J.S.G. Consulting

Active

Private limited companyfounded 2001active for 25 yearsDemerlaan 37, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0474.464.018

Summary

J.S.G. Consulting has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,120 and a net result of €2,365. Equity is shrinking by about 10% per year across the filed financial years. Its solvency ranks better than 93% of 9,348 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

J.S.G. ConsultingActiveChecked score 97/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

≈ €97,000turnover 2025, estimated

Equity: €34,120
Profit: €2,365

Turnover estimated from the gross margin

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Goris Roland Benny TheophielDirector

2025 accounts 17 days early1 of 3 deeds summarised

Why 97raises riskSize: total assets €39,234lowers riskLiquidity: current ratio 8.49, cash €33,515Equity €34,120 (87.0% of total assets)Founded in 2001Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 73% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 87.0% of total assets

Liquidity 99+5

short-term debt 11.2% · cash 85.4%

Profitability 76+76

return on assets 6.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.6%▲ +0.1 percentage points vs 01-2025 03-2025: 0.8%▲ +0.2 percentage points vs 02-2025 04-2025: 1.5%▲ +0.7 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.6%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 1.4%▼ -0.2 percentage points vs 06-2025 08-2025: 0.2%▼ -1.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity ample (current ratio 8.49, compared with 4.65 in 2024, above the usual 1.5; short-term debt: 11.2% and cash: 85.4% of total assets), and 13% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 97% on liquidity, 54% on profitability and 50% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 8.49, cash €33,515

NBB · annual accounts

Equity €34,120 (87.0% of total assets)

NBB · annual accounts

Founded in 2001

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €39,234

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

17 days early

2024

17 days early

2023

1 day early

2022

27 days late

2021

21 days late

2020

27 days late

2019

19 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €2,365
14-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 8% on solvencysector median 43.0% · 9,348 companies 87.0% View
One director decidessole director in office 1 View
Active since 2001founded 30-03-2001 25 years View

By topic

Financials

Financial year: 2025
Total assets: €39,234
Profit: €2,365
Solvency: 87.0%

Total assets▼ 2.2%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

Goris Roland Benny TheophielDirector

Go to Board & ownership

Timeline

Events: 28
Since: 2003
Next accounts: by 31-07-2027

20-12-2023Resignation: Goris Roland Benny Theophiel (statutory manager)
30-10-2023Annual accounts filed
31-03-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 30-03-2001
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 16

Who signs: Each director alone
Annual meeting: Second Saturday of June at 18:00
Purpose: “De uitwerking van projecten op het gebied van de burgerlijke en utiliteitsbouw; Andere…” (deed in Dutch)

Go to Articles of association

Key facts about J.S.G. Consulting

What is the company number of J.S.G. Consulting?: 0474.464.018. In Belgium the VAT number is the company number with BE in front: BE 0474.464.018.
Where is J.S.G. Consulting based?: The registered office is at Demerlaan 37, 3270 Scherpenheuvel-Zichem.Company details
What does J.S.G. Consulting do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of J.S.G. Consulting?: Private limited company (BV).
When was J.S.G. Consulting founded?: On 30-03-2001.
Is J.S.G. Consulting still active?: Yes, J.S.G. Consulting is an active enterprise in the KBO register.
How many employees does J.S.G. Consulting have?: On average 0.9 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of J.S.G. Consulting?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is J.S.G. Consulting profitable?: In financial year 2025, J.S.G. Consulting made a profit of €2,365.
Where can I find the annual accounts of J.S.G. Consulting?: J.S.G. Consulting filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.S.G. Consulting due?: By 31-07-2027, for financial year 2026.Timeline