · €578k
Debt ≤ 1 year
€500k▲
2024 · €393k
Debt > 1 year
€432k▲
2024 · €185k
Income taxes
€72k▲
2024 · €29k
Staff costs
€63k▼
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.65M▲
Fixed assets21/28€1.02M€1.39M▲
Tangible fixed assets22/27€322k€690k▲
Land and buildings22€178k€375k▲
Furniture and vehicles24€143k€315k▲
Financial fixed assets28€699k€699k=
Current assets29/58€103k€265k▲
Amounts receivable within one year40/41€35k€152k▲
Trade receivables40€34k€130k▲
Other amounts receivable41€589€22k▲
Cash at bank and in hand54/58€66k€109k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.65M▲
Equity10/15€547k€722k▲
Contributions10/11€125k€125k=
Capital10€125k€125k=
Issued capital100€125k€125k=
Reserves13€13k€13k=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Profit (loss) carried forward14€409k€585k▲
Amounts payable17/49€578k€932k▲
Amounts payable after more than one year17€185k€432k▲
Financial debts170/4€185k€432k▲
Amounts payable within one year42/48€393k€500k▲
Current portion of amounts payable after more than one year42€39k€86k▲
Trade debts44€10k€13k▲
Suppliers440/4€10k€13k▲
Taxes, remuneration and social security45€31k€91k▲
Taxes450/3€29k€82k▲
Remuneration and social security454/9€2k€9k▲
Other amounts payable47/48€313k€309k▼
Income statement
Code20242025
Remuneration, social security and pensions62€79k€63k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€48k▲
Other operating charges640/8€5k€9k▲
Gross operating margin9900€197k€380k▲
Operating profit (loss)9901€86k€259k▲
Financial income75/76B€11k€572▼
Recurring financial income75€11k€572▼
Financial charges65/66B€6k€11k▲
Recurring financial charges65€6k€11k▲
Profit (loss) for the period before taxes9903€90k€248k▲
Income taxes67/77€29k€72k▲
Profit (loss) for the period9904€61k€176k▲
Profit (loss) for the period to be appropriated9905€61k€176k▲
Appropriation of the result
Profit (loss) to be appropriated9906€409k€585k▲
Profit (loss) brought forward from the previous period14P€348k€409k▲
Social balance
Average headcount (FTE)90871.81.3▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 38 days late
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
31-01
Financial
Equity above €500kEq €547k ▲12.6%
5 profitable years in a row build equity to €547k.
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 39 days late
31-01
Financial
Weakest financial yearnet €16k ▼94.5%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-01
Financial
Highest result since 2020net €287k ▲675%
Net result €287k, the highest in the series.
31-01
Financial
Liquidity doublescurrent ratio 6.38
Current ratio from 2.74 to 6.38.
31-01
Financial
Equity above €200kEq €470k ▲157%
3 profitable years in a row build equity to €470k.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-01
Financial
Liquidity doublescurrent ratio 2.74
Current ratio from 1.11 to 2.74; short-term debt falls from €74k to €26k.
31-01
Financial
Equity above €150kEq €183k ▲25.5%
2 profitable years in a row build equity to €183k.
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkomsesteenweg 171 D3370 BoutersemGround area
1,165 m²
Building footprint
314 m²
Volume, LiDAR
1,902 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Compagnie SF
since 20182.283.616.362
Gouden Kruispunt 118, 3390 Tielt-Winge
since 20252.378.017.653
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24101D0128/00H004 | Flanders | 1,001 m² | 1 · 156 m² | 9.1 m · 2 fl. |
| 24093A0063/00G000 | Flanders | 165 m² | 1 · 158 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 5,210 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-12-2018
Fiscal year end31-01
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.