SEVICONSULT
ActiveSummary
SEVICONSULT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-603k) and a net result of €-151k. Equity is shrinking by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 10% of 8966 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability15▲+1
Solvency10▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.84 against 1.77 in 2023; short-term debt: 41.7% and cash: 0.6% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-15%
Return on assets
-3.8%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-603k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
85 d late
2022
122 d late
2021
122 d late
2020
122 d late
2019
153 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-151k▲ 1.0%
2023 · €-153k
2018: €-131k
2019: €-74k▲ +43.1% vs 2018
2020: €-28k▲ +62.6% vs 2019
2021: €-2k▲ +94.6% vs 2020highest in 7 years
2022: €-75k▼ -4845% vs 2021
2023: €-153k▼ -104% vs 2022lowest in 7 years
2024: €-151k▲ +1.0% vs 2023
2018 → 2024
Working capital
€1.41M▲ 11.5%
2023 · €1.26M
2018: €676klowest in 7 years
2019: €714k▲ +5.6% vs 2018
2020: €746k▲ +4.5% vs 2019
2021: €825k▲ +10.6% vs 2020
2022: €1.05M▲ +27.5% vs 2021
2023: €1.26M▲ +20.1% vs 2022
2024: €1.41M▲ +11.5% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-223k-€-224k▼ 0.7%€-299k▼ 33.4%€-452k▼ 51.1%€-603k▼ 33.5%
2020: €-223khighest in 5 years
2021: €-224k▼ -0.7% vs 2020
2022: €-299k▼ -33.4% vs 2021
2023: €-452k▼ -51.1% vs 2022
2024: €-603k▼ -33.5% vs 2023lowest in 5 years
Operating result€-4k-€40k€-24k€-55k▼ 125%€-44k▲ 19.1%
2020: €-4k
2021: €40k▲ +1162% vs 2020highest in 5 years
2022: €-24k▼ -161% vs 2021
2023: €-55k▼ -125% vs 2022lowest in 5 years
2024: €-44k▲ +19.1% vs 2023
Net result€-28k-€-2k▲ 94.6%€-75k▼ 4,845%€-153k▼ 104%€-151k▲ 1.0%
2020: €-28k
2021: €-2k▲ +94.6% vs 2020highest in 5 years
2022: €-75k▼ -4845% vs 2021
2023: €-153k▼ -104% vs 2022lowest in 5 years
2024: €-151k▲ +1.0% vs 2023
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €44k in 2024 against €55k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.03M
Fixed assets
€943k ▼ 5.2%
Current assets
€3.09M ▲ 6.5%
Key figures and ratios
EBITDA
€18k▲
2023 · €7k
Cash flow
€-89k▲
2023 · €-91k
Solvency
-15.0%▼
2023 · -11.6%
Current ratio
1.84▲
2023 · 1.77
Quick ratio
0.12▲
2023 · 0.11
Debt to equity
-7.68▲
2023 · -9.62
ROA
-3.8%▲
2023 · -3.9%
Interest coverage
0.17▲
2023 · 0.07
Debt
€4.64M▲
2023 · €4.35M
Debt ≤ 1 year
€1.68M▲
2023 · €1.64M
Debt > 1 year
€2.95M▲
2023 · €2.71M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€3.90M€4.03M▲
Fixed assets21/28€995k€943k▼
Tangible fixed assets22/27€994k€942k▼
Land and buildings22€994k€942k▼
Financial fixed assets28€580€580=
Current assets29/58€2.90M€3.09M▲
Stocks and contracts in progress3€2.72M€2.89M▲
Stocks30/36€2.72M€2.89M▲
Amounts receivable within one year40/41€164k€170k▲
Trade receivables40€36k€51k▲
Other amounts receivable41€127k€119k▼
Cash at bank and in hand54/58€12k€24k▲
Deferred charges and accrued income490/1€9k€9k▼
Equity and liabilities
Total equity and liabilities10/49€3.90M€4.03M▲
Equity10/15€-452k€-603k▼
Contributions10/11€440k€440k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-893k€-1.04M▼
Amounts payable17/49€4.35M€4.64M▲
Amounts payable after more than one year17€2.71M€2.95M▲
Financial debts170/4€410k€364k▼
Other amounts payable178/9€2.30M€2.59M▲
Amounts payable within one year42/48€1.64M€1.68M▲
Current portion of amounts payable after more than one year42€1.62M€1.62M▲
Financial debts43€7k€6k▼
Credit institutions430/8€7k€6k▼
Trade debts44€12k€42k▲
Suppliers440/4€12k€42k▲
Taxes, remuneration and social security45€139€8k▲
Taxes450/3€139€8k▲
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3-€834
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€62k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€4k€36k▲
Gross operating margin9900€11k€54k▲
Operating profit (loss)9901€-55k€-44k▲
Financial income75/76B€0€85▲
Recurring financial income75€0€85▲
Financial charges65/66B€98k€107k▲
Recurring financial charges65€98k€107k▲
Profit (loss) for the period before taxes9903€-153k€-151k▲
Profit (loss) for the period9904€-153k€-151k▲
Profit (loss) for the period to be appropriated9905€-153k€-151k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-893k€-1.04M▼
Profit (loss) brought forward from the previous period14P€-740k€-893k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €62k | €65k | €66k | €62k | €62k | ▲ 0.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €4k | €618 | €0 | - | - |
| Other operating charges640/8 | - | €3k | €5k | €4k | €36k | ▲ 858% |
| Non-recurring operating charges66A | - | - | €74 | - | - | - |
| Gross operating margin9900 | €63k | €112k | €47k | €11k | €54k | ▲ 389% |
