Summary
Seys-constructie is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €219,891 and a net result of €37,148. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 5558 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
22 d early
2024
1 d early
2023
on the day
2022
2 d early
2021
2 d early
2020
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€219,891▲ 19.7%
2024 · €183,743
Net result
€37,148▼ 16.7%
2024 · €44,592
Total assets
€332,549▲ 19.5%
2024 · €278,392
Solvency
66.1%▲ 0.1pp
2024 · 66.0%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€34,265▲ 114%€33,526▼ 2.2%€26,656▼ 20.5%€62,473▲ 134%€52,493▼ 16.0%
Net result€22,599▼ 57.5%€22,465▼ 0.6%€17,578▼ 21.8%€44,592▲ 154%€37,148▼ 16.7%
Equity€100,808▲ 28.9%€123,273▲ 22.3%€140,851▲ 14.3%€183,743▲ 30.5%€219,891▲ 19.7%
Total assets€256,761▼ 4.8%€265,266▲ 3.3%€257,267▼ 3.0%€278,392▲ 8.2%€332,549▲ 19.5%
Debt€155,953▼ 18.5%€141,993▼ 9.0%€116,416▼ 18.0%€94,649▼ 18.7%€112,658▲ 19.0%
Working capital-€41,519▼ 0.1%-€42,266▼ 1.8%-€47,236▼ 11.8%-€27,476▲ 41.8%-€17,985▲ 34.5%
Solvency39.3%▲ 10.3pp46.5%▲ 7.2pp54.7%▲ 8.3pp66.0%▲ 11.3pp66.1%▲ 0.1pp
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €332,549
Fixed assets
€270,508 ▲ 16.3%
Current assets
€62,042 ▲ 35.4%
Equity and liabilities €332,549
Equity
€219,891 ▲ 19.7%
Debt
€112,658 ▲ 19.0%
Debt's share of the balance-sheet total falls from 34.0% to 33.9%. Equity and debt are higher.
Key figures and ratios
ROE
16.9%▼
2024 · 24.3%
ROA
11.2%▼
2024 · 16.0%
Debt ≤ 1 year
€80,027▲
2024 · €73,298
Debt > 1 year
€32,631▲
2024 · €21,351
Income taxes
€13,668▼
2024 · €16,197
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €432 | €519 | €633 | €523 | €3,018 | ▲ 477% |
| Other operating charges640/8 | €111 | €344 | €403 | €628 | €283 | ▼ 54.9% |
| Gross operating margin9900 | €34,808 | €34,389 | €27,692 | €63,624 | €55,794 | ▼ 12.3% |
| Operating profit (loss)9901 | €34,265 | €33,526 | €26,656 | €62,473 | €52,493 | ▼ 16.0% |
| Financial income75/76B | - | - | - | €6 | €150 | ▲ 2,204% |
| Recurring financial income75 | - | - | - | €6 | €150 | ▲ 2,204% |
| Financial charges65/66B | €3,192 | €2,690 | €2,457 | €1,690 | €1,826 | ▲ 8.0% |
| Recurring financial charges65 | €3,192 | €2,690 | €2,457 | €1,690 | €1,826 | ▲ 8.0% |
| Profit (loss) for the period before taxes9903 | €31,073 | €30,836 | €24,198 | €60,789 | €50,816 | ▼ 16.4% |
| Income taxes67/77 | €8,475 | €8,371 | €6,620 | €16,197 | €13,668 | ▼ 15.6% |
| Profit (loss) for the period9904 | €22,599 | €22,465 | €17,578 | €44,592 | €37,148 | ▼ 16.7% |
| Profit (loss) for the period to be appropriated9905 | €22,599 | €22,465 | €17,578 | €44,592 | €37,148 | ▼ 16.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €256,761 | €265,266 | €257,267 | €278,392 | €332,549 | ▲ 19.5% |
| Fixed assets21/28 | €233,392 | €233,726 | €233,093 | €232,570 | €270,508 | ▲ 16.3% |
| Tangible fixed assets22/27 | €1,440 | €1,774 | €1,141 | €618 | €38,555 | ▲ 6,140% |
| Furniture and vehicles24 | €1,440 | €1,774 | €1,141 | €618 | €38,555 | ▲ 6,140% |
| Financial fixed assets28 | €231,952 | €231,952 | €231,952 | €231,952 | €231,952 | = |
| Current assets29/58 | €23,369 | €31,539 | €24,174 | €45,822 | €62,042 | ▲ 35.4% |
| Amounts receivable within one year40/41 | €20,442 | €25,410 | €23,690 | €44,914 | €56,774 | ▲ 26.4% |
