SEVEN SETT CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of SEVEN SETT CONSTRUCT is 2.7% (moderate). The 2025 annual accounts show equity of €34,105 and a net result of -€336. Equity is growing by about 6.6% per year across the filed financial years. Its solvency ranks better than 29% of 9,316 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €34,105
- Loss
- -€336
Why 50raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020Size: total assets €149,638Liquidity: current ratio 1.33, cash €3,602Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 29% on solvency, 11% on liquidity, 29% on profitability and 34% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 5 accounts on average 18 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €5,359
Financials · financial year 2025, micro format
2025 annual accounts filed late (27 days) Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00435836.
2020 to 2025, 5 financial years
The operating result falls in 2025; 2025 is 39% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91.3% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €91,042 | €167,420 | - | - | - | - |
| Non-recurring operating income76A | - | €446 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €147,433 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,040 | €1,563 | - | €9,737 | €4,292 | ▼ 55.9% |
| Other operating charges640/8 | - | €1,774 | - | - | - | - |
| Non-recurring operating charges66A | - | €830 | - | - | - | - |
| Gross operating margin9900 | €20,553 | €20,433 | -€675 | €17,067 | €8,763 | ▼ 48.7% |
| Operating profit (loss)9901 | €17,494 | €16,266 | -€675 | €7,330 | €4,470 | ▼ 39.0% |
| Financial income75/76B | - | - | €412 | - | €72 | - |
| Recurring financial income75 | €169 | €0 | €412 | - | €72 | - |
| Non-recurring financial income76B | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €3,155 | €4,513 | €1,971 | €2,344 | ▲ 18.9% |
| Recurring financial charges65 | €80 | €3,155 | €4,513 | €1,971 | €2,344 | ▲ 18.9% |
| Non-recurring financial charges66B | - | €0 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €17,583 | €13,110 | -€4,777 | €5,359 | €2,198 | ▼ 59.0% |
| Income taxes67/77 | - | €3,894 | - | - | €2,534 | - |
| Profit (loss) for the period9904 | €17,583 | €9,216 | -€4,777 | €5,359 | -€336 | - |
| Profit (loss) for the period to be appropriated9905 | €17,583 | €9,216 | -€4,777 | €5,359 | -€336 | - |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45,100 | €76,112 | €121,192 | €85,874 | €149,638 | ▲ 74.3% |
| Formation expenses20 | €516 | €258 | - | - | - | - |
| Fixed assets21/28 | €4,557 | €6,220 | €26,080 | €4,292 | - | - |
| Tangible fixed assets22/27 | €4,557 | €6,220 | €26,080 | €4,292 | - | - |
| Plant, machinery and equipment23 | - | €6,220 | €4,721 | - | - | - |
| Furniture and vehicles24 | - | €0 | €21,359 | €4,292 | - | - |
| Current assets29/58 | €40,027 | €69,634 | €95,112 | €81,582 | €149,638 | ▲ 83.4% |
| Amounts receivable within one year40/41 | €27,330 | €59,514 | €94,251 | €77,145 | €144,917 | ▲ 87.9% |
| Trade receivables40 | - | €50,345 | €88,702 | €77,145 | €140,498 | ▲ 82.1% |
| Other amounts receivable41 | - | €9,169 | €5,549 | - | €4,419 | - |
| Cash at bank and in hand54/58 | €12,398 | €10,095 | - | €2,846 | €3,602 | ▲ 26.5% |
| Deferred charges and accrued income490/1 | - | €25 | €861 | €1,591 | €1,118 | ▼ 29.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45,100 | €76,112 | €121,192 | €85,874 | €149,638 | ▲ 74.3% |
| Equity10/15 | €23,327 | €32,544 | €27,767 | €34,441 | €34,105 | ▼ 1.0% |
| Contributions10/11 | - | €5,745 | €5,745 | €5,745 | €5,745 | = |
| Contributions outside capital11 | - | €5,745 | - | - | - | - |
| Share premium1100/10 | - | €5,745 | - | - | - | - |
| Profit (loss) carried forward14 | €17,583 | €26,799 | €22,022 | €28,696 | €28,360 | ▼ 1.2% |
| Amounts payable17/49 | €21,772 | €43,568 | €93,426 | €51,434 | €115,533 | ▲ 125% |
| Amounts payable after more than one year17 | - | - | €14,908 | €6,969 | €2,642 | ▼ 62.1% |
| Financial debts170/4 | - | - | €14,908 | €6,969 | €2,642 | ▼ 62.1% |
| Amounts payable within one year42/48 | €21,772 | €42,666 | €78,365 | €44,464 | €112,891 | ▲ 154% |
