ANDREWS CONSULT
ActiveANDREWS CONSULT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.17M and a net result of €638k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity ample (current ratio 14.09 against 5.19 in 2024), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
17.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
31 d early
2023
27 d early
2022
12 d early
2021
27 d early
2020
29 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.17M▲ 25.2%
2024 · €2.53M
2018: €722k
2019: €959k
2020: €1.25M
2021: €1.34M
2022: €1.61M
2023: €2.11M
2024: €2.53M
2018 → 2025
Total assets
€3.72M▲ 16.6%
2024 · €3.19M
2018: €1.10M
2019: €1.35M
2020: €1.69M
2021: €2.08M
2022: €2.28M
2023: €2.64M
2024: €3.19M
2018 → 2025
Net result
€638k▼ 3.6%
2024 · €662k
2018: €168k
2019: €238k
2020: €287k
2021: €389k
2022: €494k
2023: €661k
2024: €662k
2018 → 2025
Working capital
€2.82M▲ 26.9%
2024 · €2.22M
2018: €679k
2019: €911k
2020: €1.20M
2021: €1.28M
2022: €1.56M
2023: €1.93M
2024: €2.22M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.34M-€1.61M▲ 20.9%€2.11M▲ 30.4%€2.53M▲ 20.0%€3.17M▲ 25.2%
Operating result€540k-€760k▲ 40.9%€842k▲ 10.8%€905k▲ 7.5%€861k▼ 5.0%
Net result€389k-€494k▲ 26.8%€661k▲ 33.9%€662k▲ 0.1%€638k▼ 3.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.72M
Fixed assets
€679k▲ 56.9%
Current assets
€3.04M▲ 10.3%
Equity and liabilities €3.72M
Equity
€3.17M▲ 25.2%
Debt
€552k▼ 16.3%
The debt ratio falls from 20.7% to 14.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€927k▼
2024 · €945k
Cash flow
€705k▲
2024 · €701k
Solvency
85.1%▲
2024 · 79.3%
Current ratio
14.09▲
2024 · 5.19
Quick ratio
14.09▲
2024 · 5.19
Debt / equity
0.17▼
2024 · 0.26
ROE
20.2%▼
2024 · 26.2%
ROA
17.2%▼
2024 · 20.8%
Interest coverage
32.89▼
2024 · 104.56
Debt
€552k▼
2024 · €660k
Debt ≤ 1 year
€216k▼
2024 · €530k
Debt > 1 year
€335k▲
2024 · €129k
Income taxes
€296k▼
2024 · €303k
Staff costs
€39k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.19M€3.72M▲
Fixed assets21/28€432k€679k▲
Tangible fixed assets22/27€432k€679k▲
Land and buildings22€298k€577k▲
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€126k€96k▼
Current assets29/58€2.75M€3.04M▲
Amounts receivable after more than one year29€1.35M€1.35M=
Trade receivables290€1.35M€1.35M=
Amounts receivable within one year40/41€736€904▲
Other amounts receivable41€736€904▲
Current investments50/53€841k€1.01M▲
Cash at bank and in hand54/58€510k€658k▲
Deferred charges and accrued income490/1€52k€20k▼
Equity and liabilities
Total equity and liabilities10/49€3.19M€3.72M▲
Equity10/15€2.53M€3.17M▲
Contributions10/11€12k€12k=
Reserves13€2.51M€3.15M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€20k€20k=
Distributable reserves133€2.49M€3.13M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€660k€552k▼
Amounts payable after more than one year17€129k€335k▲
Financial debts170/4€129k€335k▲
Amounts payable within one year42/48€530k€216k▼
Current portion of amounts payable after more than one year42€22k€35k▲
Trade debts44€19k€2k▼
Suppliers440/4€19k€2k▼
Taxes, remuneration and social security45€239k€179k▼
Taxes450/3€231k€173k▼
Remuneration and social security454/9€9k€5k▼
Other amounts payable47/48€250k€381▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A€16k€0▼
Remuneration, social security and pensions62€38k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€67k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€986k€972k▼
Operating profit (loss)9901€905k€861k▼
Financial income75/76B€68k€102k▲
Recurring financial income75€68k€102k▲
Financial charges65/66B€9k€28k▲
Recurring financial charges65€9k€28k▲
Profit (loss) for the period before taxes9903€965k€934k▼
Income taxes67/77€303k€296k▼
Profit (loss) for the period9904€662k€638k▼
Profit (loss) for the period to be appropriated9905€662k€638k▼
Appropriation of the result
Profit (loss) to be appropriated9906€662k€638k▼
Transfer from equity791/2€240k€0▼
Transfer to equity691/2€662k€638k▼
To other reserves6921€662k€638k▼
Profit to be distributed694/7€240k€0▼
Return on contributions (dividend)694€240k€0▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity triplescurrent ratio 14.09
Current ratio from 5.19 to 14.09; short-term debt falls from €530k to €216k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €662k ▲0.1%
Operating result €905k, net result €662k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €2MEq €2.11M ▲30.4%
6 profitable years in a row build equity to €2.11M.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €1MEq €1.25M ▲30%
3 profitable years in a row build equity to €1.25M.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertogstraat 123111 RotselaarGround area
754 m²
Building footprint
168 m²
Volume, LiDAR
1,404 m³
Parcel 24123A0195/00W000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Andrews Consult
since 20102.195.328.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24123A0195/00W000 | Flanders | 754 m² | 1 · 168 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600JUTTUTKCV0L434
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LANVESTOR
BE 0873.276.845
Kapellen · Eq €3.17M
MYREAS
BE 0733.909.522
Gent · Eq €3.16M
Lvs Bouwmaterialen
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Ledegem · Eq €3.17M
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 15,252 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.