Sevenoaks
ActiveSevenoaks has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.85M and a net result of €324k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
82
/ 100
Excellent▼ -11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-43
Solvency95▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.09 in 2024), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.4%
Return on assets
5.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
73 d early
2023
100 d early
2022
173 d early
2021
101 d early
2020
127 d early
2019
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.85M▼ 0.4%
2024 · €2.86M
2018: €963k
2019: €1.10M
2020: €1.55M
2021: €1.92M
2022: €2.22M
2023: €2.67M
2024: €2.86M
2018 → 2025
Total assets
€5.65M▲ 3.2%
2024 · €5.47M
2018: €1.79M
2019: €2.37M
2020: €2.85M
2021: €3.45M
2022: €4.16M
2023: €4.96M
2024: €5.47M
2018 → 2025
Net result
€324k▼ 46.1%
2024 · €601k
2018: €323k
2019: €249k
2020: €453k
2021: €510k
2022: €509k
2023: €591k
2024: €601k
2018 → 2025
Working capital
€2.85M▼ 0.4%
2024 · €2.86M
2018: €962k
2019: €1.10M
2020: €1.55M
2021: €1.92M
2022: €2.22M
2023: €2.67M
2024: €2.86M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.92M-€2.22M▲ 15.9%€2.67M▲ 20.1%€2.86M▲ 7.2%€2.85M▼ 0.4%
Operating result€797k-€805k▲ 1.1%€961k▲ 19.4%€964k▲ 0.3%€569k▼ 41.0%
Net result€510k-€509k▼ 0.3%€591k▲ 16.2%€601k▲ 1.6%€324k▼ 46.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €5.65M
Equity
€2.85M▼ 0.4%
Debt
€2.80M▲ 7.1%
The debt ratio rises from 47.8% to 49.6%: debt grows while equity shrinks.
Key figures and ratios
Solvency
50.4%▼
2024 · 52.2%
Current ratio
2.02▼
2024 · 2.09
Quick ratio
1.52▲
2024 · 1.48
Debt / equity
0.98▲
2024 · 0.91
ROE
11.4%▼
2024 · 21.0%
ROA
5.7%▼
2024 · 11.0%
Debt
€2.80M▲
2024 · €2.62M
Debt ≤ 1 year
€2.80M▲
2024 · €2.62M
Income taxes
€137k▼
2024 · €266k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.47M€5.65M▲
Current assets29/58€5.47M€5.65M▲
Stocks and contracts in progress3€1.61M€1.38M▼
Stocks30/36€1.61M€1.38M▼
Amounts receivable within one year40/41€836k€514k▼
Trade receivables40€514k€243k▼
Other amounts receivable41€321k€270k▼
Cash at bank and in hand54/58€3.03M€3.74M▲
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€5.47M€5.65M▲
Equity10/15€2.86M€2.85M▼
Contributions10/11€19k€19k=
Reserves13€2.84M€2.83M▼
Distributable reserves133€2.84M€2.83M▼
Amounts payable17/49€2.62M€2.80M▲
Amounts payable within one year42/48€2.62M€2.80M▲
Trade debts44€201k€69k▼
Suppliers440/4€201k€69k▼
Taxes, remuneration and social security45€362k€319k▼
Taxes450/3€359k€319k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€2.05M€2.41M▲
Accrued charges and deferred income492/3€126€128▲
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-982€-7k▼
Other operating charges640/8€3k€9k▲
Gross operating margin9900€966k€571k▼
Operating profit (loss)9901€964k€569k▼
Financial income75/76B€53k€47k▼
Recurring financial income75€53k€47k▼
Financial charges65/66B€150k€156k▲
Recurring financial charges65€150k€156k▲
Profit (loss) for the period before taxes9903€867k€461k▼
Income taxes67/77€266k€137k▼
Profit (loss) for the period9904€601k€324k▼
Profit (loss) for the period to be appropriated9905€601k€324k▼
Appropriation of the result
Profit (loss) to be appropriated9906€601k€324k▼
Transfer from equity791/2€323k€249k▼
Transfer to equity691/2€515k€238k▼
To other reserves6921€515k€238k▼
Profit to be distributed694/7€408k€335k▼
Return on contributions (dividend)694€408k€335k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €601k ▲1.6%
Operating result €964k, net result €601k, both a record.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.22M ▲15.9%
5 profitable years in a row build equity to €2.22M.
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €249k ▼22.8%
Net result drops to €249k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.10M ▲14.1%
2 profitable years in a row build equity to €1.10M.
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houthemstraat(Wijtsch) 428953 HeuvellandGround area
1,185 m²
Building footprint
308 m²
Volume, LiDAR
1,569 m³
Parcel 33032C0415/00H000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sevenoaks
since 20112.196.509.174
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33032C0415/00H000 | Flanders | 1,185 m² | 1 · 307 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600J11KD7AJ2NR694
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Of 12,964 companies in sector 47120 we hold annual accounts for 2,176. 527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2011
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
70200Business and other management consultancy
70220Business consulting
46412Wholesale of household textiles and bedding
47910Intermediation services for non-specialised retail
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.