| Current portion of amounts payable after more than one year42 | - | - | €3,638 | €4,084 | €4,327 | ▲ 6.0% |
| Financial debts43 | - | €494 | €4,232 | - | - | - |
| Credit institutions430/8 | - | €494 | €4,232 | - | - | - |
| Trade debts44 | €21,772 | €40,822 | €70,495 | €29,605 | €108,563 | ▲ 267% |
| Suppliers440/4 | - | €40,822 | €70,495 | €29,605 | €108,563 | ▲ 267% |
| Taxes, remuneration and social security45 | - | €1,350 | - | €1,079 | - | - |
| Taxes450/3 | - | €1,350 | - | €1,079 | - | - |
| Remuneration and social security454/9 | - | €0 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €9,696 | - | - |
| Accrued charges and deferred income492/3 | - | €902 | €153 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,583 | €9,216 | -€4,777 | €5,359 | -€336 | - |
| + Depreciation and write-downs630 | €2,040 | €1,563 | - | €9,737 | €4,292 | ▼ 55.9% |
| Operating cash flow (approximation) | €19,623 | €10,780 | -€4,777 | €15,096 | €3,957 | ▼ 73.8% |
| Investment in fixed assets (approximation) | - | -€3,226 | -€19,861 | - | - | - |
| Change in cash | - | -€2,303 | - | - | €755 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00435836 |
| 31-12-2024 | micro format | 25-08-2025 | 2025-00458256 |
| 31-12-2022 | micro format | 16-08-2023 | 2023-00334011 |
| 31-12-2021 | micro format | 03-08-2022 | 2022-20270680 |
| 31-12-2020 | micro format | 20-08-2021 | 2021-51900287 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
06-03
Gazette deed
Amendment of the articlesRegistered-office move · Founding capital2 facts ▸
- Registered-office move, Vlaams Gewest
- Founding capital
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0741.595.979
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23544C0080/00E002 | Flanders | 676 m² | 1 · 115 m² | 6.2 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Reiniging, onderhoud en desinfectie van meubilair en andere objecten, evenals van commerciële en industriële gebouwen en kantoren, en…” (deed in Dutch)
55 activities (deed in Dutch)
- Reiniging, onderhoud en desinfectie van meubilair en andere objecten, evenals van commerciële en industriële gebouwen en kantoren, en glazenwassen;
- Onderhoud van parken en tuinen, evenals desinfectie en ongediertebestrijding;
- De verkoop, aankoop, import, export, service, reparatie, onderhoud, productie en installatie van hardware, verwarming, airconditioning, kamerpompen, koelruimtes, ventilatie, koeling en airconditioning apparatuur;
- Het exploiteren van een speciale werkplaats in de metaalverwerkende industrie;
- Het vervaardigen en installeren van metalen beslag en schrijnwerk (inclusief kozijnen, deuren, balustrades, trappen en luiken);
- Aluminium-, staal- en roestvrijstalen metaalconstructiebedrijven;
- Dakbedekkings- en bekledingsdiensten;
- Verhuur van alle bouw- en ander materieel, inclusief steigers, bobcats, boormachines, schuurmachines, boormachines, mixers, ladders, aanhangwagens, slijpmachines, schrapers, hogedrukreinigers, decoupeerzagen enz;
- Aannemers, zonder beperking op het soort werk dat ze mogen doen, en gereguleerde activiteiten vanaf het moment van goedkeuring, inclusief algemene aannemers;
- Op het gebied van binnenhuisarchitectuur, een ontwerpbureau dat met name belast is met de organisatie kantoor-, industriële of commerciële ruimten, het opstellen van studies, plannen en coördinatie op deze gebieden op deze gebieden, de aankoop en wederverkoop van decoratieve producten en artikelen, de aankoop en wederverkoop meubilair voor kantoren, handel, industrie en huisvesting, de aankoop en verkoop, en de verhuur van de huur van gebouwen, al dan niet gebouwd, en het beheer en de administratie van alle particuliere, commerciële, industriële of openbare gebouwen, commerciële, industriële of openbare gebouwen;
- De creatie, ontwikkeling en promotie van vastgoedprojecten;
- De zink coatings business;
- Het bekleden van kroonlijsten in hout en PVC;
- De bouw van gebouwen (ruwbouw en dakbedekking)
- Het waterdicht maken en bekleden van gebouwen door middel van asfalteren en bitumeren;
- Thermische en akoestische isolatiebedrijven;
- Plafond-, cementeer- en alle andere pleisterwerkzaamheden;
- Het vervaardigen en plaatsen van schrijn- en timmerwerk (inclusief kozijnen en luiken). en luiken).
