SevenT9
ActiveSummary
SevenT9 has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.29M and a net result of €526k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 8093 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+4
Solvency87▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.05 in 2023; short-term debt: 12.8% and cash: 1.6% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.6%
Return on assets
9.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
19 d early
2022
13 d early
2021
31 d early
2020
11 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€3.29M▲ 19.0%
2023 · €2.77M
2018: €853k
2019: €1.24M
2020: €1.68M
2021: €2.06M
2022: €2.42M
2023: €2.77M
2018 → 2024
Total assets
€5.34M▼ 0.2%
2023 · €5.35M
2018: €2.49M
2019: €3.74M
2020: €3.86M
2021: €4.02M
2022: €5.15M
2023: €5.35M
2018 → 2024
Net result
€526k▲ 52.5%
2023 · €345k
2018: €230k
2019: €390k
2020: €441k
2021: €376k
2022: €360k
2023: €345k
2018 → 2024
Working capital
€536k▲ 1,070%
2023 · €46k
2018: €523k
2019: €35k
2020: €-130k
2021: €-89k
2022: €-715k
2023: €46k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.68M-€2.06M▲ 22.3%€2.42M▲ 17.5%€2.77M▲ 14.2%€3.29M▲ 19.0%
Operating result€560k-€482k▼ 14.0%€391k▼ 18.9%€505k▲ 29.2%€698k▲ 38.4%
Net result€441k-€376k▼ 14.8%€360k▼ 4.2%€345k▼ 4.4%€526k▲ 52.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 38% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.34M
Fixed assets
€4.12M ▼ 6.6%
Current assets
€1.22M ▲ 29.8%
Equity and liabilities €5.34M
Equity
€3.29M ▲ 19.0%
Debt
€2.05M ▼ 20.8%
Debt's share of the balance-sheet total falls from 48.3% to 38.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.16M▲
2023 · €966k
Cash flow
€986k▲
2023 · €806k
Current ratio
1.79▲
2023 · 1.05
Debt to equity
0.62▼
2023 · 0.94
ROE
16.0%▲
2023 · 12.5%
ROA
9.8%▲
2023 · 6.4%
Interest coverage
17.62▲
2023 · 16.08
Debt ≤ 1 year
€681k▼
2023 · €892k
Debt > 1 year
€1.37M▼
2023 · €1.70M
Income taxes
€163k▲
2023 · €105k
Staff costs
€151k▲
2023 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€5.35M€5.34M▼
Fixed assets21/28€4.41M€4.12M▼
Tangible fixed assets22/27€4.41M€4.12M▼
Land and buildings22€2.81M€2.63M▼
Plant, machinery and equipment23€1.45M€1.36M▼
Furniture and vehicles24€147k€128k▼
Current assets29/58€938k€1.22M▲
Amounts receivable within one year40/41€182k€464k▲
Trade receivables40€85k€220k▲
Other amounts receivable41€97k€244k▲
Current investments50/53-€650k
Cash at bank and in hand54/58€743k€83k▼
Deferred charges and accrued income490/1€12k€20k▲
Equity and liabilities
Total equity and liabilities10/49€5.35M€5.34M▼
Equity10/15€2.77M€3.29M▲
Contributions10/11€19k€19k=
Reserves13€989k€1.22M▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€156k€387k▲
Distributable reserves133€832k€834k▲
Profit (loss) carried forward14€1.76M€2.05M▲
Amounts payable17/49€2.59M€2.05M▼
Amounts payable after more than one year17€1.70M€1.37M▼
Financial debts170/4€1.70M€1.37M▼
Amounts payable within one year42/48€892k€681k▼
Current portion of amounts payable after more than one year42€339k€328k▼
Financial debts43€17k€17k=
Credit institutions430/8€17k€17k=
Trade debts44€442k€224k▼
Suppliers440/4€442k€224k▼
Taxes, remuneration and social security45€39k€43k▲
Taxes450/3€15k€25k▲
Remuneration and social security454/9€25k€18k▼
Other amounts payable47/48€55k€69k▲
Income statement
Code20232024
Non-recurring operating income76A-€60k
Remuneration, social security and pensions62€140k€151k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€461k€461k▼
Other operating charges640/8€15k€20k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€1.12M€1.33M▲
Operating profit (loss)9901€505k€698k▲
Financial income75/76B€5k€56k▲
Recurring financial income75€5k€56k▲
Financial charges65/66B€60k€66k▲
Recurring financial charges65€60k€66k▲
Profit (loss) for the period before taxes9903€449k€689k▲
Income taxes67/77€105k€163k▲
Profit (loss) for the period9904€345k€526k▲
Transfer to tax-exempt reserves689€156k€232k▲
Profit (loss) for the period to be appropriated9905€189k€294k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.76M€2.05M▲
Profit (loss) brought forward from the previous period14P€1.57M€1.76M▲
Social balance
Average headcount (FTE)90871.92.0▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €526k ▲52.5%
Operating result €698k, net result €526k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 1.05
Current ratio from 0.40 to 1.05; short-term debt falls from €1.19M to €892k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €2MEq €2.06M ▲22.3%
4 profitable years in a row build equity to €2.06M.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.24M ▲45.8%
2 profitable years in a row build equity to €1.24M.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 2 establishment units since 2011
Ground area
1.3 ha
Building footprint
3,405 m²
Volume, LiDAR
1,551 m³
2 parcels, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
SevenT9
since 20112.207.308.343
Zwedenstraat 2A, 9940 Evergem
since 20212.319.947.713
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44019B0627/00D000 | Flanders | 1.0 ha | 1 · 3,195 m² | 0.0 m |
| 44302D0957/00N008 | Flanders | 3,417 m² | 1 · 210 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 585 EUR awarded · 585 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 585 EUR | 585 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
GUMMO
BE 0444.460.235
Edegem · Eq €3,290,979
DENY INVEST
BE 0443.240.906
Kortrijk · Eq €3,292,717
SOCAGEST
BE 0862.085.025
Saint-Hubert · Eq €3,293,456
DE POTTERIE
BE 0447.131.792
Waregem · Eq €3,296,941
R.E.M.P.
BE 0446.320.952
Sint-Niklaas · Eq €3,297,497
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 14,934 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.