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J.S.G. Consulting

Active
Private limited companyfounded 2001active for 25 yearsDemerlaan 37, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0474.464.018

From the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

J.S.G. Consulting has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,120 and a net result of €2,365. Equity has been shrinking by about 10% per year since 2019. Its solvency ranks better than 93% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 30-03-2001 Normal situation
Legal form
Private limited company
Registered office
Demerlaan 37, 3270 Scherpenheuvel-Zichem
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.097.949.256 3270 Scherpenheuvel-Zichem, since 12-04-2001
Financial year end
31 December
Peppol
Reachable since 08-04-2026

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€8,076
Turnover
≈ €97,000
estimated
Profit
€2,365
Equity
€34,120
▲ 7.4%
Total assets
€39,234
▼ 2.2%
2025 accounts filed 17 days before the deadline
Filed on 14-07-2026at the National Bank
Score breakdownraises riskSize: total assets €39,234lowers riskLiquidity: current ratio 8.49, cash €33,515Equity €34,120 (87.0% of total assets)Founded in 2001Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 87.0% of total assets
Liquidity 99+5
short-term debt 11.2% · cash 85.4%
Profitability 76+76
return on assets 6.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.6%▲ +0.1 percentage points vs 01-2025 03-2025: 0.8%▲ +0.2 percentage points vs 02-2025 04-2025: 1.5%▲ +0.7 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.6%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 1.4%▼ -0.2 percentage points vs 06-2025 08-2025: 0.2%▼ -1.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.49 (4.65 in 2024), above the usual 1.5. Short-term debt is 11.2% and cash 85.4% of total assets. 13% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 97% on liquidity, 54% on profitability and 50% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 8.49, cash €33,515
NBB · annual accounts
lowers risk · Equity €34,120 (87.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €39,234
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
17 days early
2023
1 day early
2022
27 days late
2021
21 days late
2020
27 days late
2019
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 93% of companies in construction of buildingssector median 43.0% · 9,380 companies 87.0% View

Documents

Annual accounts at the NBB

All 24 annual accounts

Articles and registers

Key facts about J.S.G. Consulting

What is the company number of J.S.G. Consulting?
The company number of J.S.G. Consulting is 0474.464.018. The VAT number is the same number with BE in front: BE 0474.464.018.
Where is J.S.G. Consulting based?
The registered office is at Demerlaan 37, 3270 Scherpenheuvel-Zichem.Company details
What does J.S.G. Consulting do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of J.S.G. Consulting?
The legal form of J.S.G. Consulting is Private limited company (BV).
When was J.S.G. Consulting founded?
J.S.G. Consulting was founded on 30-03-2001.
Is J.S.G. Consulting still active?
Yes, J.S.G. Consulting is an active enterprise in the KBO register.
How many employees does J.S.G. Consulting have?
J.S.G. Consulting had an average of 0.9 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of J.S.G. Consulting?
The turnover in financial year 2025 is ≈ €97,000. This figure is estimated from the gross margin of €8,076 and 268 comparable companies (NACE 41001). It probably lies between €51,000 and €180,000. It is a rough estimate.
Is J.S.G. Consulting profitable?
In financial year 2025, J.S.G. Consulting made a profit of €2,365.
Where can I find the annual accounts of J.S.G. Consulting?
J.S.G. Consulting filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of J.S.G. Consulting due?
J.S.G. Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as J.S.G. Consulting: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €35,900 and €48,100, founded between 1997 and 2001.

CompanyTotal assetsGross margin
J.S.G. Consulting Scherpenheuvel-Zichem€39,234€8,076
ALL INTERIOR CONSTRUCTIONS Pepingen€36,941€8,247
BOUWONDERNEMING A & D Liedekerke€46,290€8,289
VAJACLA Wingene€39,135€7,470
WONINGBOUW TAS Wichelen€44,021€7,908
J. PIRARD Liège€35,907€9,479
TESAY Wemmel€48,120€6,890
Full comparison

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