SEVAPO
ActiveSEVAPO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €47k. Its solvency ranks better than 28% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability95
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 8.76; short-term debt: 11.4% and cash: 95.6% of total assets), but 77.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€51k
Total assets
€227k
Net result
€47k
Working capital
€201k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €227k
Equity
€51k
Debt
€176k
Debt finances 77.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€63k
Cash flow
€49k
Solvency
22.5%
Current ratio
8.76
Quick ratio
8.76
Debt / equity
3.44
ROE
91.9%
ROA
20.7%
Interest coverage
814.77
Debt
€176k
Debt ≤ 1 year
€26k
Debt > 1 year
€150k
Income taxes
€13k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€227k
Current assets29/58€227k
Amounts receivable within one year40/41€10k
Trade receivables40€10k
Other amounts receivable41€6
Cash at bank and in hand54/58€217k
Deferred charges and accrued income490/1€392
Equity and liabilities
Total equity and liabilities10/49€227k
Equity10/15€51k
Contributions10/11€5k
Reserves13€46k
Distributable reserves133€46k
Profit (loss) carried forward14€0
Amounts payable17/49€176k
Amounts payable after more than one year17€150k
Financial debts170/4€150k
Amounts payable within one year42/48€26k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€18k
Taxes450/3€18k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€50
Gross operating margin9900€63k
Operating profit (loss)9901€60k
Financial charges65/66B€77
Recurring financial charges65€77
Profit (loss) for the period before taxes9903€60k
Income taxes67/77€13k
Profit (loss) for the period9904€47k
Profit (loss) for the period to be appropriated9905€47k
Appropriation of the result
Profit (loss) to be appropriated9906€47k
Transfer to equity691/2€46k
To other reserves6921€46k
Profit to be distributed694/7€859
Return on contributions (dividend)694€859
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtstro 299185 LochristiGround area
1,224 m²
Building footprint
303 m²
Volume, LiDAR
1,743 m³
Parcel 44472B2047/00S000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEVAPO
since 20232.350.786.783
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44472B2047/00S000 | Flanders | 1,224 m² | 1 · 303 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,396. 6,901 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2023
Fiscal year end31-03
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.