| Trade receivables40 | €20,410 | €25,410 | €15,310 | €43,930 | €53,240 | ▲ 21.2% |
| Other amounts receivable41 | €32 | €0 | €8,380 | €984 | €3,534 | ▲ 259% |
| Cash at bank and in hand54/58 | €2,927 | €5,854 | €484 | €902 | €3,844 | ▲ 326% |
| Deferred charges and accrued income490/1 | - | €275 | €0 | €6 | €1,423 | ▲ 21,829% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €256,761 | €265,266 | €257,267 | €278,392 | €332,549 | ▲ 19.5% |
| Equity10/15 | €100,808 | €123,273 | €140,851 | €183,743 | €219,891 | ▲ 19.7% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €75,808 | €98,273 | €115,851 | €158,743 | €194,891 | ▲ 22.8% |
| Distributable reserves133 | €75,808 | €98,273 | €115,851 | €158,743 | €194,891 | ▲ 22.8% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €155,953 | €141,993 | €116,416 | €94,649 | €112,658 | ▲ 19.0% |
| Amounts payable after more than one year17 | €90,700 | €67,972 | €44,858 | €21,351 | €32,631 | ▲ 52.8% |
| Financial debts170/4 | €90,700 | €67,972 | €44,858 | €21,351 | €32,631 | ▲ 52.8% |
| Amounts payable within one year42/48 | €64,887 | €73,805 | €71,409 | €73,298 | €80,027 | ▲ 9.2% |
| Current portion of amounts payable after more than one year42 | €22,350 | €22,729 | €28,173 | €23,506 | €31,092 | ▲ 32.3% |
| Trade debts44 | €293 | €857 | €609 | €694 | €596 | ▼ 14.2% |
| Suppliers440/4 | €293 | €857 | €609 | €694 | €596 | ▼ 14.2% |
| Taxes, remuneration and social security45 | €34,587 | €46,781 | €40,881 | €47,397 | €47,339 | ▼ 0.1% |
| Taxes450/3 | €9,631 | €9,598 | €3,099 | €8,899 | €3,668 | ▼ 58.8% |
| Remuneration and social security454/9 | €24,956 | €37,183 | €37,782 | €38,498 | €43,670 | ▲ 13.4% |
| Other amounts payable47/48 | €7,658 | €3,439 | €1,746 | €1,700 | €1,000 | ▼ 41.2% |
| Accrued charges and deferred income492/3 | €366 | €217 | €149 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,599 | €22,465 | €17,578 | €44,592 | €37,148 | ▼ 16.7% |
| + Depreciation and write-downs630 | €432 | €519 | €633 | €523 | €3,018 | ▲ 477% |
| Operating cash flow (approximation) | €23,031 | €22,984 | €18,212 | €45,115 | €40,166 | ▼ 11.0% |
| Investment in fixed assets (approximation) | - | -€854 | €0 | €0 | -€40,956 | - |
| Change in cash | - | €2,927 | -€5,371 | €418 | €2,942 | ▲ 604% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €200,000Eq €219,891 ▲19.7%
6 profitable years in a row build equity to €219,891.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €150,000Eq €183,743 ▲30.5%
5 profitable years in a row build equity to €183,743.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €17,578 ▼21.8%
Net result drops to €17,578, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €100,000Eq €100,808 ▲28.9%
2 profitable years in a row build equity to €100,808.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lendelede · 1 establishment unit since 2019
Ground area
3,217 m²
Building footprint
2,354 m²
Volume, LiDAR
13,219 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Seys-constructie
since 20192.290.080.720
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025B0427/00G002 | Flanders | 2,150 m² | 1 · 1,286 m² | 6.6 m · 2 fl. |
| 36492A0224/00V004 | Flanders | 1,067 m² | 1 · 1,067 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,771. 13,555 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-05-2019
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.