- Installatiebedrijf van Gyproc-platen;
- Fabrikanten en installateurs van PVC en aluminium ramen en luiken:
- Installatiebedrijven van centrale verwarming met warm water en stoom;
- Installatiebedrijver van ventilatie, heteluchtverwarming, airconditioning en industriële leidingen Ventilatie, heteluchtverwarming, airconditioning en industriële leidingen;
- Sanitaire installatie, gasverwarming en loodgieterswerk - zinkwerk bedrijven;
- Installatie van waterontharders:
- Het plaatsen van glas in vensters, waarvan de uitvoering geen bijzondere goedkeuring vereist op basis van een op basis van een koninklijk besluit uitgevaardigd krachtens de wet van vijftien december negentienhonderd zeventig betreffende de uitoefening van de beroepsactiviteiten in de kleine en middelgrote ondernemingen.
- Afbraak en grondwerken;
- Renovatie;
- Bouw, afwerking, onderhoud en renovatie van gebouwen;
- De fabricage, aankoop, groot- of kleinhandel en algemene verhandeling van De fabricage, aankoop, groot- of kleinhandel en algemene marketing van materialen die nodig zijn voor de bouw of renovatie van gebouwen;
- Het optreden als tussenpersoon bij dergelijke transacties;
- Het opzetten, ontwikkelen en promoten van vastgoedprojecten.
- Rioleringswerken;
- Leggen van kabels en diverse leidingen
- Aanleg van speelplaatsen, sportterreinen, parken en tuinen
- Aannemers van grondwerken;
- Bouw van demonteerbare paviljoenen en niet-metalen barakken;
- Aannemers van omheiningen;
- Thermische en akoestische isolatiebedrijven;
- De fabricage en installatie van sierhaarden (met uitzondering van marmerwerk, hakken van natuursteen enz.) (met uitzondering van marmerwerk, steenhouwen en mozaïek);
- Het bedrijf dat ijzerwerk, luiken en schrijnwerk van metaal en PVC installeert.
- Het reinigen en desinfecteren van huizen en lokalen, meubilair, stoffering en diverse voorwerpen; Het schoorsteenveegbedrijf;
- Het installatiebedrijf van dekvloeren, valse plafonds en verplaatsbare wanden; stukadoorswerk;
- Industriële schilders;
- Het vervaardigen en stofferen van niet-metalen meubelen;
- Steigerbouw-, voeg- en gevelreinigingsbedrijven;
- Parketleggersbedrijven;
- Installatie, onderhoud en reparatie van alle soorten branders;
- Schoonmaken van alle panden en glazenwassen;
- Renovatie van gebouwen, in de breedste zin van het woord;
- Import-export van alle goederen en ambachten;
- Onderhandeling, commissie en vertegenwoordiging;
- Het bedrijf mag ook alle activiteiten uitvoeren die te maken hebben met goederenbehandeling en verhuizingen.
- Reiniging, onderhoud en ontsmetting van meubilair en diverse voorwerpen, alsook van commerciële en industriële lokalen en kantoren en industriële gebouwen en kantoren, evenals glazenwassen;
- Onderhoud van parken en tuinen, evenals desinfectie en ongediertebestrijding;
- Gevelreiniging.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SEVEN SETT CONSTRUCT
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Een of meer bestuurders, natuurlijke personen of rechtspersonen al dan niet aandeelhouder” (deed in Dutch)“Vergoeding bestuurders, algemene kosten los van representatie- reis- en verplaatsingskosten” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, vruchtgebruiker en blote eigenaar afzonderlijk met vermelding rechten” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Erfgenamen en legatarissen geen aandeelhouder van rechtswege zelfde formaliteiten, elke overdracht onder levenden ten bezwarende of…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of June at 11:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering, vormen vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, ontbinding om welke reden en op welk ogenblik ook” (deed in Dutch)