Age3 yrs
Real estate2 parcels · 449 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SEVENDAY is 9.2% (elevated). The 2024 annual accounts show equity of €32k and a net result of €5k. Its solvency ranks better than 78% of 6655 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone9.2%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Recent warning signals
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 events28-02-2025
KBO administration
Address struck
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administrative Flags
1 eventAddress struck
Financials
Turnover€514k+84.7%
EBIT margin1.1%-11.6pp
Net result€5k-81.0%
Working capital€30k+22.1%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 12-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 53.5% | 20.3% | |
| Net result | €5k | €4k | |
| Equity | €32k | €16k | |
| Gross operating margin | €21k | €24k | |
| Staff costs | €15k | €33k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€514k
+84.7%
23-24
€6k
-82.9%
23-24
€5k
-81.0%
23-24
€5k
-79.6%
23-24
€59k
+10.5%
23-24
€32k
+19.0%
23-24
€30k
+22.1%
23-24
€15k
+71.0%
23-24
€1k
-85.8%
23-24
€27k
+2.1%
23-24
€27k
+2.1%
23-24
2.09
+9.4%
23-24
1.83
-4.3%
23-24
53.5%
+7.7%
23-24
0.87
-14.2%
23-24
15.9%
-84.1%
23-24
8.5%
-82.8%
23-24
1.0%
-89.7%
23-24
1.2%
-90.7%
23-24
61.76
-90.4%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | €514k |
| EBITDA | €6k |
| Net profit | €5k |
| Cash flow | €5k |
| Staff costs | €15k |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €59k |
| Equity | €32k |
| Debt | €27k |
| of which ≤ 1y | €27k |
| of which > 1y | - |
| Working capital | €30k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.09 |
| Quick ratio | 1.83 |
| Working capital ratio | 50.8% |
| Solvency | 53.5% |
| Debt / equity | 0.87 |
| Long-term debt ratio | - |
| Interest coverage | 61.76 |
| Gross margin | 0.1% |
| Net margin | 1.0% |
| ROA | 8.5% |
| ROE | 15.9% |
| EBITDA margin | 1.2% |
| Days sales outstanding | 27d |
| Days payable outstanding | 11d |
| Inventory turnover | 71.49 |
| Days inventory (DSI) | 5d |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €59k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €57k |
| Stocks & contracts in progress | 3 | €7k |
| Amounts receivable within one year | 40/41 | €37k |
| Cash & bank | 54/58 | €12k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €59k |
| Equity | 10/15 | €32k |
| Accumulated profits (losses) | 14 | €32k |
| Amounts payable | 17/49 | €27k |
| Amounts payable within one year | 42/48 | €27k |
| Trade debts payable within one year | 44 | €15k |
| Income statement | ||
| Turnover | 70 | €514k |
| Gross operating margin | 9900 | €21k |
| Operating result | 9901 | €6k |
| Financial income | 75 | €706 |
| Financial charges | 65 | €98 |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €5k |
| Result to be appropriated | 9905 | €5k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed95
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
2 locationsSEVENDAY2
since 20232.343.188.022
SEVENDAY
since 20262.390.941.122
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area449 m²
Buildings2
Building footprint122 m²
Volume (LiDAR)960 m³
Tallest building16.9 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92093A0323/00X002 | Wallonia | 343 m² | 1 · 43 m² | - |
| 92094C0111/00G020 | Wallonia | 107 m² | 1 · 79 m² | 16.9 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette28-02-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
3 acts Capital history · 1
24-01-2025
Capital change
Address history · 1
03-03-2025
Registered-office move
All acts · 3
updated 1 year ago
2025
06-06-2025 Articles of association amended, translation of the articles and coordination of the articles
Notary:
Xavier DUGARDIN · Saint-Servais/Namur
03-03-2025 Registered office moved from Sint-Pieters-Leew to Namen
- 1600 Sint-Pieters-Leew, Bergensesteenweg, nummer 421, bus 13 → 5000 Namen, Avenue des Combattants, nummer 8
Notary:
Xavier DUGARDIN · Namen
24-01-2025 All shares are now held by a single shareholder
Analysis
Snowflake analysis
financial profile on 5 axes77
/ 100
Exceptional profile, strong across almost every axis.
Health
95
Profitability
39
Solvency
96
Growth
68
Stability
86
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Credit advice
verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
| Legal nameNL | SEVENDAY |
Registered office
Avenue des Combattants 8
5000 Namur, Belgium
Registration history
- 28-02-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.