| Operating profit (loss)9901 | €-4k | €40k | €-24k | €-55k | €-44k | ▲ 19.1% |
| Financial income75/76B | - | €5 | €0 | €0 | €85 | - |
| Recurring financial income75 | €0 | €5 | €0 | €0 | €85 | - |
| Financial charges65/66B | - | €41k | €51k | €98k | €107k | ▲ 9.1% |
| Recurring financial charges65 | €24k | €41k | €51k | €98k | €107k | ▲ 9.1% |
| Profit (loss) for the period before taxes9903 | €-28k | €-2k | €-75k | €-153k | €-151k | ▲ 1.0% |
| Profit (loss) for the period9904 | €-28k | €-2k | €-75k | €-153k | €-151k | ▲ 1.0% |
| Profit (loss) for the period to be appropriated9905 | €-28k | €-2k | €-75k | €-153k | €-151k | ▲ 1.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.04M | €3.44M | €3.76M | €3.90M | €4.03M | ▲ 3.5% |
| Fixed assets21/28 | €1.14M | €1.12M | €1.06M | €995k | €943k | ▼ 5.2% |
| Tangible fixed assets22/27 | €1.14M | €1.11M | €1.06M | €994k | €942k | ▼ 5.2% |
| Land and buildings22 | - | €1.11M | €1.06M | €994k | €942k | ▼ 5.2% |
| Furniture and vehicles24 | - | €774 | €221 | - | - | - |
| Financial fixed assets28 | €580 | €580 | €580 | €580 | €580 | = |
| Current assets29/58 | €1.89M | €2.33M | €2.70M | €2.90M | €3.09M | ▲ 6.5% |
| Stocks and contracts in progress3 | €1.74M | €2.15M | €2.46M | €2.72M | €2.89M | ▲ 6.3% |
| Stocks30/36 | - | €2.15M | €2.46M | €2.72M | €2.89M | ▲ 6.3% |
| Amounts receivable within one year40/41 | €94k | €130k | €155k | €164k | €170k | ▲ 4.0% |
| Trade receivables40 | - | €11k | €36k | €36k | €51k | ▲ 40.2% |
| Other amounts receivable41 | - | €118k | €119k | €127k | €119k | ▼ 6.3% |
| Cash at bank and in hand54/58 | €56k | €41k | €79k | €12k | €24k | ▲ 95.5% |
| Deferred charges and accrued income490/1 | - | €2k | €6k | €9k | €9k | ▼ 4.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.04M | €3.44M | €3.76M | €3.90M | €4.03M | ▲ 3.5% |
| Equity10/15 | €-223k | €-224k | €-299k | €-452k | €-603k | ▼ 33.5% |
| Contributions10/11 | - | €440k | €440k | €440k | €440k | = |
| Reserves13 | €1k | €1k | €1k | €1k | €1k | = |
| Non-distributable reserves130/1 | - | €1k | €1k | €1k | €1k | = |
| Reserves not available under the articles1311 | - | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €-664k | €-665k | €-740k | €-893k | €-1.04M | ▼ 16.9% |
| Amounts payable17/49 | €3.26M | €3.67M | €4.06M | €4.35M | €4.64M | ▲ 6.6% |
| Amounts payable after more than one year17 | €2.11M | €2.16M | €2.41M | €2.71M | €2.95M | ▲ 9.0% |
| Financial debts170/4 | - | €501k | €455k | €410k | €364k | ▼ 11.0% |
| Other amounts payable178/9 | - | €1.66M | €1.95M | €2.30M | €2.59M | ▲ 12.5% |
| Amounts payable within one year42/48 | €1.15M | €1.50M | €1.65M | €1.64M | €1.68M | ▲ 2.6% |
| Current portion of amounts payable after more than one year42 | - | €1.48M | €1.62M | €1.62M | €1.62M | ▲ 0.2% |
| Financial debts43 | - | €14 | €9k | €7k | €6k | ▼ 7.9% |
| Credit institutions430/8 | - | €14 | €9k | €7k | €6k | ▼ 7.9% |
| Trade debts44 | €7k | €24k | €20k | €12k | €42k | ▲ 249% |
| Suppliers440/4 | - | €24k | €20k | €12k | €42k | ▲ 249% |
| Taxes, remuneration and social security45 | - | - | €139 | €139 | €8k | ▲ 5,897% |
| Taxes450/3 | - | - | €139 | €139 | €8k | ▲ 5,897% |
| Other amounts payable47/48 | - | - | - | - | €1k | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €834 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-28k | €-2k | €-75k | €-153k | €-151k | ▲ 1.0% |
| + Depreciation and write-downs630 | €62k | €65k | €66k | €62k | €62k | ▲ 0.6% |
| Operating cash flow (approximation) | €35k | €63k | €-9k | €-91k | €-89k | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | €-35k | €-8k | €0 | €-10k | - |
| Change in cash | - | €-15k | €38k | €-67k | €12k | ▲ 118% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 85 days late
2023
31-12
Financial
Weakest financial yearnet €-153k
Net result drops to €-153k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 122 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 122 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 43 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1998
Ground area
2,478 m²
Building footprint
272 m²
Volume, LiDAR
2,404 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Avenue de Montalembert 36, 1330 Rixensart
since 19982.086.364.189
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091C0196/00A000 | Wallonia | 1,896 m² | 1 · 153 m² | 10.1 m · 3 fl. |
| 25087C0132/02L000 | Wallonia | 582 m² | 1 · 119 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,712 companies in sector 73200 we hold annual accounts for 1,782. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-04-1998
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.