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Lopa

Active
Private limited companyfounded 20232 yrs activeKoning Leopold III-laan 29, 9080 Lochristi, BelgiumKBO/BCE: BE 1000.736.924
Summary

Lopa has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €77,450 and a net result of €62,847. Its solvency ranks better than 89% of 9521 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 8.99 against 4.32 in 2023; short-term debt: 11.1% and cash: 28% of total assets), and 11.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
2 d early
2023
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 October 2023, Lopa was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€77,450▲ 430%
2023 · €14,603
Total assets
€87,143▲ 358%
2023 · €19,007
Net result
€62,847▲ 504%
2023 · €10,403
Working capital
€77,450▲ 430%
2023 · €14,603
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€15,342-€86,711▲ 465%
Net result€10,403within the sector's middle half-€62,847above the sector's middle half▲ 504%
Equity€14,603within the sector's middle half-€77,450within the sector's middle half▲ 430%
Total assets€19,007below the sector's middle half-€87,143within the sector's middle half▲ 358%
Debt€4,404-€9,693▲ 120%
Working capital€14,603-€77,450▲ 430%
Solvency76.8%above the sector's middle half-88.9%above the sector's middle half▲ 12.0pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000Operating result 2023: €15,342€15,342Net result 2023: €10,403€10,403Operating result 2024: €86,711€86,711Net result 2024: €62,847€62,84720232024€0€25,000€50,000€75,000Operating result 2023: €15,342€15,300Net result 2023: €10,403€10,400Operating result 2024: €86,711€86,700Net result 2024: €62,847€62,80020232024
The operating result rises in 2024; 2024 is 465% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €87,143
Equity €77,450 ▲ 430%
Debt €9,693 ▲ 120%
Debt's share of the balance-sheet total falls from 23.2% to 11.1%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
8.99▲
2023 · 4.32
Debt to equity
0.13▼
2023 · 0.30
ROE
81.1%▲
2023 · 71.2%
ROA
72.1%▲
2023 · 54.7%
Debt ≤ 1 year
€9,693▲
2023 · €4,404
Income taxes
€23,857▲
2023 · €4,934
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€19,007€87,143▲
Current assets29/58€19,007€87,143▲
Amounts receivable within one year40/41€2,066€32,749▲
Trade receivables40-€29,040
Other amounts receivable41€2,066€3,709▲
Current investments50/53-€30,000
Cash at bank and in hand54/58€16,940€24,393▲
Equity and liabilities
Total equity and liabilities10/49€19,007€87,143▲
Equity10/15€14,603€77,450▲
Contributions10/11€4,200€4,200=
Reserves13€10,403€73,250▲
Distributable reserves133€10,403€73,250▲
Amounts payable17/49€4,404€9,693▲
Amounts payable within one year42/48€4,404€9,693▲
Trade debts44€384€0▼
Suppliers440/4€384€0▼
Taxes, remuneration and social security45€3,573€7,474▲
Taxes450/3€3,573€7,474▲
Other amounts payable47/48€446€2,219▲
Income statement Code20232024
Other operating charges640/8-€387
Gross operating margin9900€15,342€87,098▲
Operating profit (loss)9901€15,342€86,711▲
Financial charges65/66B€5€7▲
Recurring financial charges65€5€7▲
Profit (loss) for the period before taxes9903€15,337€86,704▲
Income taxes67/77€4,934€23,857▲
Profit (loss) for the period9904€10,403€62,847▲
Profit (loss) for the period to be appropriated9905€10,403€62,847▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,403€62,847▲
Transfer to equity691/2€10,403€62,847▲
To other reserves6921€10,403€62,847▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Other operating charges640/8-€387-
Gross operating margin9900€15,342€87,098▲ 468%
Operating profit (loss)9901€15,342€86,711▲ 465%
Financial charges65/66B€5€7▲ 40.0%
Recurring financial charges65€5€7▲ 40.0%
Profit (loss) for the period before taxes9903€15,337€86,704▲ 465%
Income taxes67/77€4,934€23,857▲ 384%
Profit (loss) for the period9904€10,403€62,847▲ 504%
Profit (loss) for the period to be appropriated9905€10,403€62,847▲ 504%
Line20232024Change
Assets
Total assets20/58€19,007€87,143▲ 358%
Current assets29/58€19,007€87,143▲ 358%
Amounts receivable within one year40/41€2,066€32,749▲ 1,485%
Trade receivables40-€29,040-
Other amounts receivable41€2,066€3,709▲ 79.5%
Current investments50/53-€30,000-
Cash at bank and in hand54/58€16,940€24,393▲ 44.0%
Equity and liabilities
Total equity and liabilities10/49€19,007€87,143▲ 358%
Equity10/15€14,603€77,450▲ 430%
Contributions10/11€4,200€4,200=
Reserves13€10,403€73,250▲ 604%
Distributable reserves133€10,403€73,250▲ 604%
Amounts payable17/49€4,404€9,693▲ 120%
Amounts payable within one year42/48€4,404€9,693▲ 120%
Trade debts44€384€0▼ 100%
Suppliers440/4€384€0▼ 100%
Taxes, remuneration and social security45€3,573€7,474▲ 109%
Taxes450/3€3,573€7,474▲ 109%
Other amounts payable47/48€446€2,219▲ 397%
Line20232024Change
Profit (loss) for the period9904€10,403€62,847▲ 504%
Operating cash flow (approximation)€10,403€62,847▲ 504%
Change in cash-€7,453-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 8.99
Current ratio from 4.32 to 8.99.
15-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
768 m²
Building footprint
180 m²
Volume, LiDAR
995 m³
Parcel 44034A0885/00W000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Koning Leopold III-laan 29, 9080 Lochristi
Computing infrastructure, data processing, hosting and other information service activities
since 20232.350.632.177
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44034A0885/00W000 Flanders 768 m² 1 · 180 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 7,141 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
63920Other information service activities
70200Business and other management consultancy
78100Employment placement agencies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000736924
Registered 05-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.